Hurricane & Weather

The table below shows you at a glance which company provides the most comprehensive coverage for the Hurricane & Weather element within your policy.

If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below for more information. Remember, you are only a few quick questions away from an instant quote from all the major travel insurance providers.

Coverage Description

This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.


Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.


Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.


Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel supplier can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.


Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.

View full policy wording for Hurricane & Weather for the policies below

# Provider / Plan Name Benefit
1 Air Ambulance Card
Air Ambulance Card - Standard Annual

No coverage

2 Air Ambulance Card
Air Ambulance Card - Extended Stay 6 Months

No coverage

3 Air Ambulance Card
Air Ambulance Card - Extended Stay 12 Months

No coverage

4 APRIL Travel Protection
Economy Plan

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

5 APRIL Travel Protection
VIP Plan

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane Warning conditionally covered if purchased within 7 days of deposit
Must be purchased before storm is named

6 APRIL Travel Protection
Trip Cancellation Plan

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

7 APRIL Travel Protection
Multi-Trip Plan Universal

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Must be purchased before storm is named

8 APRIL Travel Protection
Multi-Trip Plan Elite

Common carrier delay for any length of time
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

9 APRIL Travel Protection
Choice

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

10 AXA Assistance USA
Silver

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

11 AXA Assistance USA
Gold

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

12 AXA Assistance USA
Platinum

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

13 Azimuth Risk Solutions, LLC
Beacon America incl US

No coverage

14 Azimuth Risk Solutions, LLC
Beacon International excl US

No coverage

15 CSA Travel Protection
Custom

Mandatory evacuation conditionally covered
Accommodation made uninhabitable conditionally covered
Must be purchased before storm is named

16 GeoBlue
Voyager Choice

No coverage

17 GeoBlue
Voyager Essential

No coverage

18 GeoBlue
Trekker Choice excl US

No coverage

19 GeoBlue
Trekker Essential excl US

No coverage

20 HCC Medical Insurance Services
Atlas International excl US

No coverage

21 HCC Medical Insurance Services
Atlas America incl US

No coverage

22 HCC Medical Insurance Services
Atlas MultiTrip incl US

No coverage

23 HCC Medical Insurance Services
Atlas MultiTrip excl US

No coverage

24 HTH Travel Insurance
TravelGap Voyager excl US

No coverage

25 HTH Travel Insurance
TravelGap Multi-Trip Silver excl US

No coverage

26 HTH Travel Insurance
TravelGap Multi-Trip Gold excl US

No coverage

27 HTH Travel Insurance
TravelGap Excursion excl US

No coverage

28 InsureandGo USA
Silver

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

29 InsureandGo USA
Gold

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

30 InsureandGo USA
Platinum

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

31 InsureandGo USA
Global Silver excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

32 InsureandGo USA
Global Gold excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

33 InsureandGo USA
Global Platinum excl US

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

34 John Hancock Insurance Agency, Inc.
Bronze

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

35 John Hancock Insurance Agency, Inc.
Gold

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

36 MedjetAssist
Annual Membership

No coverage

37 MedjetAssist
MedjetAssist Extended Stay

No coverage

38 MedjetAssist
MedjetAssist Short Term Plan

No coverage

39 MH Ross Travel Insurance Services
Asset Plus

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

40 MH Ross Travel Insurance Services
Bridge

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

41 MH Ross Travel Insurance Services
Complete

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

42 MH Ross Travel Insurance Services
Asset

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

43 RoamRight
Essential

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

44 RoamRight
Essential

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

45 RoamRight
Preferred

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

46 RoamRight
Preferred

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

47 RoamRight
Elite

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

48 RoamRight
Elite

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

49 RoamRight
Active

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

50 RoamRight
Active

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

51 RoamRight
Adventure

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

52 RoamRight
Adventure

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

53 RoamRight
Multi-Trip

Common carrier delay for 24 hours
Must be purchased before storm is named

54 RoamRight
Multi-Trip Medical excl US

No coverage

55 RoamRight
Medical excl US

No coverage

56 RoamRight
Evacuation

No coverage

57 Seven Corners Inc
RoundTrip

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

58 Seven Corners Inc
RoundTrip Choice

Common carrier delay for 48 hours
Accommodation made uninhabitable
Must be purchased before storm is named

