Compare Group Travel Insurance Plans & Prices
Get one policy, affordable trip protection, for 8+ travelers.
What Is Group Travel Insurance?
Group travel insurance is a convenient and cost-effective way to cover 8 or more travelers under a single policy.
Group policies are generally more economical than purchasing individual policies for several people, offering lower per-person rates while offering similar benefits as single trip insurance.
Group travel insurance plans typically include Trip Cancellation, Medical, Medical Evacuation, Travel Delay, Baggage and Personal Items Loss, and Baggage Delay coverage, but also offer the added convenience of letting large groups purchase and manage just one travel insurance policy for the whole group.
That said, eligibility requirements are usually more restrictive, requiring all travelers to be U.S. residents and share the same itineraries.
Who is Group Travel Insurance Right For?
Group travel insurance is a great fit for:
- School trips: Can cover groups of students and chaperones traveling domestically or internationally.
- Religious trips: Ideal for mission trips, spiritual retreats, conferences, or other religious events.
- Destination weddings: Guests traveling together can buy group coverage for unexpected cancellations, medical emergencies, and travel disruptions.
- Family reunions: Allows large families traveling together to get coverage for everyone at once while sharing plans and expenses.
- Corporate or organizational trips: Great for covering employees traveling together for business or planned company events.
What Does Travel Insurance For Groups Cover?
Travel insurance plans for groups offer similar benefits to the ones found in standard plans and include standard medical and evacuation coverage, cancellation and interruption coverage, and more.
Trip cancellation coverage can offer a reimbursement for up to 100% of your group’s prepaid, non-refundable trip costs if you need to cancel your trip for a covered reason. Generally, not everyone in your group needs to cancel for one traveler to file a Trip Cancellation claim.
Emergency medical coverage can pay for unexpected medical expenses incurred during your trip, such as X-rays, ambulance rides, hospital stays, and more.
If your group’s flight is unexpectedly delayed for a significant period of time, Trip Delay coverage can provide reimbursement for food and accommodation expenses.
This coverage provides emergency evacuation transportation to the nearest adequate medical facility. Some plans also cover repatriation of remains.
Trip interruption coverage offers reimbursement for unused trip expenses if you need to cut your trip short for a covered reason, such as an illness or injury.
Baggage delay coverage can reimburse the cost of toiletries, clothes, and other necessities if your luggage is delayed en route to your final destination.
What are the Benefits of Group Travel Insurance?
Convenience:
Group travel insurance lets you buy and manage a single policy for 8 or more travelers. If you all suffer the same disruption, file a single claim rather than multiple. This makes it ideal for large families, company retreats, destination weddings, reunions, and more.
Affordability:
Group policies are almost always cheaper than purchasing individual policies for each traveler. Cost savings is spread across the group which makes it a cheaper option for each traveler.
Comprehensive Coverage:
Most group policies include the same great travel insurance benefits as individual policies, including trip cancellation, trip delay, and medical coverage, among others. Some group policies can also include coverage for lost, damaged, or stolen luggage or personal items.
To see exact pricing for your trip, try our travel insurance comparison tool. Simply enter your trip details to see all available plans and prices. Start a Quote
Eligibility Requirements Specific to Group Travel
It’s important to note that group travel insurance plans through Squaremouth are only available to groups that meet the following criteria:
- You must be traveling with a group of 8 or more travelers
- All travelers must be visiting the same travel destinations
- All travelers must have similar travel dates
- All travelers must be U.S. residents
If you don’t qualify for a group policy, Squaremouth recommends single trip travel insurance. Single trip policies offer the same coverage as group policies; however, they are designed for individual travelers or groups of 10 or less.
How Much Does Group Travel Insurance Cost?
Prices for group coverage are heavily dependent on the amount of travelers.
To see exact pricing for your group trip, enter your trip details to see all available plans and prices.
Start a Quote
Group travel insurance premiums can vary dramatically depending on the following factors:
- Number of Travelers: The more people in your group, the more expensive your plan will be.
- Trip Length: The longer you’re away from home, the more you will likely pay for protection.
- Coverage Limits: Higher reimbursement rates for benefits like Emergency Medical and Medical Evacuation typically result in pricier premiums.
- Trip Cost: Insuring a more expensive trip will generally increase your premium for comprehensive group plans that include cancellation coverage.
- Age: Your plan will cost more if your group involves travelers in higher age groups.
This is why it’s always recommended to compare your options and get quotes from multiple sources before buying coverage. Most large parties find that purchasing one group plan is more affordable and convenient than purchasing a single-trip policy for each traveler.
Group Travel Insurance FAQ
Group insurance covers 8 or more travelers under a single policy, making it easier to manage and often more affordable. Instead of each person purchasing their own travel insurance plan, the group gets one policy that provides the same coverage for everyone. This approach simplifies the process and saves money for the entire group.
Yes, most group travel insurance plans include medical coverage. Since most primary healthcare plans don’t offer international coverage, many travelers purchase travel protection specifically for the medical benefits.
Exclusions can vary from one travel insurance provider to the next. With that said, there are common exclusions that can be found across most group travel insurance plans:
- Losses due to pre-existing medical conditions (unless explicitly stated)
- Cancellations for a reason not covered by your plan’s Trip Cancellation insurance
- Losses due to intentional bodily harm
- Medical tourism, or traveling for the purpose of receiving medical treatment outside of your home country
- Losses related to an event known at the time of purchasing the policy
Yes, you can purchase group travel insurance policies through Squaremouth if you have a large enough group. You can use our group travel insurance quote form to compare prices and purchase the best plan for your group.
Yes, group travel insurance can cover your USA adventure. If you are planning a domestic trip with a large party, group travel insurance can provide essential cancellation, delay, and medical coverage. All plans found on Squaremouth also include 24 Hour Travel Assistance services to support you before and during your trip.
No, groups traveling with 8 or more people don’t have to purchase group travel insurance. You can purchase individual plans for each person in your group, although it’s generally more cost-efficient to put everyone on a group plan. However, if your group exceeds 10 travelers and you want to be on the same plan, a group travel insurance policy is typically your best and only option.
Comprehensive travel insurance is the most commonly used type for groups. It provides extensive coverage for multiple travelers under a single policy, which can include benefits like trip cancellation, medical emergencies, lost luggage, and more. This makes it a convenient and cost-effective option for groups traveling together.
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