Additional Benefits


Coverage Description
Many companies offer additional services that differentiate them against their competitors. We have listed some of these services on the carriers page under the "why buy" heading.

View coverage summary for Additional Benefits for the policies below

Travel Insurance - Coverage for all types of travel. Includes cancellation
# Company / Plan Name Benefit  
1 HTH
TripProtector
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 HTH
TripProtector Preferred
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 MH Ross
Trip Insurance Basic
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 TravelSafe
TravelSafe Premier
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 Global Alert Admin
Global Alert Preferred
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 Global Alert Admin
Global Alert Preferred Plus
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
7 Global Alert Admin
Global Alert Essentials
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
8 Travel Guard
Cruise Tour & Travel
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
9 Travel Guard
Essential
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
10 iTravelInsured
Student Travel
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
11 MH Ross
Trip Insurance Extra
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
12 TravelSafe
TravelSafe Elements for Individuals
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
13 Travel Insured
Trip Protector Lite
Selectable option for Sports Coverage View plan detail  Instant Quote
  Full Policy Wording

If You purchase Sports Coverage the Insurer will pay up to the combined maximum limit shown on the Schedule of Coverage and Services for prepaid non-refundable ski passes, greens fees and sporting equipment rental.

Sports Coverage Up to a combined maximum limit of $1,000 per person

14 Travel Insured
Trip Protector Lite Expanded
Selectable option for Sports Coverage View plan detail  Instant Quote
  Full Policy Wording

Sports Coverage
Up to a combined maximum limit of $1,000 per person.

If You purchase Sports Coverage the Insurer will pay up to the combined maximum limit shown on the Schedule of Coverage and Services for prepaid non-refundable ski passes, greens fees and sporting equipment rental.

15 Travel Insured
WTP - Comprehensive Plan
Selectable option for Sports Coverage View plan detail  Instant Quote
  Full Policy Wording

If You purchase Sports Coverage the Insurer will pay up to the combined maximum limit shown on the Schedule of Coverage and Services for prepaid non-refundable ski passes, greens fees and sporting equipment rental.

Sports Coverage
Up to a combined maximum limit of $1,000 per person

16 Travel Insured
WTP Gold - Comprehensive Plan
Selectable option for Sports Coverage View plan detail  Instant Quote
  Full Policy Wording

If You purchase Sports Coverage the Insurer will pay up to the combined maximum limit shown on the Schedule of Coverage and Services for prepaid non-refundable ski passes, greens fees and sporting equipment rental.

Sports Coverage
Up to a combined maximum limit of $1,000 per person.

17 MH Ross
Trip Insurance Enhanced
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
18 Travelex
Travel Plus
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
19 Travelex
TraveLite
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
20 Travel Insurance Services
Travel Insurance Select Basic
Selectable option for Concierge Services View plan detail  Instant Quote
  Full Policy Wording

Optional Benefit if Purchased

CONCIERGE SERVICES
Restaurant Referrals and Reservations — AIG Travel Assist will supply a restaurant referral based on your needs and desires. Additionally AIG Travel Assist will arrange for reservations at the recommended restaurant. Based on availability.

Ground Transportation — AIG Travel Assist will locate and arrange for a transportation service to pick you up and deliver you to your desired destination.

Event Ticketing — AIG Travel Assist will assist with the purchase of tickets to such events as sporting events, theatre, and concerts. Based on availability.

Tee Times and Course Recommendations — AIG Travel Assist will facilitate the reservation of tee times at available courses and recommend alternatives in case of a booked course. Based on availability.

Floral Services — AIG Travel Assist will facilitate the ordering of flowers for such events as birthdays, anniversaries, holidays, and other special occasions.

21 Travel Insurance Services
Travel Insurance Select Elite
Covered for Concierge Services View plan detail  Instant Quote
  Full Policy Wording

CONCIERGE SERVICES

Restaurant Referrals and Reservations: Provides restaurant recommendations based on your needs and desires, and then makes reservations at the recommended restaurant. Based on availability.

Ground Transportation: Locates and arranges for a transportation service to pick you up and deliver you to your desired destination.

Event Ticketing: Assists with the purchase of tickets to sporting events, theatre, concerts, etc. Based on availability.

