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The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
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A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.
View full policy wording for Pre-Existing Condition for the policies below
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| 1 |
Global Underwriters Diplomat America |
No coverage
Pre-existing look-back period 3 years |
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| 2 |
USA-ASSIST Global Travel Medical Gold |
No coverage
Pre-existing look-back period 3 years |
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| 3 |
Travelers Liberty Travelers Liberty |
No coverage
Pre-existing look-back period 6 months |
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| 4 |
Global Underwriters Diplomat International |
Not covered |
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| 5 |
Global Underwriters Diplomat LT |
No coverage
Pre-existing look-back period 3 years |
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| 6 |
USA-ASSIST Global Travel Medical Standard |
No coverage
Pre-existing look-back period 3 years |
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| 7 |
USA-ASSIST Global Travel Medical Executive |
No coverage
Pre-existing look-back period 3 years |
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| 8 |
USA-ASSIST Global Travel Medical Platinum |
No coverage
Pre-existing look-back period 3 years |
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| 9 |
USA-ASSIST Global Travel Medical Titanium |
No coverage
Pre-existing look-back period 3 years |
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| 10 |
USA-ASSIST Global Travel Medical Diamond |
No coverage
Pre-existing look-back period 3 years |
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| 11 |
MEDEX TravMed Abroad |
No coverage
Pre-existing look-back period 6 months |
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| 12 |
MEDEX TravMed Choice US Resident |
$1,000 per person for Sudden Recurrence only
Pre-existing look-back period 3 years |
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| 13 |
MEDEX TravMed Choice Inbound to US |
No coverage
Pre-existing look-back period 3 years |
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| 14 |
HCCMIS Atlas International excluding US Visit |
Covered for Acute Onset only
$15,000 per person for medical
$25,000 per person for medical evac.
Must be under age 70 |
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| 15 |
HCCMIS Atlas America including US Visit |
Covered for Acute Onset only
$15,000 per person for medical
$25,000 per person for medical evac.
Must be under age 70 |
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| 16 |
HTH Worldwide TravelGap Voyager |
Covered 6 months after eligibility date |
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| 17 |
HTH Worldwide TravelGap Excursion |
Covered if enrolled in a Primary Health Insurance Plan |
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| 18 |
HTH Worldwide TravelGap Voyager |
Covered 6 months after eligibility date |
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| 19 |
HTH Worldwide TravelGap Excursion |
Covered if enrolled in a Primary Health Insurance Plan |
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| 20 |
IMG Patriot International |
Covered for Sudden Recurrence only
$15,000 per person |
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| 21 |
IMG Patriot America |
No coverage
Pre-existing look-back period 3 years |
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| 22 |
Seven Corners Liaison Worldwide |
No coverage
Pre-existing look-back period 3 years |
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| 23 |
Seven Corners Liaison Worldwide |
$20,000 per person for Unexpected Recurrence of a Pre-Existing Condition |
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| 24 |
Seven Corners Liaison International |
No coverage
Pre-existing look-back period 3 years |
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| 25 |
Seven Corners Liaison International |
No coverage
Pre-existing look-back period 12 months |
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| 26 |
Seven Corners Inbound USA |
No Coverage
Pre-existing look-back period 6 months. |
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| 27 |
Seven Corners Liaison Majestic |
No coverage
Pre-existing look-back period 3 years |
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| 28 |
Seven Corners Liaison Majestic |
No coverage
Pre-existing look-back period 3 years |
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| 29 |
Seven Corners Inbound Immigrant |
No coverage
Pre-existing look-back period 6 months |
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