Squaremouth offers policies from established, reputable travel insurance providers with high A.M. Best Ratings.

All providers must comply with our Zero Complaint Guarantee, our promise that the travel insurance policy you purchase through Squaremouth is from a trustworthy provider. In the event you need to file a travel insurance claim, we guarantee your provider will handle your claim fairly and honestly.

We recommend comparing policies from the following travel insurance providers:

Aegis
4.06 out of 5

62,979 Total Sales

Since 2013

Aegis
Arch RoamRight
4.52 out of 5

82,573 Total Sales

Since 2012

Arch RoamRight
AXA Assistance USA
4.23 out of 5

70,163 Total Sales

Since 2015

AXA Assistance USA
Azimuth Risk Solutions, LLC
3.92 out of 5

288 Total Sales

Since 2012

Azimuth
battleface
4.15 out of 5

7,240 Total Sales

Since 2020

battleface
Cat 70
4.06 out of 5

8,361 Total Sales

Since 2017

Cat 70
Cover-More
5.0 out of 5

33 Total Sales

Since 2017

Cover-More
CSA Travel Protection
No Reviews Yet

No Sales Data Available

Since 2004

CSA
Detour Insurance
4.53 out of 5

7,946 Total Sales

Since November 2023

Detour Insurance
Dogtag
4.03 out of 5

204 Total Sales

Since 2019

Dogtag
Generali Global Assistance
4.33 out of 5

162,482 Total Sales

Since 2004

Generali Global Assistance
GeoBlue
4.62 out of 5

20,410 Total Sales

Since 2013

GeoBlue
Global Alert
4.26 out of 5

2,063 Total Sales

Since 2007

Global Alert
Global Guardian Air Ambulance
No Reviews Yet

128 Total Sales

Since 2010

Global Guardian Air Ambulance
Global Underwriters
4.3 out of 5

2,350 Total Sales

Since 2007

Global Underwriters
HTH Travel Insurance
4.24 out of 5

32,091 Total Sales

Since 2004

HTH Travel Insurance
IMG
4.22 out of 5

58,994 Total Sales

Since 2005

IMG
INF Visitor Care
No Reviews Yet

163 Total Sales

Since 2020

INF Visitor Care
John Hancock Insurance Agency, Inc.
4.2 out of 5

63,948 Total Sales

Since 2012

John Hancock Ins Agency
MedjetAssist
4.0 out of 5

926 Total Sales

Since 2004

MedjetAssist
Nationwide Mutual Insurance Company
4.01 out of 5

39,912 Total Sales

Since 2018

Nationwide
Seven Corners
4.38 out of 5

197,373 Total Sales

Since 2007

Seven Corners
Tin Leg
4.59 out of 5

218,633 Total Sales

Since 2014

Tin Leg
Travel Insured International
4.4 out of 5

131,149 Total Sales

Since 2004

Travel Insured
Travelex Insurance Services
4.43 out of 5

81,848 Total Sales

Since 2004

Travelex
TravelSafe
4.3 out of 5

10,086 Total Sales

Since 2004

TravelSafe
Trawick International
4.14 out of 5

265,987 Total Sales

Since 2012

Trawick International
TripAssure
4.41 out of 5

3,360 Total Sales

Since 2005

TripAssure
USA-Assist Worldwide Protection
4.4 out of 5

2,527 Total Sales

Since 2007

USA-Assist
USI Affinity Travel Insurance Services
4.01 out of 5

3,720 Total Sales

Since 2008

USI Affinity
WorldTrips
4.27 out of 5

61,750 Total Sales

Since 2008

WorldTrips

What Makes a Great Travel Insurance Provider?

Taking a trip can be stressful, especially when things don't go according to plan. The best travel insurance companies provide peace of mind, financial protection, and exceptional travel assistance to their customers.

When comparing travel insurance providers, consider the following:

  • Reviews & Ratings: All Squaremouth customers are asked to review their experience after their trip. These reviews can cover everything from pre-trip support to the claims process. Travel insurance companies that provide best-in-class service to travelers will hold higher ratings.
  • Premiums: Higher travel insurance premiums do not always equate to better coverage. As a rule of thumb, the cost of travel insurance is typically 5-10% of your total trip cost.. We recommend choosing a provider that offers the coverage you need at the lowest price.
  • Coverage Limits: Travel insurance providers often offer multiple plans at varying degrees of trip protection. The top providers will include strong coverage for the benefits that matter most to travelers, including Trip Cancellation, Trip Interruption, Emergency Medical, and Medical Evacuation.
  • AM Best's Rating: AM Best is an independent rating institution that uses a sophisticated methodology to determine the financial strength of an insurer. Travelers can reference these ratings, which range from D to A++, when comparing providers.

Types of Coverage Offered by Travel Insurance Providers

When purchasing travel insurance, there are two main types of coverage that travelers can consider: single-trip and annual travel insurance.

Single-trip travel insurance is by far the most common coverage option among travelers, and offers travel protection for a specific period of time, usually up to 90 days. Most single-trip plans will cover policyholders from “door-to-door,” starting when they leave for their trip and ending when they return home.

The majority of single-trip travel insurance plans are comprehensive, and include coverage for unexpected cancellations, medical expenses, trip delays, and lost luggage, among others. However, travelers can reduce the cost of travel insurance by electing for plans that don't include trip cancellation coverage.

Annual travel insurance, or multi-trip travel insurance, is a type of travel insurance plan that covers a policyholder for a 12 month period, regardless of the number of domestic or international trips they take. These plans typically include medical coverage, delay coverage, and personal item protection.

Annual plans are ideal for frequent leisure or business travelers, as they provide a convenient and cost-effective way to protect multiple trips. It's important to note that few annual policies will include cancellation insurance.

Top Travel Insurance Benefits to Consider

When you buy travel insurance, you're buying peace of mind. Many providers offer comprehensive travel insurance plans that provide financial protection from the unexpected. Below are some of the key insurance benefits to consider when comparing plans and providers:

  • Trip Cancellation: May reimburse a traveler's prepaid, non-refundable trip costs if they cancel their trip for a covered reason. Common covered reasons include unforeseen illnesses and injuries, death of a family member, and natural disasters.
  • Trip Interruption: May reimburse unused travel expenses if a traveler if forced to end their trip early for a covered reason. Trip Interruption coverage may also cover additional transportation expenses incurred to return home.
  • Emergency Medical: Covers the cost of unforeseen medical care and expenses while traveling, such as x-rays, ambulance rides, and hospital bills. Since most primary health insurance plans don't offer coverage overseas, this benefit is especially valuable for International travelers.
  • Medical Evacuation: If a treating physician deems it necessary, this benefit may cover the cost of an emergency evacuation to another hospital or back to the traveler's home country.
  • Travel Delay: May cover meal and accommodation expenses if a traveler experiences a significant delay. Most plans set minimum delay requirements that must be met before coverage kicks in, which can range 3-12 hours.
  • Missed Connection: Can reimburse travelers unused trip expenses if they miss a connecting flight. Travelers may also be reimbursed the cost of additional transportation expenses to catch up to their original travel plans.
  • Baggage Delay: Provides coverage to travelers whose luggage is delayed en route to their destination. Travelers may be eligible for reimbursement for toiletries, clothes, and other necessities.
  • Baggage & Personal Items Loss: May reimburse travelers the cost of their personal items if their luggage is stolen, lost, or damaged at any point during their trip. Most plans set daily and per item maximum reimbursement limits.
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