Travel Insurance Tools & Resources

Key Takeaways: What Is A Travel Advisory? The U.S. State Department issues travel advisories for countries around the world to help guide American travelers in assessing safety risks when heading abroad. U.S. travel advisory levels can change at any time and are frequently updated with major world events, shifting global tensions, and new security threats. […]

Key Takeaways What Do Airline Passenger Rights Actually Cover? Despite recent rollbacks of the passenger bill of rights, under the rules passed by the U.S. Department of Transportation (DOT) in October 2024, passengers are still entitled to a timely and automatic refund from their airline if their itinerary experiences a significant change. This should be […]

Key Takeaways:  Does AARP offer travel insurance? No, AARP does not directly offer or sell travel insurance policies.  Contrary to common belief, this non-profit organization neither underwrites nor manages travel insurance programs. While AARP promotes third-party travel insurance companies like Allianz and AARDY, these collaborations remain third-party providers. Coverage is purchased directly through them, not […]

It goes without saying that travel risks vary by country, but due to the nature of solo travel, these risks can be compounded as lone travelers often lack local safety nets or support systems.  To help solo travelers better understand how risks vary by destination, we analyzed data from a range of safety, health, and […]

Key Data Points: CDC Cruise Ship Sanitation & Inspection Scores Explained The CDC conducts annual sanitation and hygiene inspections on passenger cruise ships as part of its Vessel Sanitation Program (VSP). Ships are subject to 2 inspections per year.  Hygiene and sanitation scores are delivered on a 100-point scale, where scores of 86 and above […]

Key Takeaways: As the cost of travel continues to rise, even the smallest inconvenience you experience while away from home can result in thousands of dollars in unexpected expenses. Purchasing travel insurance is the best way to protect yourself financially if your trip takes a sudden, unexpected turn for the worse.  From lengthy delays to […]