Information > Benefits > Identity Theft

Identity Theft

The table below shows you at a glance which company provides the most comprehensive coverage for the Identity Theft element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

Provides assistance with the services and costs associated with recovering your identity and credit.

View full coverage summary for Identity Theft for the policies below

#	Provider / Plan Name	Benefit
1	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
2	Air Ambulance Card Air Ambulance Card - Extended Stay 6 Months	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
3	Air Ambulance Card Air Ambulance Card - Extended Stay 12 Months	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
4	CSA Travel Protection Custom Luxe Comprehensive	Covered for 180 days after departure
	Full Policy Wording	The Identity Theft Resolution Services become available on your scheduled departure date for your trip. Services end 180 days (six months) from the date of your scheduled departure date for your trip. Identity Theft Resolution does not guarantee that its intervention on behalf of you will result in a particular outcome or that its efforts on behalf of you will lead to a result satisfactory to you. Identity Theft Resolution does not include, and Identity Theft Resolution shall not assist you for thefts involving non-US bank accounts
5	CSA Travel Protection Custom Comprehensive	Covered for 180 days after departure
	Full Policy Wording	DESCRIPTION OF IDENTITY THEFT RESOLUTION SERVICES (PROVIDED BY CSA’S DESIGNATED PROVIDER) If you believe you are victim of Identity Theft, please contact our assistance provider at (877) 243-4135. A description of the service and terms of use are provided below. The assistance provider treats each “Identify Theft” as an emergency and, subject to the limitations set forth in this Program Description, performs, for you any or all of the following steps necessary to attempt to undo or prevent further damage upon receipt, by you, of a duly completed and executed “Authorization Form”. Obtain all pertinent credit information and history from you on the phone to determine if a fraud or theft has occurred. Educate you on how Identity Theft occurs and inform you of protective measures to take to avoid further occurrences. Provide you with a helpful ID Theft Resolution Kit. Provide you with a uniform ID Theft Affidavit (“Affidavit”), answer any question with regard to completing the Affidavit and submit the Affidavit to the proper authorities, credit bureaus, and creditors. Obtain list of creditors to be contacted and contact them with separate itemized fraudulent account statements for each fraudulent occurrence. Report or assist you in reporting the fraudulent activity to the local authorities and forward a report of the said fraudulent activity to your creditors. Notify all three major credit-reporting agencies to obtain a free credit report for you and place an alert on your records with the agencies, and obtain a list of additional creditors from you. If the Identity Theft Affidavit proves that you are a victim of Identity Theft, the assistance provider shall provide access via postal mail to credit monitoring to you for one year. Place a “security freeze” on your credit records, in states where such law was passed. Submit “Authorization Form” and Affidavit to your creditors requesting cancellation of your card(s) and an issuance of a new one(s). If other forms of identification were stolen or missing, such as an ATM card, Driver’s License, Social Security Card, Passport and so forth, notify or assist you in notifying the appropriate bank or agency of the situation so that you may take appropriate action and reissue a new form of identification. Provide you with assistance in filing or submitting paperwork for special ID Theft Protective measures, specific to your state of residence. On a weekly basis, until file is closed, contact you with an updated status report. When needed, follow up with creditors to ensure that the matter has been properly handled.
6	Global Alert Administrators Global Alert Essentials	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
7	Global Alert Administrators Global Alert Preferred	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
8	Global Alert Administrators Global Alert Preferred Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
9	HCC Medical Insurance Services Atlas International excluding US Visit	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
10	HCC Medical Insurance Services Atlas America including US Visit	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
11	HTH Worldwide TravelGap Voyager	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
12	HTH Worldwide TravelGap Voyager	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
13	HTH Worldwide TripProtector	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
14	HTH Worldwide TripProtector Preferred	Covered for 180 days after departure
	Full Policy Wording	AVAILABILITY OF SERVICES AND COVERAGE The Identity Theft Protect Services and Identity Theft Insurance become available on the effective date of your plan. Services end 180 days (six months) from the date of your plan’s effective date. IDENTITY THEFT PROTECTION SERVICES If you suspect someone has compromised your identity, call us toll-free at (866) 501-3254 and ask to be connected with the Identity Theft Recovery Unit. The Identity Theft Recovery Unit (ITRU) offers fast and responsive support to victims of identity theft. This unit’s trained fraud specialists will help guide you through the necessary steps of restoring your credit profile. Specialists are proactive in contacting the credit reporting agencies, creditors and in providing helpful information to assist you with recovering and restoring your credit. The service provides the following benefits: Pull a three-bureau credit report with your authorization. Assistance reviewing your report to review and identify instances of suspected fraud. Assistance in placing Fraud alerts at all three credit reporting agencies at your request. Dispute letters written on your behalf for you to review and sign, and for you to forward to Bureaus and Creditors. Assistance with contacting law enforcement agencies. A “Recovering from Identity Theft” information kit, including a copy of the three-bureau report which was reviewed. Convenient toll-free access to the Identity Theft Recovery Unit so you can contact ITRU with follow-up questions or concerns. SIx months