Hurricane & Weather

The table below shows you at a glance which company provides the most comprehensive cover for the Hurricane & Weather coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Hurricane & Weather coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation. Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not. Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim. Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel suppler can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service. Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there. View full policy wording for Hurricane & Weather for the policies below
Travel Insurance - Coverage for all types of travel. Includes cancellation
#	Company / Plan Name	Benefit
1	Travel Insurance Services Travel Insurance Select Basic	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
2	Travel Guard Cruise Tour & Travel	Covered for inclement weather Mandatory evacuation not covered Policy MUST be purchased before storm is named
3	Travel Guard Essential	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
4	iTravelInsured Picture Perfect Vacation	Complete cessation of travel supplier services for 24 hours Conditions apply
5	iTravelInsured Lite Protection Plan	Complete cessation of travel supplier services for 24 hours Conditions apply
6	iTravelInsured Student Travel	Complete cessation of travel supplier services for 24 hours Conditions apply
7	iTravelInsured Elite Vacation	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered Conditions apply
8	Travel Insurance Services Travel Insurance Select Plus	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
9	Travel Insurance Services Travel Insurance Select Elite	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
10	Travel Guard Adventure Travel Protection	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
11	Travelex Travel Basic	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
12	Travelex Travel Max	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
13	Travel Guard Essential Expanded	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
14	Travel Guard Protect Assist	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
15	Travel Guard Tee, Tour & Travel	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
16	Travel Guard Sportsman's Travel	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
17	Travel Guard Platinum (Cruise, Tour and Travel)	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
18	Travel Guard Gold (Protect Assist)	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
19	Travel Guard Silver (Essential Expanded)	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
20	Travel Guard Basic (Essential)	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
21	Travel Guard Platinum (Cruise, Tour and Travel)	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
22	Travel Guard Essential Basic	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
23	Travel Guard Protect Assist Gold	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
24	Travel Guard Essential Expanded Silver	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
25	CSA Custom Comprehensive	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
26	CSA Custom Luxe Comprehensive	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
27	Travel Guard Adventure Travel Protection	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
28	Travel Guard Sportsman's Travel	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
29	Travel Guard Tee, Tour & Travel	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
30	HTH Worldwide TripProtector	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered
31	HTH Worldwide TripProtector Preferred	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered
32	TravelSafe TravelSafe Vacation Insurance	Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation conditionally covered
33	TravelSafe TravelSafe Premier	Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation conditionally covered
34	Travel Insured Trip Protector Lite Expanded	Complete cessation of common carrier services for 24 hours
35	Travel Insured Trip Protector Lite	Complete cessation of common carrier services for 24 hours
36	Travel Insured WTP - Comprehensive Plan	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered
37	Travel Insured WTP Gold - Comprehensive Plan	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered
38	MH Ross Advantage Complete	Mandatory evacuation covered Conditions apply
39	MH Ross Advantage Bridge	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
40	MH Ross Advantage Asset	Covered for inclement weather Mandatory evacuation not covered Complete cessation of common carrier services for 12 hours
41	Global Alert Global Alert Essentials	Complete cessation of common carrier services for 12 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
42	Global Alert Global Alert Preferred	Complete cessation of common carrier services for 12 hours Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
43	Global Alert Global Alert Preferred Plus	Complete cessation of common carrier services for 12 hours Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
44	Travelex Travel Select	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
45	Travelex Travel Plus	Complete cessation of common carrier services for 24 hours Policy must be purchased BEFORE storm is named
46	Travelex TraveLite	Complete cessation of common carrier services for 24 hours Policy must be purchased BEFORE storm is named
47	Seven Corners RoundTrip Choice	Complete cessation of common carrier services for 48 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
48	Seven Corners RoundTrip	Complete cessation of common carrier services for 48 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
49	USA-ASSIST GlobalTrip Classic	Complete cessation of common carrier for 48 hours
50	USA-ASSIST GlobalTrip High Medical	Complete cessation of common carrier for 48 hours
51	USA-ASSIST GlobalTrip Plus	Complete cessation of common carrier for 48 hours
52	USA-ASSIST GlobalTrip Saver	Complete cessation of common carrier for 48 hours
Travel Insurance - Limited or no cancellation.
#	Company / Plan Name	Benefit
1	Travel Guard Pack' N Go	No coverage
2	Travel Insured Airline Ticket Protector	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
3	Travelex Flight Insure Plus - Flight AD&D Only	No coverage
4	Travelex Flight Insure Plus - Package Plan	No coverage
Annual Travel Insurance - Frequent travelers unlimited short trips.
#	Company / Plan Name	Benefit
1	MEDEX TravMed Abroad Annual	No coverage
2	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
3	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
4	Travel Guard Travel Rite Annual	No coverage
5	iTravelInsured Annual Travel Medical Program	No coverage
6	HTH Worldwide TravelGap Multi-Trip Silver	No coverage
7	HTH Worldwide TravelGap Multi-Trip Gold	No coverage
8	Travel Guard Business Travel Guard	No coverage
9	Travelex Flight Insure Package Plan Annual	No coverage
10	Travelex Flight Insure Annual - AD&D Only	No coverage
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
#	Company / Plan Name	Benefit
1	MedjetAssist Annual Membership	No coverage
2	MedjetAssist MedjetAssist Extended Stay	No coverage
3	MedjetAssist MedjetAssist Short Term Plan	No coverage
4	MEDEX Plus Scholastic Excluding US	No coverage
5	MEDEX Safe Trip Per-trip	No coverage
6	MEDEX Safe Trip Annual	No coverage
7	MEDEX Safe Trip Annual Expatriate	No coverage
8	MEDEX Plus Scholastic Including US	No coverage
9	On Call International Multi Trip Plan	No coverage
10	On Call International Extended Stay Plan	No coverage
11	On Call International Short Term Plan	No coverage
12	Travel Guard MedEvac Per Trip	No coverage
13	Air Ambulance Card Air Ambulance Card - Standard Annual	No coverage

Hurricane & Weather

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