Pre-Existing Condition

The table below shows you at a glance which company provides the most comprehensive cover for the Pre-Existing Condition coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Pre-Existing Condition coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
A pre-existing condition is an illness or medical condition that existed before a policy's effective date, usually excluded from coverage. Travel Protection plans may include coverage provided you meet the condition of that insurance carrier. Many carriers provide cover if the policy is purchased within a certain number of days after the initial trip deposit was made. A few carriers provide cover if the policy is purchased before the final payment date. Please refer to the policy summary to determine any conditions for coverage. Some Medical Plans may provide limited cover; Some may cover pre-existing conditions after a specified waiting period, while others do not provide any coverage.

View full policy wording for Pre-Existing Condition for the policies below

International Medical Insurance - Medical insurance for any nationality traveling outside their home country.
# Company / Plan Name Benefit  
1 Travelers Liberty
Travelers Liberty
No coverage
Pre-existing look-back period 6 months
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2 Seven Corners
Inbound USA
No coverage
Pre-existing look-back period 6 months
View plan detail  Instant Quote
3 Seven Corners
Liaison International, Inc US Visit
No coverage
Pre-existing look-back period 3 years
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4 MEDEX
TravMed Abroad
No coverage
Pre-existing look-back period 6 months
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5 Seven Corners
Inbound Immigrant
No coverage
Pre-existing look-back period 6 months
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6 MEDEX
TravMed Choice US Resident
$1,000 per person for Sudden Recurrence only
Pre-existing look-back period 3 years
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7 MEDEX
TravMed Choice Inbound to US
No coverage
Pre-existing look-back period 3 years
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8 MNU
Atlas International excluding US Visit
Covered for Acute Onset only
$15,000 per person for medical
$25,000 per person for medical evac.
Must be under age 70
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9 MNU
Atlas America including US Visit
Covered for Acute Onset only
$15,000 per person for medical
$25,000 per person for medical evac.
Must be under age 70
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10 USA-ASSIST
Global Travel Medical Gold
No coverage
Pre-existing look-back period 3 years
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11 USA-ASSIST
Global Travel Medical Standard
No coverage
Pre-existing look-back period 3 years
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12 USA-ASSIST
Global Travel Medical Executive
No coverage
Pre-existing look-back period 3 years
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13 USA-ASSIST
Global Travel Medical Platinum
No coverage
Pre-existing look-back period 3 years
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14 USA-ASSIST
Global Travel Medical Titanium
No coverage
Pre-existing look-back period 3 years
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15 USA-ASSIST
Global Travel Medical Diamond
No coverage
Pre-existing look-back period 3 years
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16 HTH
TravelGap Voyager
Covered 6 months after eligibility date View plan detail  Instant Quote
17 HTH
TravelGap Excursion
Covered
if enrolled in a Primary Health Insurance Plan
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18 HTH
TravelGap Voyager
Covered 6 months after eligibility date View plan detail  Instant Quote
19 HTH
TravelGap Excursion
Covered
if enrolled in a Primary Health Insurance Plan
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20 Global Underwriters
Diplomat America
No coverage
Pre-existing look-back period 3 years
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21 Global Underwriters
Diplomat LT
No coverage
Pre-existing look-back period 3 years
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22 Seven Corners
Liaison International, Excludes US Visit
No coverage
Pre-existing look-back period 12 months
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23 HTH
TravelGap Voyager
Covered 6 months after eligibility date View plan detail  Instant Quote
24 HTH
TravelGap Excursion
Covered
if enrolled in a Primary Health Insurance Plan
View plan detail  Instant Quote