The Sports & Activities benefit is designed to cover travelers who are participating in sports and adventurous activities, some of which may otherwise be excluded. Travelers can indicate the activities they will be participating in by selecting the Sports & Activities filter.
If you have selected sports and/or activities filters, the provider has confirmed that these activities are not excluded from coverage for this policy. Please keep in mind that you may not specifically see your selections listed as covered in the policy certificate. We have confirmed with the provider that these activities are not excluded, however, we cannot guarantee adequate coverage for your particular trip. Please call us to review your policy certificate for coverage limitations and exclusions that may apply to your trip and activities.
The policy certificate includes the following language:
The Plan does not provide benefits for:
52. Loss arising from
a. participating in any intercollegiate/interscholastic sport, contest or competition;
b. participating in any intramural sport competition, contest or competition;
c. participating in any club sport competition, contest or competition;
d. participating in any professional sport, contest or competition;
e. while participating in any practice or condition program for such sport, contest or competition;
f. Racing or speed contests;
g. SCUBA diving in excess of 20 meters in depth;
h. sky diving, mountaineering (where ropes or climbing gear are customarily used), ultra-light aircraft, parasailing, sailplaning, hang gliding, bungee cord jumping, spelunking, or extreme skiing.
53. Claims arising from loss due to riding in any aircraft except one licensed for the transportation of passengers.