of daily monitoring and alert service at all three bureaus. IDENTITY THEFT INSURANCE In addition to receiving assistance from the Identity Theft Recovery Unit, you are eligible for up to $20,000 in financial reimbursement, with no deductible, for certain expenses associated with identity theft at no additional cost to you. Your $20,000 coverage includes: Lost wages (up to $500 per week for a maximum of four weeks) as a result of time taken off work to deal with the fraud, including wrongful incarceration. Lost wages must occur during the policy period. Notary and certified mailing costs for completing and delivering fraud affidavits or similar documents. Loan application fees incurred when reapplying for loans when the original application is rejected solely because the lender received incorrect information. Long-distance phone charges associated with reporting or discussing an actual identity fraud. Attorney fees incurred (with prior Intersections consent) for defending suits (1) brought incorrectly by merchants and their collection agencies, (2) for removing criminal or civil judgments wrongly entered against an Insured Person, and (3) for challenging the accuracy or completeness of any information in a consumer credit file. The full details of your coverage are set forth in the following Certificate of Insurance. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy provisions, and any applicable law.
15	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
16	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
17	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
18	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
19	HTH Worldwide TravelGap Excursion	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
20	HTH Worldwide TravelGap Excursion	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
21	HTH Worldwide TripProtect e-Saver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
22	IMG Patriot America	$500 per person
	Full Policy Wording	Identity Theft Up to US$500 per Period of Coverage Not subject to Deductible or Coinsurance. See Section S for further Terms. S. IDENTITY THEFT – The Usual, Reasonable and Customary costs incurred by the Insured Person for re-filing loan or other credit applications that are rejected solely as a result of the stolen identity event; the reasonable, customary and necessary costs incurred by the Insured Person for notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and/or rectifying records as a result of the stolen identity event; the reasonable, customary and necessary costs incurred by the Insured Person for up to three credit reports obtained within one year of the Insured Person’s knowledge of the stolen identity event; the Usual, Reasonable and Customary costs incurred by the Insured Person for stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
23	IMG Patriot International	$500 per person
	Full Policy Wording	Identity Theft Up to US$500 per Period of Coverage Not subject to Deductible or Coinsurance. See Section U for further Terms. U. IDENTITY THEFT – The reasonable, customary and necessary costs incurred by the Insured Person for re-filing loan or other credit applications that are rejected solely as a result of the stolen identity event; the reasonable, customary and necessary costs incurred by the Insured Person for notarization of legal documents, long distance telephone calls, and postage that has resulted solely as a result of reporting, amending and/or rectifying records as a result of the stolen identity event; the reasonable, customary and necessary costs incurred by the Insured Person for up to three credit reports obtained within one year of the Insured Person’s knowledge of the stolen identity event; the reasonable, customary and necessary costs incurred by the Insured Person for stop payment orders placed on missing or unauthorized checks as a result of the stolen identity event.
24	iTravelInsured Picture Perfect Vacation	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
25	iTravelInsured Elite Vacation	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
26	iTravelInsured Lite Protection Plan	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
27	iTravelInsured Annual Travel Medical Program	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
28	iTravelInsured Student Travel	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
29	MedjetAssist Annual Membership	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
30	MedjetAssist MedjetAssist Extended Stay	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
31	MedjetAssist MedjetAssist Short Term Plan	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
32	MH Ross Travel Insurance Services Asset Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
33	MH Ross Travel Insurance Services Bridge	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
34	MH Ross Travel Insurance Services Complete	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
35	Seven Corners Inc Liaison Worldwide for US Citizens	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
36	Seven Corners Inc RoundTrip	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
37	Seven Corners Inc RoundTrip Choice	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
38	Seven Corners Inc Inbound Immigrant	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
39	Seven Corners Inc Liaison Continent excl US	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
40	Seven Corners Inc Liaison International excl US	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
41	Seven Corners Inc Liaison Continent incl US	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
42	Seven Corners Inc Liaison International incl US	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
43	Seven Corners Inc Liaison Worldwide for Non US Citizens	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
44	Seven Corners Inc RoundTrip Economy	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
45	Seven Corners Inc RoundTrip Elite	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
46	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
47	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
48	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
49	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
50	Travel Guard Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
51	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
52	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
