Aegis Travel Insurance

Overview of Aegis Travel Insurance

Founded in 1977, Aegis (formerly GoReady) brings over 40 years of experience to the travel insurance industry. Named U.S. News’ “Most Economical Travel Insurance Company,” Aegis offers three travel plans to cover a wide range of needs. Whether you travel domestically or internationally, their Go Ready plans protect against cancellations, medical emergencies, delays, and lost luggage.

Where Aegis stands out is its Stress Less Benefits, which streamline the claims process by reducing paperwork and out-of-pocket expenses. Eligible events, such as medical visits or flight delays, are handled immediately, so you don’t have to wait for reimbursements.

Additionally, Aegis provides flexible, customizable plans with add-on options for medical coverage, medical evacuation, sports delay, Cancel For Any Reason (CFAR), and coverage for pre-existing conditions.

Is Aegis a Trustworthy Travel Insurance Company?

Aegis is a trusted choice for budget-conscious travelers seeking peace of mind. With products backed by Zurich American Insurance Company and Starr Indemnity & Liability Company, Aegis holds an A+ (Superior) rating from A.M. Best, one of the highest marks given by the nation’s leading authority on rating insurance companies. More than 1,400 Squaremouth customers have reviewed their experiences with Aegis, with less than 0.2% leaving negative reviews.

Our Take: Aegis is a top choice for budget-conscious travelers seeking affordable and reliable coverage. Its innovative Stress Less Benefits and various plans catering to comprehensive and budget-focused needs simplify travel insurance. Plus, with only 0.2% of customers leaving a negative review, it’s clear that Aegis has built a solid reputation for taking care of its policyholders.

Customer Satisfaction Ratings for Aegis Travel Insurance

Aegis has a 4.1 out of 5 rating on Squaremouth’s website, with less than 0.2% negative reviews.

Every Squaremouth customer is asked to rate their experience working with their provider before, during, and after their trip. The following ratings are based on over 1,400 reviews from Aegis customers.

As shown above, aegis receives mostly positive ratings from its customers. Their best level of service comes before the trip, where the company has a 4.2 out of 5 rating. Service during the trip and after fall below this, with ratings of 3.42 and 3.35, respectively. This is common amongst travel insurance providers, as the service before the trip is largely explaining coverage, while the service during and after is often tied directly to a claim.

Below are some comments from Aegis customers who have recently reviewed their experience working with the provider.

Check out what travelers like you think about Aegis:

Pros & Cons of Aegis Travel Insurance

Aegis offers three different types of travel insurance plans: a cancellation-only policy, comprehensive policies, and an annual plan. When reviewing quotes, consider your needs and the following pros and cons.

Aegis offers a variety of travel insurance plan types, making it an ideal option for multiple different traveler types. Whether you need annual coverage for multiple trips, cancellation-only coverage for one trip, or comprehensive coverage for one trip, Aegis has a plan for you.

Aegis’ Go Ready Trip Cancellation plan is the only plan on Squaremouth that strictly covers cancellations. While this coverage is limited to one benefit, it is far more affordable for travelers who are buying insurance solely for the reason of protecting their trip expenses.

All of Aegis’ other plans offer comprehensive benefits, including coverage for cancellations, medical emergencies, travel delays, and luggage. Each of these plans offers $50,000 in Emergency Medical coverage, which isn’t an extremely high amount but does meet Squaremouth’s baseline recommendation for travelers. These plans also include between $100,000 and $500,000 in Medical Evacuation coverage, depending on the plan.

Ready to explore your options? Compare Aegis plans against other top providers.

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Which Aegis Plan is Right for Me?

The best Aegis plan for you depends entirely on your needs, as they offer three very different plan types.

If you only want Trip Cancellation coverage, go with the Go Ready Trip Cancellation plan. As mentioned above, this plan only offers the Trip Cancellation benefit. This is ideal for travelers who have non-refundable trip expenses but don’t need medical coverage during their trip.

If you are taking a trip and need comprehensive coverage, consider the Go Ready Choice or Go Ready Pandemic Plus plans. Both of these plans offer cancellation coverage in case something prevents you from traveling, plus medical benefits in the event of an emergency during your trip. These plans also include other benefits for common concerns, such as Travel Delay, Missed Connection, Baggage Delay, and Baggage & Personal Items Loss.

If you are a frequent traveler, consider the Annual Preferred plan. This is a multi-trip policy that provides coverage for all of your trips during a 12-month period. The Annual Preferred plan is primarily designed to cover medical events during your trips, but also includes limited cancellation benefits, plus coverage for delays and luggage.

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Compare Aegis Travel Insurance to Competitors

Choosing the right travel insurance provider can save you thousands of dollars. See how Aegis stacks up against other top companies.

