What Is Group Travel Insurance?
Group travel insurance is a convenient and cost-effective way to cover 10 or more travelers under a single policy.
It offers comprehensive benefits for each member of the group, including protection for trip cancellations, medical emergencies, and other common travel concerns, and usually at a cost advantage over purchasing each policy individually.
Group travel insurance can conveniently cover an entire organized group of 10 or more travelers under one policy.
Comprehensive BenefitsGroup policies allow each traveler to have coverage for their top concerns, including cancellations and medical emergencies.
Cost-Effective CoverageGroup policies are an affordable option for large groups that want comprehensive travel insurance benefits for their entire party.
Group Travel Insurance Coverage
Group travel insurance coverage options are similar to the benefits found in standard plans and include a range of medical and non-medical benefits. Use the drop downs for a detailed look at the most common coverage options for groups.
Trip cancellation coverage can offer a reimbursement for up to 100% of your group’s prepaid, non-refundable trip costs if you need to cancel your trip for a covered reason.
Emergency medical coverage can pay for unexpected medical expenses incurred during your trip, such as x-rays, ambulance rides, hospital stays, and more.
If your group's flight is unexpectedly delayed for a significant period of time, you may be reimbursed for food and accommodation expenses.
This coverage provides emergency evacuation transportation to the nearest adequate medical facility. Some plans also cover repatriation of remains.
Trip interruption coverage offers reimbursement for unused trip expenses if you need to cut your trip short for a covered reason, such as an illness or injury.
Baggage delay coverage can reimburse the cost of toiletries, clothes, and other necessities if your luggage is delayed on route to your final destination.
What are the Benefits of Group Travel Insurance?
Planning a group trip can be stressful enough as it is. Fortunately, protecting those trips is made easy with group travel insurance. Rather than purchasing individual policies for each member of your party, you can save both time and money by purchasing a group travel insurance plan.
The best travel insurance plans for large groups will offer peace of mind through a wide-range of insurance benefits that address the main concerns of travelers. Most group travel insurance plans will include trip cancellation, trip delay, and medical benefits, among others. Some group policies can also include coverage for lost, damaged, or stolen luggage or personal items.
To see exact pricing for your trip, try our travel insurance comparison tool. Simply enter your trip details to see all available plans and prices. Start a Quote
How Do I Know if a Group Travel Insurance Policy is Right for My Trip?
In order for your group to be eligible for a group policy through Squaremouth, you must meet the following requirements:
- You must be traveling with a group of 10 or more travelers
- All travelers must be visiting the same travel destinations
- All travelers must have similar travel dates
- All travelers must be U.S. residents
If you don't qualify for a group policy, Squaremouth recommends single trip travel insurance. Single trip policies offer the same coverage as group policies, however they are designed for individual travelers, or groups of less than 10.
To see exact pricing for your trip, try our travel insurance comparison tool. Simply enter your trip details to see all available plans and prices. Start a Quote
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Group Travel Insurance FAQ
The price of a group policy is based on the total trip cost and the number of travelers. Other factors that influence the cost of travel insurance may include your destination and the level of coverage your plan offers. Unlike single-trip and Annual travel insurance plans, age is typically not factored into the overall cost of group insurance.
Pricing for Group Travel Insurance can vary from one travel insurance company to the next, so it's always recommended to compare quotes from multiple sources before purchasing
Yes, most group travel insurance plans include medical coverage. Since most primary healthcare plans don’t offer international coverage, many travelers purchase travel protection specifically for the medical benefits.
Exclusions can vary from one travel insurance provider to the next. With that said, there are common exclusions that can be found across most group travel insurance plans:
- Losses due to pre-existing medical conditions (unless explicitly stated)
- Cancellations for a reason not covered by your plan’s Trip Cancellation insurance
- Losses due to intentional bodily harm
- Medical tourism, or traveling for the purpose of receiving medical treatment outside of your home country
- Losses related to an event known at the time of purchasing the policy
Yes, group travel insurance can cover your USA adventure. If you are planning a domestic trip with a large party, group travel insurance can provide essential cancellation, delay, and medical coverage. All plans found on Squaremouth also include 24 Hour Travel Assistance services to support you before and during your trip.
Group insurance covers ten or more travelers under a single policy, making it easier to manage and often more affordable. Instead of each person purchasing their own travel insurance plan, the group gets one policy that provides the same coverage for everyone. This approach simplifies the process and saves money for the entire group.
Comprehensive travel insurance is the most commonly used type for groups. It provides extensive coverage for multiple travelers under a single policy, which can include benefits like trip cancellation, medical emergencies, lost luggage, and more. This makes it a convenient and cost-effective option for groups traveling together.