Tee Times and Course Recommendations: Makes tee time reservations at available golf courses and recommends alternatives in case of an over booked course. Based on availability.

Floral Services: Orders flowers for such events as birthdays, anniversaries, holidays, and other special occasions.

The above services provided by the Worldwide Assistance Center are non-insurance services through AIG Travel Assist.

22 Travel Insurance Services
Travel Insurance Select Plus
Selectable option for Concierge Services View plan detail  Instant Quote
  Full Policy Wording

Optional Benefit if Purchased

CONCIERGE SERVICES
Restaurant Referrals and Reservations — AIG Travel Assist will supply a restaurant referral based on your needs and desires. Additionally AIG Travel Assist will arrange for reservations at the recommended restaurant. Based on availability.

Ground Transportation — AIG Travel Assist will locate and arrange for a transportation service to pick you up and deliver you to your desired destination.

Event Ticketing — AIG Travel Assist will assist with the purchase of tickets to such events as sporting events, theatre, and concerts. Based on availability.

Tee Times and Course Recommendations — AIG Travel Assist will facilitate the reservation of tee times at available courses and recommend alternatives in case of a booked course. Based on availability.

Floral Services — AIG Travel Assist will facilitate the ordering of flowers for such events as birthdays, anniversaries, holidays, and other special occasions.

23 CSA
WebDirect
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
24 CSA
WebDirect Luxe
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
25 USA-ASSIST
GlobalTrip Saver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
26 USA-ASSIST
GlobalTrip Plus
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
27 USA-ASSIST
GlobalTrip High Medical
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
28 USA-ASSIST
GlobalTrip Super
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
29 Travel Guard
Adventure Travel Protection
License Refund Coverage View plan detail  Instant Quote
  Full Policy Wording

License Refund Coverage:

The Insurer will reimburse the Insured for the prepaid non-refundable cost of the Insured’s access licenses or permits if the Insured is unable to make their out-of-state Trip due to one of the Unforeseen events shown in the Trip Cancellation/ Interruption Benefit.

30 Travelex
Travel Basic
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
31 Travelex
Travel Select
Selectable options for Athlete/Student Lifestyle Pak and/or Family Lifestyle Pak
Click plan detail button to add option to plan
View plan detail  Instant Quote
  Full Policy Wording

OPTIONAL - ATHLETE/STUDENT LIFESTYLE PAK UPGRADE

If You purchased the Athlete/Student Lifestyle Pak in addition to Your Travelex Passenger Protection Plan, You will receive the following, subject to the terms and conditions of the benefits as outlined in the Travel Select Certificate of Insurance.

TRIP CANCELLATION / TRIP INTERRUPTION
The Company will pay for pre-paid Tuition Fees not refunded by Your school if traveling abroad for the purpose of attending said school, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking or continuing participation on Your Covered Trip due to a covered reason. Tuition Fees: means all pre-paid non-refundable expenses charged by the school for Your participation in the school’s academic period. These expenses include tuition, room and board through the school only. Off-campus rooms, meals, books or fraternity/sorority charges are not included.

TRIP INTERRUPTION
The Company will provide reimbursement for unused, non-refundable hotel cancellation expenses prepaid to the hotel and return air expenses incurred by You, up to 150% of the amount insured, if Your sporting competition is rescheduled or cancelled due to weather.

TRIP DELAY
The Company will reimburse You up to $25 for expenses incurred directly related to internet usage fees incurred during the time You are experiencing a Common Carrier delay. Receipts for the expenses incurred must be submitted for reimbursement.

LIMITATIONS AND EXCLUSIONS
The following general exclusions have been lifted from the policy during Your Covered Trip:

  1. Participation in bodily contact sports; any race; speed contests; and
  2. Participation as a professional in athletics.

OPTIONAL - FAMILY LIFESTYLE PAK UPGRADE

If You purchased the Family Lifestyle Pak in addition to Your Travelex Passenger Protection Plan, You will receive the following, subject to the terms and conditions of the benefits as outlined in the Travel Select Certifi cate of Insurance.

