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The table below shows you at a glance which company provides the most comprehensive cover for the Hurricane & Weather coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Hurricane & Weather coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
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This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.
Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.
Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.
Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel suppler can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.
Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.
View full policy wording for Hurricane & Weather for the policies below
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| 1 |
Travel Insurance Services Travel Insurance Select Basic |
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named |
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| 2 |
Travel Guard Cruise Tour & Travel |
Covered for inclement weather
Mandatory evacuation not covered
Policy MUST be purchased before storm is named |
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| 3 |
Travel Guard Essential |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 4 |
iTravelInsured Picture Perfect Vacation |
Complete cessation of travel supplier services for 24 hours
Conditions apply
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| 5 |
iTravelInsured Lite Protection Plan |
Complete cessation of travel supplier services for 24 hours
Conditions apply |
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| 6 |
iTravelInsured Student Travel |
Complete cessation of travel supplier services for 24 hours
Conditions apply |
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| 7 |
iTravelInsured Elite Vacation |
Complete cessation of travel supplier services for 24 hours
Mandatory evacuation covered
Conditions apply |
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| 8 |
Travel Insurance Services Travel Insurance Select Plus |
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named |
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| 9 |
Travel Insurance Services Travel Insurance Select Elite |
Covered for inclement weather
Accommodation at destination made uninhabitable
Policy must be purchased BEFORE storm is named |
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| 10 |
Travel Guard Adventure Travel Protection |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 11 |
Travelex Travel Basic |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 12 |
Travelex Travel Max |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 13 |
Travel Guard Essential Expanded |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 14 |
Travel Guard Protect Assist |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 15 |
Travel Guard Tee, Tour & Travel |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 16 |
Travel Guard Sportsman's Travel |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 17 |
Travel Guard Platinum (Cruise, Tour and Travel) |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 18 |
Travel Guard Gold (Protect Assist) |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 19 |
Travel Guard Silver (Essential Expanded) |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 20 |
Travel Guard Basic (Essential) |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 21 |
Travel Guard Platinum (Cruise, Tour and Travel) |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 22 |
Travel Guard Essential Basic |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 23 |
Travel Guard Protect Assist Gold |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 24 |
Travel Guard Essential Expanded Silver |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 25 |
CSA Custom Comprehensive |
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named |
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| 26 |
CSA Custom Luxe Comprehensive |
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
Policy must be purchased BEFORE storm is named |
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| 27 |
Travel Guard Adventure Travel Protection |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 28 |
Travel Guard Sportsman's Travel |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
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| 29 |
Travel Guard Tee, Tour & Travel |
Covered for inclement weather
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 30 |
HTH Worldwide TripProtector |
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
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| 31 |
HTH Worldwide TripProtector Preferred |
Accommodation at destination made uninhabitable
Mandatory evacuation conditionally covered
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| 32 |
TravelSafe TravelSafe Vacation Insurance |
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation conditionally covered
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| 33 |
TravelSafe TravelSafe Premier |
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation conditionally covered
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| 34 |
Travel Insured Trip Protector Lite Expanded |
Complete cessation of common carrier services for 24 hours
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| 35 |
Travel Insured Trip Protector Lite |
Complete cessation of common carrier services for 24 hours
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| 36 |
Travel Insured WTP - Comprehensive Plan |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered |
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| 37 |
Travel Insured WTP Gold - Comprehensive Plan |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation conditionally covered
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| 38 |
MH Ross Advantage Complete |
Mandatory evacuation covered
Conditions apply |
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| 39 |
MH Ross Advantage Bridge |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 40 |
MH Ross Advantage Asset |
Covered for inclement weather
Mandatory evacuation not covered
Complete cessation of common carrier services for 12 hours |
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| 41 |
Global Alert Global Alert Essentials |
Complete cessation of common carrier services for 12 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 42 |
Global Alert Global Alert Preferred |
Complete cessation of common carrier services for 12 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
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| 43 |
Global Alert Global Alert Preferred Plus |
Complete cessation of common carrier services for 12 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
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| 44 |
Travelex Travel Select |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 45 |
Travelex Travel Plus |
Complete cessation of common carrier services for 24 hours
Policy must be purchased BEFORE storm is named |
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| 46 |
Travelex TraveLite |
Complete cessation of common carrier services for 24 hours
Policy must be purchased BEFORE storm is named |
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| 47 |
Seven Corners RoundTrip Choice |
Complete cessation of common carrier services for 48 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 48 |
Seven Corners RoundTrip |
Complete cessation of common carrier services for 48 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 49 |
USA-ASSIST GlobalTrip Classic |
Complete cessation of common carrier for 48 hours |
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| 50 |
USA-ASSIST GlobalTrip High Medical |
Complete cessation of common carrier for 48 hours |
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| 51 |
USA-ASSIST GlobalTrip Plus |
Complete cessation of common carrier for 48 hours |
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| 52 |
USA-ASSIST GlobalTrip Saver |
Complete cessation of common carrier for 48 hours |
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| 1 |
Travel Guard Pack' N Go |
No coverage |
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| 2 |
Travel Insured Airline Ticket Protector |
Complete cessation of common carrier services for 24 hours
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named |
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| 3 |
Travelex Flight Insure Plus - Flight AD&D Only |
No coverage |
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| 4 |
Travelex Flight Insure Plus - Package Plan |
No coverage |
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| 1 |
MEDEX TravMed Abroad Annual |
No coverage |
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| 2 |
HTH Worldwide TravelGap Multi-Trip Silver |
No coverage |
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| 3 |
HTH Worldwide TravelGap Multi-Trip Gold |
No coverage |
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| 4 |
Travel Guard Travel Rite Annual |
No coverage |
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| 5 |
iTravelInsured Annual Travel Medical Program |
No coverage |
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| 6 |
HTH Worldwide TravelGap Multi-Trip Silver |
No coverage |
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| 7 |
HTH Worldwide TravelGap Multi-Trip Gold |
No coverage |
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| 8 |
Travel Guard Business Travel Guard |
No coverage |
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| 9 |
Travelex Flight Insure Package Plan Annual |
No coverage |
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| 10 |
Travelex Flight Insure Annual - AD&D Only |
No coverage |
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| 1 |
MedjetAssist Annual Membership |
No coverage |
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| 2 |
MedjetAssist MedjetAssist Extended Stay |
No coverage |
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| 3 |
MedjetAssist MedjetAssist Short Term Plan |
No coverage |
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| 4 |
MEDEX Plus Scholastic Excluding US |
No coverage |
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| 5 |
MEDEX Safe Trip Per-trip |
No coverage |
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| 6 |
MEDEX Safe Trip Annual |
No coverage |
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| 7 |
MEDEX Safe Trip Annual Expatriate |
No coverage |
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| 8 |
MEDEX Plus Scholastic Including US |
No coverage |
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| 9 |
On Call International Multi Trip Plan |
No coverage |
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| 10 |
On Call International Extended Stay Plan |
No coverage |
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| 11 |
On Call International Short Term Plan |
No coverage |
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| 12 |
Travel Guard MedEvac Per Trip |
No coverage |
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| 13 |
Air Ambulance Card Air Ambulance Card - Standard Annual |
No coverage |
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