We understand travelers are facing more challenges than ever before. Our travel insurance experts
regularly share advice and post information on our website to answer traveler’s questions.
Learn about travel insurance for the Covid-19 pandemic, including what coverage is available and recommended for travelers buying a policy now, what coverage may apply to current policyholders, and answers frequently asked questions about coverage.Visit the Covid-19 Travelers Guide
The Coronavirus Pandemic Travel Insurance Information Center is regularly updated by Squaremouth’s travel insurance experts with official provider position statements, answers to frequently asked questions, and more. Information is subject to change at any time.Visit COVID-19 Travel Insurance Information Center
Due to a higher volume of medical bills from foreign travelers, some countries require travel insurance
in order for travelers to gain entry.
Countries Requiring Travel Insurance for COVID-19
After bringing the entire travel industry to a near standstill, the Covid-19 pandemic has completely changed the travel industry from top to bottom. The pandemic altered traveler’s main concerns, and has prompted some countries to implement new regulations for foreign travelers, including a requirement to buy travel insurance to gain entry.
Most of the countries that have made travel insurance mandatory for Covid-19 require travelers to purchase medical coverage in the event of an emergency. This had been a trend even before the pandemic, to protect the country against unsettled medical bills from foreign travelers. Some countries also require coverage for lodging expenses if a quarantine is required.
Find out if your destination requires coverage for Covid-19
Squaremouth’s team researches country requirements on a regular basis, and we update our site as new information becomes available. We provide a detailed breakdown for each country with Covid-19 travel insurance requirements, including what benefits are required, how much coverage is needed, and if we recommend any additional benefits.
At any point, this may not be a comprehensive list of all countries that require Covid-19 travel insurance. We always recommend travelers check with their destination to confirm if there are any specific requirements.
Here are some of the most frequently asked Covid-19 related questions from travelers like you.
Cancel For Any Reason can provide cancellation coverage for any situations related to coronavirus that are not otherwise covered by a standard travel insurance policy, including fear of traveling, border closures, or travel bans.
Cancel For Any Reason is a time-sensitive benefit and that can typically only be purchased within 14-21 days of the first trip booking. However, if you are cruising, select policies offer Cancel For Any Reason coverage costs about 40% more than a standard policy and requires you to insure 100% of your pre-paid, non-refundable trip cost. This benefit can reimburse up to 75% of your trip cost if you cancel your trip at least 2 days prior to departure.
Coronavirus Medical coverage is included within some policies under the Emergency Medical benefit. This benefit is designed to cover treatment specifically for travelers who unexpectedly contract the coronavirus while traveling.
The Coronavirus Cancellation benefit can provide reimbursement for prepaid, non-refundable trip costs if you contract coronavirus and cannot travel as planned. Coronavirus Cancellation is included within some policies under the Trip Cancellation and Trip Interruption benefits. In order for coverage to apply, you must be medically fit to travel when you purchase their policy.
As the Covid-19 pandemic is considered a known event by many travel insurance providers, Trip Cancellation and Emergency Medical benefits relating to the coronavirus outbreak are only available from select travel insurance providers.
The Coronavirus Cancellation benefit can provide reimbursement for prepaid, non-refundable trip costs if you contract coronavirus and a licensed physician advises you not to travel. In order for coverage to apply, you must be medically fit to travel when you purchase the policy.
If you contract the virus before your scheduled departure date, Coronavirus Cancellation can reimburse 100% of your prepaid and non-refundable trip costs. If you contract Covid-19 during your trip, this benefit can reimburse your unused trip expenses, as well as additional transportation expenses you incur to return home.
As some providers consider the coronavirus pandemic to be a foreseen event, Coronavirus Cancellation is only available within a few Trip Cancellation policies. Click here to start a search for policies that may cover contracting coronavirus
If your trip was canceled and you did not incur any penalties, please contact your travel insurance provider directly as soon as possible. Depending on their procedures, they may be able to issue you a voucher for your premium paid or apply your policy to a new trip.
If you choose to apply the policy to a new trip and it causes an increase in premium, the difference will be due upon booking. If the new premium is less expensive, you may receive a refund if you are within the Money Back Guarantee period.
All requests received are treated as exceptions, and a specific outcome can never be guaranteed, but all providers are doing what they can to assist where possible.
The Covid-19 pandemic has completely changed the travel industry from top to bottom. It’s more important than ever for
travelers to be prepared. If you are concerned about Covid-19 impacting your trip, here are some tips:
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