TRIP CANCELLATION / TRIP INTERRUPTION

The Company will pay a benefit, up to the maximum shown on the Confirmation of Coverage, if You are prevented from taking Your Covered Trip due to: Sickness, Accidental Injury or death of Your Child Caregiver which results in medically imposed restrictions as certified by a Physician at the time of Loss preventing Your participation in the Covered Trip. A Physician must advise the Child Caregiver is unable to provide basic childcare services while You are on the Covered Trip on or before the Scheduled Departure Date.

Note: The Pre-Existing Condition Exclusion will apply. Child Caregiver: means an individual providing basic childcare service needs for Your minor children under the age of 18 while You are on the Covered Trip without the minor children. The arrangement of being the Child Caregiver while You are on the Covered Trip must be made 30 or more days prior to the Scheduled Departure Date.”

TRIP DELAY
The Company will reimburse You for one movie rental up to $25, in the event Your delay results in an overnight stay (other than Your home residence) if You are delayed en route to or from the Covered Trip. This does not include movie rentals that are rated “X” or above by the Classification and Rating Administration (CARA). If you are delayed by a Common Carrier while en route to Your return destination after the Covered Trip is completed and have placed Your cat or dog in a kennel for the duration of the Covered Trip and You are unable to collect them on the day previously agreed with the kennel, benefits will be paid at $25 per day, on a one-time basis, up to the Maximum Benefit amount shown in the Confirmation of Coverage to cover the necessary additional kennel fees.

For Kennel coverage, You must provide the following documentation when presenting a claim for these benefits: written confirmation of the reasons for delay from the Common Carrier whose delay resulted in the Loss, including but not limited to, scheduled departure and return times and actual departure and return times; and written confirmation from the kennel advising the original pick-up date and the actual pick-up date.

EMERGENCY SICKNESS & ACCIDENT MEDICAL EXPENSE

If Your cat or dog is accompanying You on the Covered Trip and as a result of sickness or accidental injury that fi rst manifests itself or first occurs during the Covered Trip, incurs Emergency Medical Treatment, the Company will pay benefits up to $1,000 subject to a $50 deductible, if Your cat or dog incurs Covered Medical Expenses.

Emergency Medical Treatment means necessary medical treatment, including services and supplies, which must be performed during the Covered Trip due to the serious and acute nature of the sickness or accidental injury.

Covered Medical Expenses: means necessary services and supplies that are recommended by the attending licensed Veterinarian.

Veterinarian: means a licensed practitioner pertaining to the medical and surgical treatment of animals, especially domesticated animals acting within the scope of his/her license. The treating Veterinarian may not be You, a Traveling Companion or a Family Member. If Your cat or dog is accompanying You on the Covered Trip and is left unattended as a result of Your hospitalization, the Company will pay for the cost to transport, up to the Maximum Benefit amount shown on the schedule, to return the pet to Your primary place of residence. Covered expenses are for transportation expenses only. Expenses to kennel the pet are not reimbursable under this benefit.

32 Travelex
Travel Max
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
33 iTravelInsured
Picture Perfect Vacation
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
34 iTravelInsured
Lite Protection Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
35 iTravelInsured
Elite Vacation
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
36 Travel Guard
Essential Expanded
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
37 Travel Guard
Protect Assist
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
38 TravelSafe
TravelSafe Vacation Insurance
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
39 IMG
Patriot T.R.I.P.
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
40 IMG
Patriot T.R.I.P. Elite
Violent Attack Benefit
$250 per person
View plan detail  Instant Quote
  Full Policy Wording

Violent Attack

If you incur a Violent Attack while on a covered trip, we will pay you $250. A violent attack may not be inflicted by you, a family member, a travel companion, or a travel companion's family member. you must have filed a police report and provide us with a copy.

41 IMG
Patriot T.R.I.P. Student
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
42 Travel Guard
Gold (Protect Assist)
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
43 Travel Guard
Sportsman's Travel
License Refund Coverage View plan detail  Instant Quote
  Full Policy Wording

License Refund Coverage: The Insurer will reimburse the Insured for the prepaid non-refundable cost of the Insured’s hunting or fishing license if the Insured is unable to make their out-of-state Trip due to one of the Unforeseen events shown in the Trip Cancellation/ Interruption Benefit.

