Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage. View full policy wording for Pre-Existing Condition for the policies below
International Medical Insurance - Medical insurance for any nationality traveling outside their home country.
#	Company / Plan Name	Benefit
1	Global Underwriters Diplomat America	No coverage Pre-existing look-back period 3 years
2	USA-ASSIST Global Travel Medical Gold	No coverage Pre-existing look-back period 3 years
3	Travelers Liberty Travelers Liberty	No coverage Pre-existing look-back period 6 months
4	Global Underwriters Diplomat International	Not covered
5	Global Underwriters Diplomat LT	No coverage Pre-existing look-back period 3 years
6	USA-ASSIST Global Travel Medical Standard	No coverage Pre-existing look-back period 3 years
7	USA-ASSIST Global Travel Medical Executive	No coverage Pre-existing look-back period 3 years
8	USA-ASSIST Global Travel Medical Platinum	No coverage Pre-existing look-back period 3 years
9	USA-ASSIST Global Travel Medical Titanium	No coverage Pre-existing look-back period 3 years
10	USA-ASSIST Global Travel Medical Diamond	No coverage Pre-existing look-back period 3 years
11	MEDEX TravMed Abroad	No coverage Pre-existing look-back period 6 months
12	MEDEX TravMed Choice US Resident	$1,000 per person for Sudden Recurrence only Pre-existing look-back period 3 years
13	MEDEX TravMed Choice Inbound to US	No coverage Pre-existing look-back period 3 years
14	HCCMIS Atlas International excluding US Visit	Covered for Acute Onset only $15,000 per person for medical $25,000 per person for medical evac. Must be under age 70
15	HCCMIS Atlas America including US Visit	Covered for Acute Onset only $15,000 per person for medical $25,000 per person for medical evac. Must be under age 70
16	HTH Worldwide TravelGap Voyager	Covered 6 months after eligibility date
17	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan
18	HTH Worldwide TravelGap Voyager	Covered 6 months after eligibility date
19	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan
20	IMG Patriot International	Covered for Sudden Recurrence only $15,000 per person
21	IMG Patriot America	No coverage Pre-existing look-back period 3 years
22	Seven Corners Liaison Worldwide	No coverage Pre-existing look-back period 3 years
23	Seven Corners Liaison Worldwide	$20,000 per person for Unexpected Recurrence of a Pre-Existing Condition
24	Seven Corners Liaison International	No coverage Pre-existing look-back period 3 years
25	Seven Corners Liaison International	No coverage Pre-existing look-back period 12 months
26	Seven Corners Inbound USA	No Coverage Pre-existing look-back period 6 months.
27	Seven Corners Liaison Majestic	No coverage Pre-existing look-back period 3 years
28	Seven Corners Liaison Majestic	No coverage Pre-existing look-back period 3 years
29	Seven Corners Inbound Immigrant	No coverage Pre-existing look-back period 6 months

Pre-Existing Condition

International Medical Insurance Carriers

International Medical Insurance Benefits

AM Best Ratings

Insurance Documentation