Adventure & Hazardous Sports

Some single trip policies can cover adventurous activities that are often excluded, such as skydiving, bungee jumping, and mountain climbing. Typically, these policies also have coverage for more common activities like hiking and snorkeling.

Sports Equipment & Fees

Select policies provide benefits for sports equipment and fees, including coverage for lost or damaged equipment, and for the cost of renting new equipment if yours is delayed. The Sports Fees benefit can reimburse sports-related trip payments.

Amateur Sports & Competitions

The cost of treating injuries while competing in amateur sports can be covered by some travel insurance policies. This can include coverage for injuries sustained during competitive, organized, collegiate, or scholastic sports and activities.

Water Sports

Snorkeling, fishing, and other popular activities can be covered.

Many travel insurance policies have coverage specifically for active travelers who plan to participate in water sports. These policies can include coverage for many popular cruise excursions and water activities, such as jet skiing, snorkeling, deep sea fishing, and tubing, among others. Some travel insurance policies can also cover travelers who participate in more adventurous water activities, including scuba diving, windsurfing, water skiing, and speed sailing.

Water Sports Coverage

Snow and Winter Sports

Coverage from snowshoeing to heli skiing.

Winter sports are often covered by travel insurance policies, including snowboarding, skiing, tubing, and snowmobiling. More adventurous sports, such as heli skiing or heli boarding, luging, and ice windsurfing, can also be covered by some policies. Certain policies are built specifically to cover travelers who want to participate in these types of extreme sports.

Winter Sports Coverage

Air Activities

Coverage for extreme air sports, like skydiving, may be available.

Hang gliding, zip lining, or bungee jumping can be covered by some travel insurance policies. The policies that can cover these air activities may also have more comprehensive coverage for other high-flying activities. These policies can include coverage for skydiving, parachuting, piloting an aircraft, and hot air ballooning, among others.

Air Activities Coverage

Travel Insurance for Adventure and Sports

Trip Cost Protection
Cover your prepaid and non-refundable travel expenses, including sports tickets, fees, and rentals, with Trip Cancellation and Trip Interruption coverage.
Emergency Medical
Travel insurance can cover treatment of a medical emergency incurred while participating in the specific sports or activities listed on your policy.
24 Hour AD&D
In the event of a loss of life or limb while participating in a hazardous sport or activity on your trip, 24 Hour AD&D can provide a payout to you or the policy’s beneficiary.
Medical Evacuation
Medical Evacuation can provide transportation to a nearby hospital if you are injured while participating in a hazardous sport or activity during your trip.
Medical Repatriation
If the treating physician determines it is necessary, Medical Repatriation can transport you home. Repatriation of Remains can transport your remains home.
24/7 Emergency Help
All providers on have a 24 Hour Emergency Assistance team for immediate help in case of an emergency during your trip.
Search for policies with adventure and sports coverage using our selection matrix.

Land-based Activities

Mountaineering and trekking are among the covered land activities.

Travel insurance can cover many adventurous land-based activities. Mountain climbing, cave diving and riding motorcycles are among the most hazardous land-based activities that can be covered under travel insurance policies. More common land-based activities, such as hiking, cycling, go-karting, and trekking, are also covered by many policies.

Land-based Activities Coverage

Amateur Sports & Competitions

Some policies cover recreational and organized sports.

Travel insurance can cover an injury that occurs while participating in a sport. Many policies cover recreational sports and activities, and some can cover organized sports at the scholastic, collegiate, or other amateur levels. Select policies can cover professional sports.

Travel insurance coverage for sports can include popular contact sports, such as football, rugby, and hockey, as well as other sports like basketball, baseball, and golf. This also includes participating in sports or activities in a camp setting.

Sports Coverage

Have Questions?

Please contact our award-winning customer service team at 1-800-240-0369 for assistance. We are available between 8AM and 10PM ET daily.

Search Extreme Sports Travel Insurance Quotes

Search for sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your quote.

  • Water scuba diving, kayaking, diving, rafting and more.
  • Winter dog sledding, glacier walking, skiing, snowboarding and more.
  • Air zip lining, hang gliding, hot air ballooning and more.
  • Land hiking, camel riding, trekking, safari tours and more.
  • Sport archery, basketball, soccer and more.
Search for sports and activities you will be participating in during your trip. You can also browse and select activities above.