Compare Flight Insurance Plans & Prices

Yes, you can purchase travel insurance anytime after booking your flight up until your departure date. With that said, it’s best to buy coverage as soon as possible.

The earlier you purchase, the more coverage options you’ll have. Buying travel insurance early also allows you to qualify for time-sensitive benefits like pre-existing condition waivers and Cancel for Any Reason (CFAR) coverage.

Trip insurance covers flight cancellations and delays that result from covered events, such as inclement weather or a mechanical breakdown. In the event your travel plans are impacted, your policy may cover the cost to book new travel arrangements.

Travel insurance does not cover voluntary changes to your plans, like wanting a new departure time or no longer wanting to travel. For the most cancellation flexibility, purchase a policy that includes CFAR insurance. This benefit can provide partial reimbursement of your trip costs if you cancel for an uncovered reason.

Flight cancellation insurance can reimburse you for non-refundable travel expenses, including airline tickets, if you cancel your trip for a covered reason. Most plans cover cancellations relating to an unexpected illness, injury, family emergency, or severe weather events.

If your flight is disrupted and causes financial loss, you may be eligible for reimbursement through your travel insurance policy.

To request this reimbursement, you will need to file a travel insurance claim with your provider as soon as it is safe to do so using. The claims process typically involves the following steps:

1. Confirm Coverage: Review your policy documentation or speak with your provider to confirm that your disruption is eligible for reimbursement.
2. Gather Documents: Your provider will likely request receipts, booking confirmations, and other forms of documentation that support your claim.
3. Fill Out a Claim Form: Most travel insurance companies allow you to complete a claim form online or through a mobile app. Be sure to attach all necessary documentation.
4. Submit & Monitor: When ready, submit your claim and await a response. Check back regularly to get status updates or to see if additional documentation has been requested.

Airline travel insurance is typically offered during the booking process and provides basic protection focused on flight-related issues, like cancellations or delays. It’s fast and convenient—just a few extra clicks—but it usually comes from a single provider with limited customization.

Third-party flight travel insurance, on the other hand, gives you access to a broader selection of policies from multiple insurers. You can shop directly or use a comparison site like Squaremouth to get multiple flight insurance quotes and find a plan that better fits your trip.

Here’s how they compare:

• Options: Airlines usually offer one plan. Sites like Squaremouth let you compare over 100 policies from top insurers.
• Coverage: Airline insurance often covers only basic disruptions. Third-party plans can include coverage for medical emergencies & evacuations, baggage loss, and even “Cancel for Any Reason” (CFAR) options.
• Cost: Prices vary, and similar coverage might cost more through an airline. Comparing third-party plans can help you find better value.