Detour Insurance @the edge
Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee
Summary of Policy Benefits
Cancellation
- Cancel for Covid-19 Sickness: Included in Trip Cancellation & Interruption
- Trip Cancellation: 100% of the trip cost
- Trip Interruption: 100% of the trip cost
- Hurricane & Weather: Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named
- Terrorism: Covered for foreign and domestic
- Financial Default: Covered after 14 day wait
- Cancel For Medical Reasons: Included in Trip Cancellation and Trip Interruption
- Cancel For Work Reasons: Included in Trip Cancellation and Trip Interruption
Medical
- Medical Coverage for Covid-19: Included in Emergency Medical
- Emergency Medical: $100,000 per person, Primary coverage
- Pre-Existing Condition: No coverage, Pre-existing look-back period 60 days
Evacuation
- Medical Evacuation & Repatriation: $1,000,000 per person
- Non-Medical Evacuation: $100,000 per person
Loss or Delay
- Extension Of Coverage: Coverage can extend up to 5 days, Coverage for medical quarantine included
- Travel Delay: $2,000 per person, $200 daily limit, Covered after 12 hour delay
- Baggage Delay: $750 per person, Covered after 12 hour delay
- Baggage & Personal Items Loss: $3,000 per person, $300 per item, $500 specific items limit
Accidental Death
- 24 Hour AD&D: $50,000 per person
Sports
- Sports & Activities: Covered, Limitations apply
- Sports Equipment Loss: Included in Baggage & Personal Items Loss
- Sports Equipment Delay: $5,000 per person
- Search & Rescue: $10,000 per person
- Sports Fees: Included in Cancellation & Interruption
Other Benefits
- Money Back Guarantee: Free look up to 10 days after purchase
- 24 Hour Assistance Service: 24 hour assistance provided