International Medical Group (IMG) programs are designed to protect travelers from non-refundable costs that prevent a traveler from going on a trip or for those emergencies that occur while traveling. IMG is a worldwide leader in designing, distributing and administering global healthcare benefits. IMG has built a solid reputation providing medical and travel assistance to individuals, families and groups in more than 170 countries.
Weekdays, 7:00am - 6:00pm ET
Weekdays, 7:00am - 6:00pm ET
Policy Description:
Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s two Patriot Travel Medical Insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage. Patriot International provides coverage for US residents traveling outside of the US, while Patriot America provides coverage for non-US residents traveling outside their home country. Both plans are available for individuals or families for a minimum of five days up to a maximum of two years, and offer a complete package of international benefits.
Underwritten By: Sirius America Insurance Company
Underwritten Location: 140 Broadway 32nd Floor New York, NY 10005-1108
AM Best #: 002642
AM Best Rating: A (Excellent)
Policy Description:
Don’t let your medical coverage be an uncertainty. Travel with one of IMG’s two Patriot Travel Medical Insurance plans so you can spend more time enjoying your international experience and less time worrying about medical coverage. Patriot International provides coverage for US residents traveling outside of the US, while Patriot America provides coverage for non-US residents traveling outside their home country. Both plans are available for individuals or families for a minimum of five days up to a maximum of two years, and offer a complete package of international benefits.
Underwritten By: Sirius International Ins. Corp
Underwritten Location: Birger Jarlsgatan 57B, SE-113 96, Stockholm, Sweden
AM Best #: 086396
AM Best Rating: A (Excellent)
Policy Description:
The two Patriot Multi-Trip plans offer a complete package of international benefits available 24 hours a day. Patriot Multi-Trip International is a plan for U.S. citizens that take multiple trips annually outside the U.S., while Patriot Multi-Trip America is a plan for non-U.S. citizens that take multiple trips annually outside of their home country. Both plans provide coverage for you, your spouse and/or children for each trip taken outside your home country during a period of 12 months with renewability up to three years, in accordance with the terms of the plan.
Underwritten By: Sirius International Ins. Corp
Underwritten Location: Birger Jarlsgatan 57B, SE-113 96, Stockholm, Sweden
AM Best #: 086396
AM Best Rating: A (Excellent)
Policy Description:
The two Patriot Multi-Trip plans offer a complete package of international benefits available 24 hours a day. Patriot Multi-Trip International is a plan for U.S. citizens that take multiple trips annually outside the U.S., while Patriot Multi-Trip America is a plan for non-U.S. citizens that take multiple trips annually outside of their home country. Both plans provide coverage for you, your spouse and/or children for each trip taken outside your home country during a period of 12 months with renewability up to three years, in accordance with the terms of the plan.
Underwritten By: Sirius International Ins. Corp
Underwritten Location: Birger Jarlsgatan 57B, SE-113 96, Stockholm, Sweden
AM Best #: 086396
AM Best Rating: A (Excellent)
Policy Description:
Patriot America Plus provides coverage for non-US citizens traveling outside their home country. The plan offers a complete package of international benefits available 24 hours a day to individuals and families. The plan provides a wide range of plan maximum limits and deductible options, and it is available for a minimum of 5 days up to a maximum of two years, in accordance with the terms of the insurance contract.
Underwritten By: Sirius International Ins. Corp
Underwritten Location: Birger Jarlsgatan 57B, SE-113 96, Stockholm, Sweden
AM Best #: 086396
AM Best Rating: A (Excellent)
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So far, it has been fine.
The summary of benefits on the title page does not match up with the policy itself. I believe that’s misleading.
Simple, easy and the best price
They denied everything. Even doctors I found through their website. It was extremely difficult to try and determine what and who they would or wouldn't cover, and in the end, they covered nothing.
We are sorry we did not meet your expectations. We value your feedback and take concerns such as yours very seriously. Although IMG will not discuss the details of claims in a public forum, we welcome the opportunity to further discuss your claim privately. Please contact us directly at www.imglobal.com/contact so we can continue this conversation.
This was generally a good experience. I'm a repeat customer, and I will be back again.
But there is a certain lack of clarity about the policy itself. There was a kind of pre-claim procedure that sounded like a way to avoid immediate payment for a claim. This was not, of course, made clear in the pre-purchase information.
As I say, I'll be back, but next time, I'll be asking questions about this.