59 Seven Corners Inc
Liaison Continent excl US

No coverage

60 Seven Corners Inc
Liaison Majestic excl US

No coverage

61 Seven Corners Inc
Liaison International excl US

No coverage

62 Seven Corners Inc
RoundTrip Economy

Common carrier delay for 48 hours
Must be purchased before storm is named

63 Seven Corners Inc
RoundTrip Elite

Common carrier delay for 48 hours
Must be purchased before storm is named

64 Seven Corners Inc
Wander Frequent Traveler excl US

No coverage

65 Tin Leg
Economy

Common carrier delay for 48 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

66 Tin Leg
Standard

Common carrier delay for 24 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

67 Tin Leg
Luxury

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Must be purchased before storm is named

68 Travel Insured International
Worldwide Trip Protector Lite

Common carrier delay for 24 hours
Accommodation made uninhabitable
Must be purchased before storm is named

69 Travel Insured International
Worldwide Trip Protector Plus

Common carrier delay for 24 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

70 Travel Insured International
Worldwide Trip Protector

Common carrier delay for 24 hours
Mandatory evacuation covered
Accommodation made uninhabitable
Hurricane warning conditionally covered
Must be purchased before storm is named

71 Travelex Insurance Services
Flight Insure Multi-trip - AD&D Only

No coverage

72 Travelex Insurance Services
Flight Insure Package Plan Multi-trip

No coverage

73 Travelex Insurance Services
Flight Insure Plus - Flight AD&D Only

No coverage

74 Travelex Insurance Services
Flight Insure Plus - Package Plan

No coverage

75 Travelex Insurance Services
Travel Basic

Common carrier delay for any length of time
Must be purchased before storm is named

76 Travelex Insurance Services
Travel Max

Common carrier delay for any length of time
Mandatory evacuation covered
Accommodation made uninhabitable
Must be purchased before storm is named

77 Travelex Insurance Services
Travel Select

Common carrier delay for any length of time
Mandatory evacuation covered
Accommodation made uninhabitable
Must be purchased before storm is named

78 TravelSafe
Basic

Common carrier delay for 12 hours
Accommodation made uninhabitable
Must be purchased before storm is named

79 TravelSafe
Classic

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

80 TravelSafe
Classic Plus

Common carrier delay for 12 hours
Mandatory evacuation conditionally covered
Accommodation made uninhabitable
Hurricane warning conditionally covered

81 Trawick International
Safe Travels International excl US

No coverage

82 Trawick International
Safe Travels USA Trip Protection

Accommodation made uninhabitable
Must be purchased before storm is named

83 Trawick International
Safe Travels International Trip Protection excl US

Accommodation made uninhabitable
Must be purchased before storm is named

84 USA-ASSIST Worldwide Protection
Global Travel Medical Diamond

No coverage

85 USA-ASSIST Worldwide Protection
Global Travel Medical Executive

No coverage

86 USA-ASSIST Worldwide Protection
Global Travel Medical Gold

No coverage

87 USA-ASSIST Worldwide Protection
Global Travel Medical Platinum

No coverage

88 USA-ASSIST Worldwide Protection
Global Travel Medical Standard

No coverage

89 USA-ASSIST Worldwide Protection
Global Travel Medical Titanium

No coverage

90 USA-ASSIST Worldwide Protection
GlobalTrip Classic

Common carrier delay for 48 hours
Must be purchased before storm is named

91 USA-ASSIST Worldwide Protection
GlobalTrip Saver

Common carrier delay for 48 hours
Must be purchased before storm is named

92 USA-ASSIST Worldwide Protection
GlobalTrip Plus

Common carrier delay for 48 hours
Must be purchased before storm is named

93 USA-ASSIST Worldwide Protection
GlobalTrip High Medical

Common carrier delay for 48 hours
Must be purchased before storm is named