Traveler Information for Covid-19

We understand travelers are facing more challenges than ever before. Our travel insurance experts
regularly share advice and post information on our website to answer traveler’s questions.

Learn about travel insurance for the Covid-19 pandemic, including what coverage is available and recommended for travelers buying a policy now, what coverage may apply to current policyholders, and answers frequently asked questions about coverage.

Visit the Covid-19 Travelers Guide

The Coronavirus Pandemic Travel Insurance Information Center is regularly updated by Squaremouth’s travel insurance experts with official provider position statements, answers to frequently asked questions, and more. Information is subject to change at any time.

Visit COVID-19 Travel Insurance Information Center

Country Restrictions and Requirements

Due to a higher volume of medical bills from foreign travelers, some countries require travel insurance
in order for travelers to gain entry.

Countries Requiring Travel Insurance for COVID-19

After bringing the entire travel industry to a near standstill, the Covid-19 pandemic has completely changed the travel industry from top to bottom. The pandemic altered traveler’s main concerns, and has prompted some countries to implement new regulations for foreign travelers, including a requirement to buy travel insurance to gain entry.

Most of the countries that have made travel insurance mandatory for Covid-19 require travelers to purchase medical coverage in the event of an emergency. This had been a trend even before the pandemic, to protect the country against unsettled medical bills from foreign travelers. Some countries also require coverage for lodging expenses if a quarantine is required.

Find out if your destination requires coverage for Covid-19

Squaremouth’s team researches country requirements on a regular basis, and we update our site as new information becomes available. We provide a detailed breakdown for each country with Covid-19 travel insurance requirements, including what benefits are required, how much coverage is needed, and if we recommend any additional benefits.

At any point, this may not be a comprehensive list of all countries that require Covid-19 travel insurance. We always recommend travelers check with their destination to confirm if there are any specific requirements.

Covid-19 and Travel Insurance FAQs

Here are some of the most frequently asked Covid-19 related questions from travelers like you.

Does Cancel For Any Reason cover Covid-19?

Cancel For Any Reason can provide cancellation coverage for any situations related to coronavirus that are not otherwise covered by a standard travel insurance policy, including fear of traveling, border closures, or travel bans.

Cancel For Any Reason is a time-sensitive benefit and that can typically only be purchased within 14-21 days of the first trip booking. However, if you are cruising, select policies offer Cancel For Any Reason coverage costs about 40% more than a standard policy and requires you to insure 100% of your pre-paid, non-refundable trip cost. This benefit can reimburse up to 75% of your trip cost if you cancel your trip at least 2 days prior to departure.

What should I look for in my policy if I want coverage for Covid-19?

Coronavirus Medical coverage is included within some policies under the Emergency Medical benefit. This benefit is designed to cover treatment specifically for travelers who unexpectedly contract the coronavirus while traveling.

The Coronavirus Cancellation benefit can provide reimbursement for prepaid, non-refundable trip costs if you contract coronavirus and cannot travel as planned. Coronavirus Cancellation is included within some policies under the Trip Cancellation and Trip Interruption benefits. In order for coverage to apply, you must be medically fit to travel when you purchase their policy.

As the Covid-19 pandemic is considered a known event by many travel insurance providers, Trip Cancellation and Emergency Medical benefits relating to the coronavirus outbreak are only available from select travel insurance providers.

Click here to start a search for policies that may cover contracting coronavirus.

Can I be covered to cancel my trip if I contract Covid-19?

The Coronavirus Cancellation benefit can provide reimbursement for prepaid, non-refundable trip costs if you contract coronavirus and a licensed physician advises you not to travel. In order for coverage to apply, you must be medically fit to travel when you purchase the policy.

If you contract the virus before your scheduled departure date, Coronavirus Cancellation can reimburse 100% of your prepaid and non-refundable trip costs. If you contract Covid-19 during your trip, this benefit can reimburse your unused trip expenses, as well as additional transportation expenses you incur to return home.

As some providers consider the coronavirus pandemic to be a foreseen event, Coronavirus Cancellation is only available within a few Trip Cancellation policies. Click here to start a search for policies that may cover contracting coronavirus

What can I do with my policy if my trip was canceled because of Covid-19?

If your trip was canceled and you did not incur any penalties, please contact your travel insurance provider directly as soon as possible. Depending on their procedures, they may be able to issue you a voucher for your premium paid or apply your policy to a new trip.

If you choose to apply the policy to a new trip and it causes an increase in premium, the difference will be due upon booking. If the new premium is less expensive, you may receive a refund if you are within the Money Back Guarantee period.

All requests received are treated as exceptions, and a specific outcome can never be guaranteed, but all providers are doing what they can to assist where possible.

General Travel Tips During the Pandemic

The Covid-19 pandemic has completely changed the travel industry from top to bottom. It’s more important than ever for
travelers to be prepared. If you are concerned about Covid-19 impacting your trip, here are some tips:

  • Most of our travel insurance policies can cover Covid-19
  • Cancellation can reimburse your prepaid and non-refundable trip expenses
  • The Cancel For Any Reason benefit can provide additional flexibility
  • Travel Delay may cover the cost of quarantining during your trip
  • Determine if your destination has any travel insurance requirements
  • Search for a policy with $50,000 in Coronavirus Medical coverage
  • Check to see if your credit card has built-in travel insurance
Search & Compare Travel Insurance Policies
All policies provide worldwide coverage unless stated prior to purchase.
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August 31, 2021 — In September, travel to Europe will reach its highest point in over a year, accounting for 40% of all trips that month, according to travel insurance comparison site Squaremouth.com. This comes as the EU recommends restricting entry to US travelers amid the spreading Delta variant. Half of Squaremouth’s...

August 18, 2021 — The CDC recently added seven countries to their highest travel risk level for Covid-19. According to travel insurance comparison site Squaremouth.com, four of these countries – Israel, France, Iceland and Aruba – are among the most popular destinations for US tourists. With the addition of these countries, Squaremouth...

July 28, 2021 — Countries and cruise lines are turning to travel insurance as a resource to regain tourism. Since the onset of the Covid-19 pandemic, 18 countries have begun requiring visitors travel with insurance for Covid-19. Recently, Royal Caribbean, Carnival and Disney cruise lines announced similar requirements of non-vaccinated travelers. Travel...

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