Plan Features
Overall Coverage	Simple, no-frills coverage for essential benefits	Broad coverage, with options for customization
Cost	Highly affordable, ideal for budget travelers	Moderate pricing with flexible plan options
Customer Rating	4.1 Good 1,407 Reviews	4.5 Very Good 208 Reviews
AM Best Rating	A+ (Superior)	A (Excellent)
Unique Benefits	Simple plans for medical and cancellation at a low cost.	Sporting equipment coverage
Insurance Partners	Backed by Zurich American Insurance Company and Starr Indemnity & Liability Company.	Backed by BCS Insurance Company and Jefferson Insurance Company.

How Much Does Aegis Travel Insurance Cost?

Aegis is one of the most affordable travel insurance providers on Squaremouth’s platform. Take a look at the chart below to see how their pricing compares to competitors.

Aegis’ comprehensive travel insurance plans are the 4th least expensive options available through Squaremouth’s platform, at an average premium of $185.65. Typically, comprehensive plans cost between 4% and 10% of the total trip cost. Aegis’ policies, however, generally cost between 2% and 4%, making them one of the most affordable providers on the market today. Please note, however, that this can vary, as comprehensive premiums are determined by a wide range of factors, including your age, the number of travelers, and your coverage needs.

How Do Customers Rate Aegis vs. Competitors?

Knowing your provider will support you in an emergency situation is imperative, especially when you’re far away from home. Aegis provides adequate service, according to reviews from past customers.

Aegis currently holds an average customer satisfaction rating of 4.08 out of 5. While not one of the highest ratings on Squaremouth.com, this is still a solid rating. However, Aegis is known for its unique Stress Less Benefits, which are designed to create a faster and more efficient claims process, with less paperwork and out-of-pocket expenses. This can be extremely helpful when it comes to filing a claim, and can save you money ahead of time.

Is Aegis Worth the Cost?

Yes, Aegis travel insurance is worth buying if you are either looking to protect your trip expenses or for strong medical travel insurance benefits during your trip. With Aegis, you’re getting affordable travel insurance with some of the top coverage on the market.

Choose Go Ready Choice or Go Ready Pandemic Plus if you need comprehensive benefits for your travels. Choose Go Ready Trip Cancellation if you simply want to protect your financial investment in your trip in case you need to cancel. And if you’re a frequent traveler, the Annual Preferred plan may be the best choice for you. Either way, Aegis has a plan for multiple different trip types and is known to provide reliable coverage.

Alternatives to Aegis Travel Insurance

If you can’t find an Aegis plan that fits your needs or would just like to compare alternative options, consider one of the three providers below:

Tin Leg is known for providing a wide range of products for travelers taking all types of trips. Tin Leg Gold is the most popular comprehensive travel insurance plan on Squaremouth that offers well-rounded protection at a competitive price point.

Travel Insured International is one of the top-selling providers on Squaremouth. Their FlexiPAXoption is a great fit if you’re looking for a plan that provides plenty of customization options.

Seven Corners offers among the highest medical coverage limits of any provider on Squaremouth, and offers both single trip and annual travel insurance plans.

Frequently Asked Questions: Aegis Travel Insurance

Is Aegis a Good Option for International Travel?
Yes, Aegis is a top choice for international trips. With sufficient medical coverage, plus benefits for the most common concerns like cancellations, delays, and luggage, Aegis’ Go Ready Choice and Go Ready Pandemic Plus plans have the coverage you need when traveling outside the country.

How Do I Determine Which Aegis Plan is Best for Me?
It depends on your needs. Review the following scenarios to determine which Aegis plan is the right fit for your upcoming trip:

• If you need comprehensive travel insurance for a trip abroad, consider Go Ready Choice or Go Ready Pandemic Plus
• If you only want medical coverage, choose Go Ready Trip Cancellation
• If you travel often and need medical benefits when you do, choose Annual Preferred

What Types of Travel Insurance Policies Does Aegis Offer?
IMG offers a very wide range of travel insurance options for customers. They offer three different types of travel insurance plans:

• Comprehensive: The most robust form of travel insurance that includes cancellation coverage, medical coverage, delay coverage, and coverage for your personal belongings.
• Cancellation-Only: A unique type of travel insurance policy that is designed only to protect your prepaid, non-refundable travel expenses against covered cancellations and interruptions.
• Annual: Provides medical coverage and some other benefits for multiple trips over the course of a 12-month period.

Does Aegis Cover Pre-Existing Conditions?
Yes, the Aegis does offer coverage for pre-existing conditions. This benefit is included within their Go Ready Trip Cancellation and Go Ready Pandemic Plus plans, as long as you buy within 14 days of making your initial trip deposit. It can also be added as an option upgrade within the Go Ready Choice policy.

Does IMG Provide 24/7 Assistance?
Yes, Aegis does offer 24-Hour Emergency Assistance. This benefit is offered by every provider on Squaremouth’s platform.

How Do I File a Claim with IMG?
Squaremouth cannot process claims directly for Aegis, or any other providers. If you need to file a claim with your provider, we recommend contacting them directly to initiate the process.

Contact information and links can be found in the section below.