What You Need To Know About
Berkshire Hathaway

Founded in 2014, Berkshire Hathaway Travel Protection (BHTP) offers comprehensive travel insurance plans backed by the financial strength of Berkshire Hathaway Specialty Insurance, led by the renowned businessman Warren Buffet and owner of GEICO. With four plans available, BHTP covers many needs, from budget-conscious travelers to those seeking premium coverage. These plans are stable, earning an A++ rating from AM Best, reflecting excellent financial strength and high reliability when paying claims.

Our Take: BHTP is known for its comprehensive plans and high customer satisfaction, particularly during claims processing. The company offers competitive pricing and solid medical coverage, making it a top contender for robust travel insurance. Including unique benefits, like coverage for work cancellations and financial default, further sets it apart.

Berkshire Hathaway Rating Breakdown

4.29 (848 reviews)
Customer Service Before Trip 4.38/5
Customer Service During Trip 3.77/5
Customer Service During Claim 3.98/5
  • Better Business Bureau (BBB) A+
  • TrustPilot Score 4.6/5
  • A top-selling provider on Squaremouth
  • All policies currently hold an AM Best Rating of A++

Berkshire Hathaway At-a-Glance

Pros:
  • ExactCare Value plan is among the least expensive on the marketplace
  • Fast claims handling and payout speed
  • Offers baggage loss coverage of up to $2,500
  • Most plans include rental car coverage
Cons:
  • Fewer customization options when compared to other competitors
  • Lower-than-average emergency medical coverage amounts

Check out what travelers like you think about Berkshire Hathaway:

Ready to explore your options? Compare Berkshire Hathaway plans against other top providers.

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Find The Plan That's Right For You

Berkshire Hathaway offers plans for every traveler—explore its plans to choose the best plan for your trip.

Plan Avg. Premium Medical Evacuation &
Repatriation
Trip Cancellation Trip Interruption CFAR Option
ExactCare * $205.90 $25,000 $500,000 100% of the trip cost 150% of the trip cost
ExactCare Value * $155.16 $15,000 $150,000 100% of the trip cost 100% of the trip cost
LuxuryCare * $255.63 $100,000 $1,000,000 100% of the trip cost 150% of the trip cost

* The average premium is calculated using the last 12 months of sales, inclusive of trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999. This information is provided to illustrate directional pricing difference between plans.

Berkshire Hathaway vs. The Competition:
How It Stacks Up

What's the best provider? That depends on your trip. Choosing the right one can save you thousands. Here's how Berkshire Hathaway stacks up.

Plan Features
Overall Coverage

High coverage limits for medical ($500,000), trip interruption (up to 200% of trip cost), and unique benefits like pet care coverage and cancellation for work reasons. Covers financial default and terrorism.

Broad coverage, with options for customization

Cost

They are known for competitive pricing, especially comprehensive plans with high coverage limits. Offers substantial value for medical and trip interruption coverage.

Moderate pricing with flexible plan options

Customer Rating
4.3
4.5
Very Good
208 Reviews
AM Best Rating A++ (Superior) A (Excellent)
Unique Benefits

Layoff and work reason cancellation, financial default coverage

Sporting equipment coverage

Insurance Partners Backed by Berkshire Hathaway Specialty Insurance Company. Backed by BCS Insurance Company and Jefferson Insurance Company.

How Much Will A Berkshire Hathaway Plan Cost For Your Trip?

Take a look at how the average cost of Berkshire Hathaway's policies compares to similar plans from other top providers.

Average Cost of Berkshire Hathaway vs. Competitors Non-Cancellation Plans
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* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.

Average Cost of Berkshire Hathaway vs. Competitors Cancellation Plans
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* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.

The Bottom Line:
Is Berkshire Hathaway Worth It?

Berkshire Hathaway Travel Protection is an excellent choice for travelers who want comprehensive, reliable coverage backed by a financially strong and world-renowned company. With high coverage limits, especially for medical and trip interruption, and a fast claims processing track record, it’s a solid option for budget-conscious and high-end travelers. While it might not always be the cheapest option, its value and peace of mind make it worth the investment for most travelers.

Contact Information for Berkshire Hathaway Travel Protection

Customer Service: 844-411-2487

Hours of Operation:

Monday - Friday: 7:00am to 7:00pm CST.

Claims Phone: 844-411-2487

Claims Hours of Operation:

Monday - Friday: 7:00am to 7:00pm CST.

Mail to:
Berkshire Hathaway Travel Protection
P.O. Box 2986
Clinton, Iowa 52733-2986

Emergency Assistance:

Inside USA: 833-819-2930

Outside USA: 603-328-1373

Claims Email: claims@bhtp.com

Fax: 715-303-6328

Provider Claims Website: Please click here