Hurricane & Weather

The table below shows you at a glance which company provides the most comprehensive cover for the Hurricane & Weather coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Hurricane & Weather coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation. Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not. Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim. Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel suppler can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service. Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there. View full policy wording for Hurricane & Weather for the policies below
Travel Insurance - Coverage for all types of travel. Includes cancellation
#	Company / Plan Name	Benefit
1	HTH TripProtector	Accommodation at destination made uninhabitable Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
2	HTH TripProtector Preferred	Accommodation at destination made uninhabitable Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
3	Seven Corners RoundTrip	Complete cessation of common carrier services for 48 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
4	Seven Corners RoundTrip Choice	Complete cessation of common carrier services for 48 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
5	Seven Corners RoundTrip	Complete cessation of common carrier services for 48 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
6	MH Ross Trip Insurance Basic	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
7	AIG Travel Guard Essential Basic	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
8	AIG Travel Guard Protect Assist Gold	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
9	AIG Travel Guard Cruise Tour & Travel Platinum	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
10	AIG Travel Guard Essential Expanded Silver	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
11	AIG Travel Guard Essential Expanded Silver plus Umbrella Package	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
12	AIG Travel Guard Protect Assist Gold plus Umbrella Package	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
13	TravelSafe TravelSafe Premier	Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
14	TravelSafe TravelSafe Vacation Insurance	Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
15	Elvia Elvia Deluxe Comprehensive	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
16	Elvia Elvia Classic Comprehensive	Complete cessation of common carrier for 24 hours Mandatory evacuation not covered Must be purchased before storm is named
17	IMG (referred by) Patriot T.R.I.P.	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered if travel supplier is licensed Policy must be purchased BEFORE storm is named
18	IMG (referred by) Patriot T.R.I.P.	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered if travel supplier is licensed Policy must be purchased BEFORE storm is named
19	Global Alert Admin Global Alert Preferred	Complete cessation of common carrier services for 8 hours Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
20	Global Alert Admin Global Alert Preferred Plus	Complete cessation of common carrier services for 8 hours Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
21	Global Alert Admin Global Alert Essentials	Complete cessation of common carrier services for 8 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
22	AIG Travel Guard Protect Assist	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
23	AIG Travel Guard Essential Expanded	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
24	AIG Travel Guard Cruise Tour & Travel	Covered for inclement weather Mandatory evacuation not covered Policy MUST be purchased before storm is named
25	AIG Travel Guard Essential	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
26	AIG Travel Guard Protect Assist plus Umbrella Package	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
27	Travel Insurance Services Travel Insurance Select Basic	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
28	Travel Insurance Services Travel Insurance Select Plus	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
29	Travel Insurance Services Travel Insurance Select Elite	Covered for inclement weather Accommodation at destination made uninhabitable Policy must be purchased BEFORE storm is named
30	CSA Freestyle	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
31	CSA Freestyle Luxe	Accommodation at destination made uninhabitable Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
32	AIG Travel Guard Essential Expanded plus Umbrella Package	Covered for inclement weather Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
33	iTravelInsured Student Travel	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered
34	MH Ross Trip Insurance Extra	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
35	MH Ross Trip Insurance Enhanced	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
36	iTravelInsured Picture Perfect Vacation	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered
37	iTravelInsured Lite Protection Plan	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered
38	TravelSafe TravelSafe Elements for Individuals	Delay of common carrier services for 8 hours Hurricane warning issued within 24 hours of departure after 15 day wait Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
39	USA-ASSIST GlobalTrip	Complete cessation of common carrier for 48 hours
40	Travelex Travel Plus	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
41	Travel Insured Trip Protector Lite	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
42	Travel Insured Trip Protector Lite Expanded	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
43	Travel Insured WTP - Comprehensive Plan	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
44	Travel Insured WTP Gold - Comprehensive Plan	Complete cessation of common carrier services for 24 hours Mandatory evacuation conditionally covered Policy must be purchased BEFORE storm is named
45	Travelex TraveLite	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
46	iTravelInsured Elite Vacation	Complete cessation of travel supplier services for 24 hours Mandatory evacuation covered
Travel Insurance - Limited or no cancellation.
#	Company / Plan Name	Benefit
1	Travel Insured Ticket Protector	Complete cessation of common carrier services for 24 hours Mandatory evacuation not covered Policy must be purchased BEFORE storm is named
2	Travelex Travel Annual - Flight AD&D Only	No coverage
3	Travelex Flight Plus - Flight AD&D Only	No coverage
4	Travelex Flight Plus - Package Plan	No coverage
5	Elvia Elvia Deluxe Limited	No coverage
6	Elvia Elvia Classic Limited	No coverage
7	USA-ASSIST GlobalTrip Post Departure	Complete cessation of common carrier for 48 hours
Annual Travel Insurance - Frequent travelers unlimited short trips.
#	Company / Plan Name	Benefit
1	HTH TravelGap Multi-Trip Silver	No coverage
2	HTH TravelGap Multi-Trip Gold	No coverage
3	Travelex Travel Annual - Package Plan	No coverage
4	HTH TravelGap Multi-Trip Silver	No coverage
5	HTH TravelGap Multi-Trip Gold	No coverage
6	MEDEX TravMed Abroad Annual	No coverage
7	iTravelInsured Annual Travel Medical Program	No coverage
Medical Evacuation Plans - Coverage for medical evacuation and repatriation only
#	Company / Plan Name	Benefit
1	Access America Annual MedEvac - Extended Stay 12 months	No coverage
2	Access America Annual Med Evac Standard	No coverage
3	Access America Annual Med Evac - Extended Stay 6 months	No coverage
4	MedjetAssist MedjetAssist 1 year membership	No coverage
5	MedjetAssist MedjetAssist Extended Stay	No coverage
6	MedjetAssist MedjetAssist Short Term Plan	No coverage
7	MedjetAssist MedjetAssist 2 year membership	No coverage
8	MedjetAssist MedjetAssist 3 year membership	No coverage
9	MedjetAssist MedjetAssist 5 year membership	No coverage
10	MEDEX Plus Scholastic Excluding US	No coverage
11	MEDEX Safe Trip Per-trip	No coverage
12	MEDEX Safe Trip Annual	No coverage
13	MEDEX Safe Trip Annual Expatriate	No coverage
14	MEDEX Plus Scholastic Including US	No coverage

Hurricane & Weather

Travel Insurance Carriers

Travel Insurance Benefits

Insurance Documentation

Frequently Asked Questions