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Company iTravelInsured iTravelInsured iTravelInsured iTravelInsured
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Plan Name Annual Medical Elite Vacation Lite Protection Plan Picture Perfect Vacation
Product Type Annual Travel Insurance Travel Insurance Travel Insurance Travel Insurance
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Trip Cancellation No coverage 100% of the trip cost 100% of the trip cost 100% of the trip cost
Trip Interruption No coverage 150% of the trip cost No coverage 100% of the trip cost
Terrorism Covered for foreign and domestic Covered for foreign and domestic Covered for foreign and domestic Covered for foreign and domestic
Financial Default No coverage Covered after 30 day wait if purchased within 14 days of trip deposit Covered after 30 day wait if purchased within 14 days of trip deposit Covered after 30 day wait if purchased within 14 days of trip deposit
Travel Delay No coverage $1,000 per person
$200 daily limit
Covered after 24 hour delay
$500 per person
$100 daily limit
Covered after 24 hour delay
$500 per person
$100 daily limit
Covered after 24 hour delay
Baggage & Personal Items Loss No coverage $2,000 per person
$500 first item limit
$250 subsequent items limit
Checked luggage only
No coverage $1,000 per person
$500 first item limit
$250 subsequent items limit
Checked luggage only
Baggage Delay No coverage $500 per person
Covered after 24 hour delay
$100 per person
Covered after 24 hour delay
$100 per person
Covered after 24 hour delay
Emergency Medical & Dental $10,000 per person
Secondary coverage
$50,000 per person
Secondary coverage
No coverage $10,000 per person
Secondary coverage
Medical Evacuation & Repatriation $35,000 per person $1,000,000 per person No coverage $20,000 per person
Pre-Existing Condition No coverage
Pre-existing look-back period 60 days
Covered if purchased within 14 days of trip deposit Covered if purchased within 14 days of trip deposit Covered if purchased within 14 days of trip deposit
Life Insurance - Accidental Death No coverage No coverage No coverage No coverage
Life Insurance - Air Flight Accident AD&D No coverage No coverage No coverage No coverage
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided 24 hour assistance provided 24 hour assistance provided
Rental Car Damage No coverage No coverage No coverage No coverage
Money Back Guarantee Up to 10 days after purchase Up to 10 days after purchase Up to 10 days after purchase Up to 10 days after purchase
Deductible No deductible No deductible No deductible No deductible
Life Insurance Please refer to Accidental Death, Air Flight Accident & Common Carrier Please refer to Accidental Death, Air Flight Accident & Common Carrier Please refer to Accidental Death, Air Flight Accident & Common Carrier Please refer to Accidental Death, Air Flight Accident & Common Carrier
Maximum Trip Duration 30 days per trip No coverage No coverage No coverage
Hurricane & Weather No coverage Mandatory Evacuation covered
Complete cessation of common carrier for 24 hours
Complete cessation of common carrier for 24 hours Complete cessation of common carrier for 24 hours
Missed Connection No coverage $500 per person
Covered after 6 hour delay
Cruise only
$500 per person
Covered after 6 hour delay
Cruise only
$500 per person
Covered after 6 hour delay
Cruise only
Life Insurance - Common Carrier No coverage $100,000 per person No coverage $100,000 per person
Cancel for Work Reasons No coverage No coverage No coverage No coverage
Employment Layoff No coverage Covered
If employed for 1 continuous year
Covered
If employed for 1 continuous year
Covered
If employed for 1 continuous year
Cancel For Any Reason No coverage No coverage No coverage No coverage
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