Overview
Pros & Cons
Plans & Coverage
Cost of Plans
The Bottom Line
What You Need To Know About
Aegis
Founded in 1977, Aegis (formerly GoReady) brings over 40 years of experience to the travel insurance industry. Named U.S. News’ “Most Economical Travel Insurance Company,” Aegis offers three travel plans to cover a wide range of needs. Whether you travel domestically or internationally, their Go Ready plans protect against cancellations, medical emergencies, delays, and lost luggage.
Where Aegis stands out is its Stress Less Benefits, which streamline the claims process by reducing paperwork and out-of-pocket expenses. Eligible events, such as medical visits or flight delays, are handled immediately, so you don’t have to wait for reimbursements. Backed by an A rating from AM Best and a customer satisfaction rate with less than 0.2% negative reviews, Aegis is a trusted choice for budget-conscious travelers seeking peace of mind.
Additionally, Aegis provides flexible, customizable plans with add-on options for medical coverage, medical evacuation, sports delay, Cancel for Any Reason (CFAR), and coverage for pre-existing conditions.
Our Take: Aegis is a top choice for budget-conscious travelers seeking affordable and reliable coverage. Its innovative Stress Less Benefits and various plans catering to comprehensive and budget-focused needs simplify travel insurance. Plus, with only 0.2% of customers leaving a negative review, it’s clear that Aegis has built a solid reputation for taking care of its policyholders.
Aegis At-a-Glance
- Lower cost compared to many other providers
- A 14-day money-back guarantee on all plans
- Dependable customer service, with quick claims payment
- Some features are only available as optional add-ons
- Medical care and baggage coverage limits are relatively low
Check out what travelers like you think about Aegis:
Ready to explore your options? Compare Aegis plans against other top providers.
Find The Plan That's Right For You
Aegis offers plans for every traveler—explore its plans to choose the best plan for your trip.
| Plan | Avg. Premium | Medical | Evacuation & Repatriation |
Trip Cancellation | Trip Interruption | CFAR Option |
|---|---|---|---|---|---|---|
| Go Ready Trip Cancellation * | $80.50 | No coverage | No coverage | 100% of the trip cost | Optional | |
| Go Ready Choice * | $177.36 | $50,000 | $250,000 | 100% of the trip cost | 150% of the trip cost | |
| Go Ready Pandemic Plus * | $400.92 | $50,000 | $500,000 | 100% of the trip cost | 150% of the trip cost |
* The average premium is calculated using the last 12 months of sales, inclusive of trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999. This information is provided to illustrate directional pricing difference between plans.
Aegis vs. The Competition:
How It Stacks Up
What's the best provider? That depends on your trip. Choosing the right one can save you thousands. Here's how Aegis stacks up.
| Plan Features |
|
 |
|---|---|---|
| Overall Coverage | Simple, no-frills coverage for essential benefits |
Broad coverage, with options for customization |
| Cost | Highly affordable, ideal for budget travelers |
Moderate pricing with flexible plan options |
| Customer Rating |
4.1
Good
|
4.5
Very Good
208 Reviews
|
| AM Best Rating | A (Excellent) | A (Excellent) |
| Unique Benefits | Simple plans for medical and cancellation at a low cost. |
Sporting equipment coverage |
| Insurance Partners | Backed by Starr Indemnity & Liability Company and Zurich American Insurance Company. | Backed by BCS Insurance Company and Jefferson Insurance Company. |
How Much Will A Aegis Plan Cost For Your Trip?
Take a look at how the average cost of Aegis's policies compares to similar plans from other top providers.
* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.
* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.
The Bottom Line:
Is Aegis Worth It?
Aegis is an excellent choice for travelers looking for affordable, basic coverage. While it may not offer the highest coverage limits or specialized benefits, it offers three plans with straightforward protection for essential travel needs. It is ideal for budget-conscious travelers or those going on short trips.
Contact Information for Aegis
Customer Service: 855-277-4587
Hours of Operation:
Monday through Friday from 9:00am to 6:00pm ET
Claims Phone: 888-585-9033
Claims Hours of Operation:
Monday through Friday from 7:00am to 8:00pm ET
Mail to:
Administrative Concepts, Inc. c/o Aegis Insurance
c/o Aegis Insurance
P.O. Box 4000
Collegeville,
Pennsylvania
19426
Emergency Assistance:
Inside USA: 866-245-0380
Outside USA: 305-455-0307
Claims Email: claims@goreadyinsurance.com
Fax: 610-293-9299
Provider Claims Website: Please click here
Customer Service: 800-498-9540
Hours of Operation:
Monday through Friday from 9:00am to 6:00pm ET
Claims Phone: 1-833-515-3322
Claims Hours of Operation:
Monday through Friday from 8:00am to 8:00pm ET
Saturday from 12:00pm to 6:00pm ET
Mail to:
Aegis
c/o c/o Aegis Insurance
Zurich American Insurance Company
P.O. Box 968019
Schaumburg,
Illinois
60196-8019
Emergency Assistance:
Inside USA: 1-833-515-3322
Outside USA: 1-416-479-8010
Claims Email: claims@zurichtravelassist.com
Fax: 416-205-4673
Provider Claims Website: Aegis has not provided a website for claims.