Covered for foreign and domestic
Terrorism reimburses travelers who need to cancel or interrupt their trip due to a terrorist attack.
We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from taking Your Covered Trip due to any of the Unforeseen Events listed below occurring on or after the Effective Date of the Policy.
Maximum trip length is also shown on the Schedule of Benefits.
We will pay You for the following:
a) The amount of forfeited, non-refundable, and unused Payments or Deposits; or
b) Additional cost incurred if the Travel Supplier cancels Your Covered Trip due to an Unforeseen Event and You elect to utilize the service of a replacement Travel Supplier.
We will pay a benefit, up to the maximum shown on the Schedule of Benefits, if You are prevented from continuing or resuming Your Covered Trip due to any of the Unforeseen Events listed below occurring on or after the Effective Date of the Policy.
We will pay You:
a) for the unused, non-refundable travel arrangements prepaid to the Travel Supplier(s);
b) additional transportation expenses incurred by You; or
c) return air travel up to the lesser of the cost of an economy flight or the amount shown on the Schedule of Benefits.
The Following are the Unforeseen Events for Trip Cancellation and Trip Interruption:
c) Inclement weather, Natural Disasters, Terrorist Attacks or mechanical breakdown of the Common Carrier that results in the complete cessation of travel services at the point of departure or destination for at least 48 consecutive hours.
j) The airport terminal from which You are scheduled to fly, is closed due to a documented security breach within 12 hours of arrival at the terminal or while You are physically at the terminal.
k) A politically motivated Terrorist Attack that occurs within 30 days of Your departure and within 50 miles of a City listed on Your itinerary. The Terrorist Attack must occur on or after the Effective Date of Your Trip Cancellation Coverage.
“Terrorist Attack” means any act or acts that are certified by the Secretary of the Treasury, in consultation with the Secretary of Homeland Security and the Attorney General of the United States to be an act of terrorism.