Co-Insurance

The table below shows you at a glance which company provides the most comprehensive cover for the Co-Insurance coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Co-Insurance coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
Co-insurance is the percentage of Eligible Expenses, after the deductible, which is the responsibility of the insured. For example, if an insured had a $1,250 claim with an 80/20 co-insurance benefit and a $250 deductible, the insured would be responsible for $450 ($250 deductible plus 20%) and the insurance company would pay the remaining amount of $800.

View full policy wording for Co-Insurance for the policies below

International Medical Insurance - Medical insurance for any nationality traveling outside their home country.
# Company / Plan Name Benefit  
1 Travelers Liberty
Travelers Liberty
Plan pays a scheduled benefit after deductible
View plan detail  Instant Quote
2 Seven Corners
Inbound USA
Plan pays a scheduled benefit after deductible
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3 Seven Corners
Liaison International, Excludes US Visit
Plan pays 100% after deductible outside U.S.
80% of first $5,000 after deductible in U.S., then 100%
View plan detail  Instant Quote
4 Seven Corners
Liaison International, Inc US Visit
Plan pays 80% of first $5,000 after deductible in U.S. or Canada, then 100%
100% after deductible outside U.S. or Canada
View plan detail  Instant Quote
5 MEDEX
TravMed Abroad
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
6 Seven Corners
Inbound Immigrant
Plan pays a scheduled benefit after deductible
View plan detail  Instant Quote
7 MEDEX
TravMed Choice US Resident
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
8 MEDEX
TravMed Choice Inbound to US
Plan pays 80% to $5,000 after deductible, then 100% to Policy Maximum View plan detail  Instant Quote
9 Global Underwriters
Diplomat America
Plan pays 80% of first $5,000 after deductible, then 100% View plan detail  Instant Quote
10 Global Underwriters
Diplomat International
Plan pays 100% after deductible outside U.S. View plan detail  Instant Quote
11 Global Underwriters
Diplomat LT
Plan pays 80% of first $5,000 after deductible in U.S. then 100%
100% after deductible outside U.S.
View plan detail  Instant Quote
12 MNU
Atlas International excluding US Visit
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
13 MNU
Atlas America including US Visit
Plan pays 80% of first $5,000 after deductible in U.S. or Canada then 100%
100% after deductible outside U.S. or Canada
Waiver available
View plan detail  Instant Quote
14 USA-ASSIST
Global Travel Medical Gold
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
15 USA-ASSIST
Global Travel Medical Standard
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
16 USA-ASSIST
Global Travel Medical Executive
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
17 USA-ASSIST
Global Travel Medical Platinum
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
18 USA-ASSIST
Global Travel Medical Titanium
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
19 USA-ASSIST
Global Travel Medical Diamond
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
20 HTH
TravelGap Voyager
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
21 HTH
TravelGap Excursion
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
22 HTH
TravelGap Voyager
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote
23 HTH
TravelGap Excursion
Plan pays 100% of Eligible Expenses after deductible View plan detail  Instant Quote