44 Travel Guard
Tee, Tour & Travel
Golf Fee Refund
Golf Course Closure coverage
View plan detail  Instant Quote
  Full Policy Wording

Golf Fee Refund Coverage: The Insurer will reimburse the Insured for the prepaid non refundable cost of the Insured’s green fees, caddy fees, and/or cart fees if the Insured is unable to make their out-of-state Trip due to one of the Unforeseen events shown in the Trip Cancellation/Interruption Benefit.

Golf Course Closure: The insurer will reimburse the Insured for nonrefundable golf fees if a golf course on the insured’s travel itinerary is closed due to Inclement Weather and the Insured is given less than 24 hours notice of such closure.

45 Travel Guard
Cruise Tour & Travel Platinum
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
46 Travel Guard
Basic (Essential)
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
47 Travel Guard
Silver (Essential Expanded)
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
48 Travel Guard
Essential Basic
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
49 Travel Guard
Essential Expanded Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
50 Travel Guard
Cruise Tour & Travel Platinum
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
51 Travel Guard
Protect Assist Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
52 Seven Corners
RoundTrip
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
53 Seven Corners
RoundTrip Choice
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Travel Insurance - Limited or no cancellation.
# Company / Plan Name Benefit  
1 Travelex
Travel Annual - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 Travelex
Flight Plus - Flight AD&D Only
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 Travelex
Flight Plus - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 Travel Insured
Airline Ticket Protector
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 Travel Guard
Pack' N Go
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Annual Travel Insurance - Frequent travelers unlimited short trips.
# Company / Plan Name Benefit  
1 Travelex
Travel Annual - Package Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 MEDEX
TravMed Abroad Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 iTravelInsured
Annual Travel Medical Program
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
7 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
8 HTH
TravelGap Multi-Trip Silver
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
9 HTH
TravelGap Multi-Trip Gold
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
10 Travel Guard
Travel Rite Annual
$300 Travel Document Coverage
$200 Credit Card Coverage
$200 Pet Care Home Alone
$150 Hotel Overbooking
View plan detail  Instant Quote
  Full Policy Wording

TRAVEL DOCUMENT COVERAGE:
• The insurer will reimburse this benefit, up to the Maximum Limit shown on the Schedule of Benefits. The insurer will reimburse all direct loss due to loss of your travel documents during your trip.

CREDIT CARD COVERAGE:
• The insurer will reimburse for loss due to unauthorized use of your credit cards, if you have complied with all credit card conditions imposed by the credit card companies.

PET CARE HOME ALONE:
• The insurer will pay you up to $25 per day up to a maximum of $200 in total for any one claim to cover additional boarding fees incurred after the first 24 hours of your delayed return from your trip due to in-patient treatment overseas and as a result your pet exceeding a pre-booked period of accommodation within a recognized Boarding Kennel, Cattery or Animal Shelter.
• The insurer will not pay for the following in addition to the General Exclusions:
1.) Claims which are not substantiated by a written report from the Boarding Kennel, Cattery or Animal Shelter. 2.) Any fees incurred in the first 24 hours or which did not form part of the original pre-booked duration for your pet.

HOTEL OVERBOOKING:
• The insurer will also pay up to $150 in additional expenses per room for one night’s lodging for each room guaranteed or confirmed through your travel agent that is oversold if your hotel is unable to provide reasonable, alternative accommodations.

11 Travel Guard
Business Travel Guard
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
# Company / Plan Name Benefit  
1 MedjetAssist
Annual Membership
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
2 MedjetAssist
MedjetAssist Extended Stay
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
3 MedjetAssist
MedjetAssist Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
4 MEDEX
Plus Scholastic Excluding US
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
5 MEDEX
Safe Trip Per-trip
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
6 MEDEX
Safe Trip Annual
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
7 MEDEX
Safe Trip Annual Expatriate
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
8 MEDEX
Plus Scholastic Including US
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
9 On Call International
Multi Trip Plan
Annual plan included, can select a six month plan
Click the plan detail to select this option.
View plan detail  Instant Quote
  Full Policy Wording No coverage
10 On Call International
Extended Stay Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
11 On Call International
Short Term Plan
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage
12 Travel Guard
MedEvac Per Trip
No coverage View plan detail  Instant Quote
  Full Policy Wording No coverage