Deductible

Zero Deductible

$50 deductibles apply for Medical and Baggage expense coverage benefits

The Insurer will reimburse or pay the Reasonable and Customary Charges for Medically Necessary Covered Expenses incurred by the Insured due to an Injury or Sickness which occurs during the course of the Trip provided initial treatment was received during the Trip after satisfaction of a $50 Deductible up to the Maximum Limit shown in the Schedule of Benefits.

The Insurer will reimburse the Insured, up to the Maximum Limit shown on the Schedule of Benefits minus a $50 Deductible for loss, theft, or damage to the Insured’s Baggage and travel documents during the Insured’s Trip.

“Deductible” means the amount of charges that must be incurred by the Insured before benefits become payable. The amount of the Deductible is the Deductible shown in the Schedule of Benefits for each coverage to which a Deductible applies.

Zero Deductible

Zero Deductible

Zero Deductible

$50 deductible applies for Baggage and Personal Effects and Accident and Sickness Medical Expense benefits.
$250 deductible applies to the optional Collision Damage Waiver benefit.

$50 deductible applies to Accident and Sickness Medical Expense and Baggage and Personal Effects coverages.

$250 deductible applies to the optional Collision Damage Waiver benefit.

Zero Deductible

Zero Deductible

A $50 Emergency Medical deductible applies to each occurrence. (The deductible is waived if you purchase the Medical Upgrade.)

A $50 Emergency Medical deductible applies to each occurrence. (The deductible is waived if you purchase the Medical Upgrade.)

Zero Deductible

Zero Deductible

Zero deductible

$50.00 per occurrence

“Deductible” means the amount of Eligible Medical Expenses which You are responsible and must be paid before benefits under this Protection Plan are payable.

$50.00 per occurrence

“Deductible” means the amount of Eligible Medical Expenses which You are responsible and must be paid before benefits under this Protection Plan are payable.

The deductible on this plan can be waived if you schedule care through HTH, with an HTH contracted provider overseas. HTH maintains a community of doctors and hospitals in 160 countries.

The selection standards used in credentialing these providers ensures that you will have access to quality healthcare. HTH maintains online doctor and hospital profiles so you can make a sound medical choice based on background information. Provider profiles include languages spoken, medical degree obtained, medical school attended as well as internship and residency details, Board Certification (if applicable) and professional interests and honors.

The deductible on this plan can be waived if you schedule care through HTH, with an HTH contracted provider overseas. HTH maintains a community of doctors and hospitals in 160 countries.

The selection standards used in credentialing these providers ensures that you will have access to quality healthcare. HTH maintains online doctor and hospital profiles so you can make a sound medical choice based on background information. Provider profiles include languages spoken, medical degree obtained, medical school attended as well as internship and residency details, Board Certification (if applicable) and professional interests and honors.

The deductible on this plan can be waived if you schedule care through HTH, with an HTH contracted provider overseas. HTH maintains a community of doctors and hospitals in 160 countries.

The selection standards used in credentialing these providers ensures that you will have access to quality healthcare. HTH maintains online doctor and hospital profiles so you can make a sound medical choice based on background information. Provider profiles include languages spoken, medical degree obtained, medical school attended as well as internship and residency details, Board Certification (if applicable) and professional interests and honors.

Zero deductble

Zero deductble

Zero Deductible