Hurricane & Weather

The table below shows you at a glance which company provides the most comprehensive coverage for the Hurricane & Weather element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below for more information. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.


Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.


Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.


Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel supplier can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.


Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.

View full policy wording for Hurricane & Weather for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual

No coverage

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months

No coverage

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months

No coverage

4 Allianz Global Assistance
Classic

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

5 Allianz Global Assistance
Classic with Trip +

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

6 APRIL Travel Protection
Economy Plan

Common carrier delay for any length of time
Mandatory Evacuation conditionally covered
Accommodation made uninhabitable conditionally covered
Must be purchased before storm is named

7 APRIL Travel Protection
VIP Plan

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane Warning conditionally covered if purchased within 7 days of deposit
Must be purchased before storm is named

8 APRIL Travel Protection
Trip Cancellation Plan

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

9 APRIL Travel Protection
Multi-Trip Plan Universal

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Must be purchased before storm is named

10 APRIL Travel Protection
Multi-Trip Plan Elite

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

11 APRIL Travel Protection
Choice

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

12 Azimuth Risk Solutions, LLC
Beacon America incl US

No coverage

13 Azimuth Risk Solutions, LLC
Beacon International excl US

No coverage

14 CSA Travel Protection
Custom

Mandatory evacuation conditionally covered
Accommodation made uninhabitable conditionally covered
Must be purchased before storm is named

15 GeoBlue
Voyager Choice

No coverage

16 GeoBlue
Voyager Essential

No coverage

17 GeoBlue
Trekker Choice excl US

No coverage

18 GeoBlue
Trekker Essential excl US

No coverage

19 Global Alert Administrators
Global Alert Essentials

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

20 Global Alert Administrators
Global Alert Preferred

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

21 Global Alert Administrators
Global Alert Preferred Plus

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

22 HCC Medical Insurance Services
Atlas International excl US

No coverage

23 HCC Medical Insurance Services
Atlas America incl US

No coverage

24 HCC Medical Insurance Services
Atlas MultiTrip incl US

No coverage

25 HCC Medical Insurance Services
Atlas MultiTrip excl US

No coverage

26 HTH Travel Insurance
TravelGap Voyager excl US

No coverage

27 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US

No coverage

28 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US

No coverage

29 HTH Travel Insurance
TravelGap Excursion excl US

No coverage

30 InsureandGo USA
Silver

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

31 InsureandGo USA
Gold

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

32 InsureandGo USA
Platinum

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

33 InsureandGo USA
Global Silver excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

34 InsureandGo USA
Global Gold excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

35 InsureandGo USA
Global Platinum excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

36 iTravelInsured
Deluxe Travel

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

37 iTravelInsured
Elite

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

38 iTravelInsured
Travel Lite

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

39 iTravelInsured
365 Travel Medical Program

No coverage

40 iTravelInsured
Student

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

41 iTravelInsured
Standard Travel

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

42 iTravelInsured
365 Standard

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

43 iTravelInsured
365 Deluxe

Common carrier delay for 24 hours
Natural Disaster only
Must be purchased before storm is named

44 MedjetAssist
Annual Membership

No coverage

45 MedjetAssist
MedjetAssist Extended Stay

No coverage

46 MedjetAssist
MedjetAssist Short Term Plan

No coverage

47 MH Ross Travel Insurance Services
Asset Plus

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

48 MH Ross Travel Insurance Services
Bridge

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

49 MH Ross Travel Insurance Services
Complete

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

50 MH Ross Travel Insurance Services
Asset

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

51 RoamRight
Essential

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

52 RoamRight
Essential

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

53 RoamRight
Preferred

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

54 RoamRight
Preferred

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

55 RoamRight
Elite

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

56 RoamRight
Elite

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

57 RoamRight
Active

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

58 RoamRight
Active

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

59 RoamRight
Adventure

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

60 RoamRight
Adventure

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

61 RoamRight
Multi-Trip

Common carrier delay for 24 hours
Must be purchased before storm is named

62 RoamRight
Multi-Trip Medical excl US

No coverage

63 RoamRight
Medical excl US

No coverage

64 RoamRight
Evacuation

No coverage

65 Seven Corners Inc
RoundTrip

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

66 Seven Corners Inc
RoundTrip Choice

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

67 Seven Corners Inc
Liaison Continent excl US

No coverage

68 Seven Corners Inc
Liaison Majestic excl US

No coverage

69 Seven Corners Inc
Liaison International excl US

No coverage

70 Seven Corners Inc
RoundTrip Economy

Common carrier delay for 48 hours
Must be purchased before storm is named

71 Seven Corners Inc
RoundTrip Elite

Common carrier delay for 48 hours
Must be purchased before storm is named

72 Seven Corners Inc
Wander Frequent Traveler excl US

No coverage

73 Tin Leg
Economy

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

74 Tin Leg
Standard

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

75 Tin Leg
Luxury

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

76 Travel Guard
Gold

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

77 Travel Guard
Platinum

Common carrier delay for any length of time
Accommodation made uninhabitable
Must be purchased before storm is named

78 Travel Guard
Silver

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

79 Travel Insured International
Worldwide Trip Protector Lite

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

80 Travel Insured International
Worldwide Trip Protector Plus

Common carrier delay for 24 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

81 Travel Insured International
Worldwide Trip Protector

Common carrier delay for 24 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

82 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only

No coverage

83 Travelex Insurance Services
Flight Insure Package Plan Multi-trip

No coverage

84 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only

No coverage

85 Travelex Insurance Services
Flight Insure Plus - Package Plan

No coverage

86 Travelex Insurance Services
Travel Basic

Common carrier delay for any length of time
Must be purchased before storm is named

87 Travelex Insurance Services
Travel Max

Common carrier delay for any length of time
Mandatory evacuation covered
Accommodation made uninhabitable
Must be purchased before storm is named

88 Travelex Insurance Services
Travel Select

Common carrier delay for any length of time
Mandatory evacuation covered
Accommodation made uninhabitable
Must be purchased before storm is named

89 TravelSafe
Basic

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

90 TravelSafe
Classic

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

91 TravelSafe
Classic Plus

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

92 Trawick International
Safe Travels USA

No coverage

93 Trawick International
Safe Travels International excl US

No coverage

94 Trawick International
Safe Travels USA Trip Protection

Accommodation made uninhabitable
Must be purchased before storm is named

95 Trawick International
Safe Travels International Trip Protection excl US

Accommodation made uninhabitable
Must be purchased before storm is named

96 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond

No coverage

97 USA-ASSIST Worldwide Protection
Global Travel Medical Executive

No coverage

98 USA-ASSIST Worldwide Protection
Global Travel Medical Gold

No coverage

99 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum

No coverage

100 USA-ASSIST Worldwide Protection
Global Travel Medical Standard

No coverage

101 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium

No coverage

102 USA-ASSIST Worldwide Protection
GlobalTrip Classic

Common carrier delay for 48 hours
Must be purchased before storm is named

103 USA-ASSIST Worldwide Protection
GlobalTrip Saver

Common carrier delay for 48 hours
Must be purchased before storm is named

104 USA-ASSIST Worldwide Protection
GlobalTrip Plus

Common carrier delay for 48 hours
Must be purchased before storm is named

105 USA-ASSIST Worldwide Protection
GlobalTrip High Medical

Common carrier delay for 48 hours
Must be purchased before storm is named