The table below shows you at a glance which company provides the most comprehensive cover for the Hurricane & Weather coverage element within your policy. The table is split into plan type and ordered by amount of benefit coupled with an internal rating system with the plan providing the most comprehensive coverage (rated 100) at the top of each section. The rating applies to the Hurricane & Weather coverage element not the plan as a whole. If you see a plan listed more than once, this means the plan offers different coverage for the residents of the states listed next to the plan name. Click the coverages listed below the table or the further research button to view more coverage tables. Remember, you are only 6 quick questions away from an instant quote from all the major travel insurance providers.
Coverage Description
This information relates to Trip Cancellation and Trip Interruption only. Most policies will include travel delay coverage due to a mandatory evacuation.
Cancellation coverage is provided in the event of a complete cessation of either a common carrier (ticketed public transport) or travel supplier (hotel, condo manager etc.) or your accommodation at destination being rendered uninhabitable by weather. Check individual policies to determine which of the above scenarios is covered as this denotes whether mandatory evacuation coverage is included or not.
Complete cessation of common carrier usually means the airport has to be closed for a certain number of hours in order for a claim to be valid. If your accommodation is under a mandatory evacuation order and the airport stays open you cannot make a claim.
Complete cessation of travel supplier usually means the hotel, condo or other accommodation has to be unavailable for a certain number of hours in order to claim. In this instance, you would be able to claim for a mandatory evacuation because your travel suppler can no longer provide you with accommodation. This coverage is only available if the accommodation is provided by a company licensed to provide that service.
Accommodation being rendered uninhabitable means your hotel, condo etc. either flooding or damaged so much you cannot continue to stay there.
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
Complete cessation of common carrier services for 8 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
Complete cessation of common carrier services for 8 hours
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named
Hurricane warning issued within 24 hours of departure after 15 day wait
Mandatory evacuation not covered
Policy must be purchased BEFORE storm is named