What are the Benefits of Group Travel Insurance?
Planning a group trip can be stressful enough as it is. Fortunately, protecting those trips is made easy with group travel insurance. Rather than purchasing individual policies for each member of your party, you can save both time and money by purchasing a group travel insurance plan.
The best travel insurance plans for large groups will offer peace of mind through a wide-range of benefits that address the main concerns of travelers. Most group travel insurance plans will include trip cancellation, trip delay, and medical benefits, among others. Some group policies can also include coverage for lost, damaged, or stolen luggage or personal items.
In order for your group to be eligible for a group policy through Squaremouth, you must meet the following requirements:
You must be traveling with a group of 10 or more travelers
All travelers must be visiting the same destination
All travelers must have similar travel dates
All travelers must be U.S. residents
If you don't qualify for a group policy, Squaremouth recommends single trip travel insurance. Single trip policies offer the same coverage as group policies, however they are designed for individual travelers, or groups of less than 10.
How Do I Know if a Group Travel Insurance Policy is Right for My Trip?
See answers to common questions travelers have before purchasing travel insurance for a big group.
The price of a group policy is based on the total trip cost and the number of travelers. Other factors may include your destination and the level of coverage your plan offers. Unlike single-trip and Annual travel insurance Annual travel insurance plans, age is typically not factored into the overall cost of group insurance.
Pricing for Group Travel Insurance can vary from one travel insurance company to the next, so it's always recommended to compare quotes from multiple sources before purchasing.
Yes, most group travel insurance plans include medical coverage. Since most primary healthcare plans don’t offer international coverage, many travelers purchase travel protection specifically for the medical benefits.
When comparing travel medical insurance plans for international travel, we recommend policies that include at least $50,000 in Emergency Medical coverage and at least $100,000 in Emergency Medical Evacuation protection.
Exclusions can vary from one travel insurance provider to the next. With that said, there are common exclusions that can be found across most group travel insurance plans:
Yes, group travel insurance can cover your USA adventure. If you are planning a domestic trip with a large party, group travel insurance can provide essential cancellation, delay, and medical coverage. All plans found on Squaremouth also include 24 Hour Travel Assistance services to support you before and during your trip.