53	Travel Guard Gold	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist victim in communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
54	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
55	Travel Guard Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
56	Travel Guard MedEvac Per Trip	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
57	Travel Guard MedEvac Per Trip	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
58	Travel Guard Business Traveler	Covered
	Full Policy Wording	Identity Theft Assistance Assist identity theft victim with ordering and reviewing credit bureau records Assist identity theft victim with investigating financial accounts where identity theft is suspected Assist victim in communications with creditors to help make the creditors aware of the victim’s identity theft issues Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals Assist identity theft victim in reviewing account activity to identify any suspicious activities Obtain additional resources for reviewing and resolution of victim’s issues
59	Travel Guard Platinum	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
60	Travel Guard Platinum	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
61	Travel Guard Platinum	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist victim in communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
62	Travel Guard Platinum	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
63	Travel Guard Platinum	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
64	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
65	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
66	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
67	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
68	Travel Guard Silver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
69	Travel Guard MedEvac Annual	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
70	Travel Guard MedEvac Annual	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
71	Travel Guard TravelRite Annual	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
72	Travel Guard TravelRite Annual	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
73	Travel Guard Great Outdoors	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist identity theft victim with communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
74	Travel Guard Great Outdoors	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist identity theft victim with communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
75	Travel Guard Great Outdoors	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist identity theft victim with communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
76	Travel Guard Great Outdoors	Covered
	Full Policy Wording	Identity Theft • Assist identity theft victim with ordering and reviewing credit bureau records • Assist identity theft victim with investigating financial accounts where identity theft is suspected • Assist identity theft victim with communications with creditors to help make the creditors aware of the victim’s identity theft issues • Assist identity theft victim in identifying proper law enforcement to pursue prosecution of criminals • Assist identity theft victim in reviewing account activity to identify any suspicious activities • Obtain additional resources for reviewing and resolution of victim’s issues
77	Travel Insurance Services Travel Insurance Select Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
78	Travel Insurance Services Travel Insurance Select Elite	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
79	Travel Insurance Services Travel Insurance Select Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
80	Travel Insured International Worldwide Trip Protector Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
81	Travel Insured International Worldwide Trip Protector	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
82	Travelex Insurance Services Flight Insure Multi-trip - AD&D Only	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
83	Travelex Insurance Services Flight Insure Package Plan Multi-trip	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
84	Travelex Insurance Services Flight Insure Plus - Flight AD&D Only	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
85	Travelex Insurance Services Flight Insure Plus - Package Plan	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
86	Travelex Insurance Services Travel Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
87	Travelex Insurance Services Travel Max	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
88	Travelex Insurance Services Travel Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
89	Travelex Insurance Services Travel Select	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
90	Travelex Insurance Services TraveLite	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
91	Travelex Insurance Services Business Traveler	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
92	TravelSafe Basic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
93	TravelSafe Classic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
94	TravelSafe Classic Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
95	Trawick International Safe Travels USA	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
96	Trawick International Safe Travels International	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
97	USA-ASSIST Worldwide Protection Global Travel Medical Diamond	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
98	USA-ASSIST Worldwide Protection Global Travel Medical Executive	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
99	USA-ASSIST Worldwide Protection Global Travel Medical Gold	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
100	USA-ASSIST Worldwide Protection Global Travel Medical Platinum	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
101	USA-ASSIST Worldwide Protection Global Travel Medical Standard	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
102	USA-ASSIST Worldwide Protection Global Travel Medical Titanium	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
103	USA-ASSIST Worldwide Protection GlobalTrip Classic	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
104	USA-ASSIST Worldwide Protection GlobalTrip Saver	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
105	USA-ASSIST Worldwide Protection GlobalTrip Plus	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.
106	USA-ASSIST Worldwide Protection GlobalTrip High Medical	No coverage
	Full Policy Wording	There is no Identity Theft coverage with this plan.