Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage. View full policy wording for Pre-Existing Condition for the policies below
International Medical Insurance - Medical insurance for any nationality traveling outside their home country.
#	Company / Plan Name	Benefit
1	Global Underwriters Diplomat America	No coverage Pre-existing look-back period 3 years
2	USA-ASSIST Global Travel Medical Gold	No coverage Pre-existing look-back period 3 years
3	Global Underwriters Diplomat International	No coverage Pre-existing look-back period 3 years
4	Global Underwriters Diplomat LT	No coverage Pre-existing look-back period 3 years
5	USA-ASSIST Global Travel Medical Standard	No coverage Pre-existing look-back period 3 years
6	USA-ASSIST Global Travel Medical Executive	No coverage Pre-existing look-back period 3 years
7	USA-ASSIST Global Travel Medical Platinum	No coverage Pre-existing look-back period 3 years
8	USA-ASSIST Global Travel Medical Titanium	No coverage Pre-existing look-back period 3 years
9	USA-ASSIST Global Travel Medical Diamond	No coverage Pre-existing look-back period 3 years
10	MEDEX TravMed Abroad	No coverage Pre-existing look-back period 180 days
11	MEDEX TravMed Choice US Resident	$1,000 per person Emergency Medical for Unexpected Recurrence
12	MEDEX TravMed Choice Inbound to US	No coverage Pre-existing look-back period 3 years
13	HTH Worldwide TravelGap Voyager	Covered 180 days after eligibility date
14	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan
15	Seven Corners Liaison Worldwide	No coverage Pre-existing look-back period 3 years
16	Seven Corners Liaison Worldwide	$20,000 per person Emergency Medical for Unexpected Recurrence
17	Seven Corners Inbound USA	No Coverage Pre-existing look-back period 180 days
18	Seven Corners Liaison Majestic	No coverage Pre-existing look-back period 3 years
19	Seven Corners Liaison Majestic	No coverage Pre-existing look-back period 3 years
20	Seven Corners Inbound Immigrant	No coverage Pre-existing look-back period 180 days
21	HTH Worldwide TravelGap Excursion	Covered if enrolled in a Primary Health Insurance Plan
22	HTH Worldwide TravelGap Voyager	Covered 180 days after eligibility date
23	HCCMIS Atlas America including US Visit	$15,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence Must be under age 70
24	HCCMIS Atlas International excluding US Visit	$15,000 per person Emergency Medical for Unexpected Recurrence $25,000 per person Medical Evacuation for Unexpected Recurrence Must be under age 70
25	Seven Corners Liaison Continent	$20,000 per person Emergency Medical for Unexpected Recurrence age 64 and under $5,000 per person Emergency Medical for Unexpected Recurrence age 65 and over
26	Seven Corners Liaison Continent	No coverage Pre-existing look-back period 3 years
27	IMG Patriot America	No coverage Pre-existing look-back period 3 years
28	IMG Patriot International	$15,000 per person Emergency Medical for Unexpected Recurrence
29	Seven Corners Liaison International	No coverage Pre-existing look-back period 1 year
30	Seven Corners Liaison International	No coverage Pre-existing look-back period 3 years
31	USA-ASSIST GlobalTrip High Medical	No coverage Pre-existing look-back period 180 days