What Activities can Travel Insurance Cover?

Travel insurance policies can cover active and adventurous travelers participating in a wide array of sports and activities , such as skiing , zip-lining , scuba diving , skydiving , bungee jumping , mountain climbing , and hundreds more. Typically, these policies also have coverage for more common activities like hiking and snorkeling .

What Water Sports can Travel Insurance Cover?

Some travel insurance policies can include coverage for many popular cruise excursions and water activities , such as jet skiing , snorkeling , deep sea fishing , and tubing , among others. Some policies can also cover travelers who participate in more adventurous water activities, including scuba diving , windsurfing , water skiing , and speed sailing .

Adventure & Sports Travel Insurance

Q: What Air Activities can Travel Insurance Cover?

Hang gliding , zip lining , or bungee jumping can be covered by some travel insurance policies. The policies that can cover these air activities may also have more comprehensive coverage for other high-flying activities. These policies can include coverage for skydiving , parachuting , piloting an aircraft , and hot air ballooning , among others.

Q: What Land-Based Activities can Travel Insurance Cover?

Mountain climbing , cave diving and riding motorcycles are among the most hazardous land-based activities that can be covered under travel insurance policies. More common land-based activities, such as hiking , cycling , go-karting , and trekking , are also covered by many policies.

Some travel insurance policies can cover adventurous activities that are often excluded, such as skydiving, bungee jumping, and mountain climbing. Typically, these policies also have coverage for more common activities like hiking and snorkeling.

Select policies provide benefits for sports equipment and fees, including coverage for lost or damaged equipment, and for the cost of renting new equipment if yours is delayed. The Sports Fees benefit can reimburse sports-related trip payments.

The cost of treating injuries while competing in amateur sports can be covered by some travel insurance policies. This can include coverage for injuries sustained during competitive, organized, collegiate, or scholastic sports and activities.

Water Sports

Snorkeling, fishing, and other popular activities can be covered.

Many travel insurance policies have coverage specifically for active travelers who plan to participate in water sports. These policies can include coverage for many popular cruise excursions and water activities, such as jet skiing, snorkeling, deep sea fishing, and tubing, among others. Some travel insurance policies can also cover travelers who participate in more adventurous water activities, including scuba diving, windsurfing, water skiing, and speed sailing.

More About Water Sports

Snow and Winter Sports

Coverage from snowshoeing to heli skiing.

Winter sports are often covered by travel insurance policies, including snowboarding, skiing, tubing, and snowmobiling. More adventurous sports, such as heli skiing or heli boarding, luging, and ice windsurfing, can also be covered by some policies. Certain policies are built specifically to cover travelers who want to participate in these types of extreme sports.

More About Winter Sports

Air Activities

Coverage for extreme air sports, like skydiving, may be available.

Hang gliding, zip lining, or bungee jumping can be covered by some travel insurance policies. The policies that can cover these air activities may also have more comprehensive coverage for other high-flying activities. These policies can include coverage for skydiving, parachuting, piloting an aircraft, and hot air ballooning, among others.

More About Air Activities

Travel Insurance for Adventure and Sports

Trip Cost Protection

Cover all of your prepaid and non-refundable travel expenses, including prepaid sports tickets, fees, and rentals, with Trip Cancellation and Trip Interruption coverage.

Emergency Medical

Travel insurance can cover treatment of a medical emergency incurred while participating in the specific sports or activities listed on your policy.

24 Hour AD&D

In the event of a loss of life or limb while participating in a hazardous sport or activity on your trip, 24 Hour AD&D can provide a payout to you or the policy’s beneficiary.

Medical Evacuation

Medical Evacuation can provide transportation to a nearby hospital if you are injured while participating in a sport or activity during your trip.

Medical Repatriation

If the treating physician determines it is necessary, Medical Repatriation can transport you home. Repatriation of Remains can transport your remains home.

24/7 Emergency Help

All providers on Squaremouth.com have a 24 Hour Emergency Assistance team for immediate help in case of an emergency during your trip.

Search for policies with adventure and sports coverage using our selection matrix.

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Land-based Activities

Mountaineering and trekking are among the covered land activities.

Travel insurance can cover many adventurous land-based activities. Mountain climbing, cave diving and riding motorcycles are among the most hazardous land-based activities that can be covered under travel insurance policies. More common land-based activities, such as hiking, cycling, go-karting, and trekking, are also covered by many policies.

More About Land-based Activities

Amateur Sports & Competitions

Some policies cover recreational and organized sports.

Travel insurance can cover an injury that occurs while participating in a sport. Many policies cover recreational sports and activities, and some can cover organized sports at the scholastic, collegiate, or other amateur levels. Select policies can cover professional sports.

Travel insurance coverage for sports can include popular contact sports, such as football, rugby, and hockey, as well as other sports like basketball, baseball, and golf. This also includes participating in sports or activities in a camp setting.

More About Sports

Search Extreme Sports Travel Insurance Quotes

Search for sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your search.

Water scuba diving, kayaking, diving, rafting and more.

Bamboo Rafting

Banana Boating

Black Water Rafting (Grades 1-3)

Bodyboarding

Breathing Observation Bubble (BOB)

Canoe Trekking

Canoeing - White Water (up to Grade 3)

Canoeing - White Water (up to Grade 4)

Canoeing - White Water (up to Grade 5)

Canoeing (excluding white water)

Cliff Jumping

Coasteering (ad hoc)

Coasteering (with a guide)

Deep Sea Fishing

Dinghy Sailing

Diving

Diving (high diving or spring board)

Dragon Boating

Fishing

Free Diving

Gorge Walking (no ropes)

High Diving

HobieCat Sailing (inshore)

Hydrospeeding (White Water Grade 3)

Hydrospeeding (White Water Grade 4)

Ice Diving

Ice Windsurfing

Jet Boating

Jet Skiing

Kayaking

Kayaking (excluding White Water)

Kayaking (White Water - up to Grade 3)

Kayaking (White Water - up to Grade 4)

Kayaking (White Water - up to Grade 5)

Kite Boarding

Kite Surfing

Kloofing

Mixed Gas Scuba Diving (you must be qualified)

Modern Pentathlon

Octopush

Parasailing

Parasailing (over water)

Rafting

River Bugging

River Tubing

Rowing

Sailing

Sailing/Yachting Inshore (racing)

Sailing/Yachting Inshore (recreational)

Sailing/Yachting Offshore (Deep Ocean: beyond 30 miles from the shore)

Sailing/Yachting Offshore (Racing: within 30 miles of the coastline)

Sailing/Yachting Offshore (Recreational: within 30 miles of the coastline)

Scuba Diving

Scuba Diving - Mixed Gas (must be qualified)

Scuba Diving (accompanied by a dive master)

Scuba Diving (Must be PADI or equivalent qualified)

Scuba diving to 100 ft (if accompanied by a dive master)

Scuba Diving to 10m (if SSI, PADI or NAUI certified)

Scuba Diving to 120 feet (PADI or NAUI certified with a dive master present)

Scuba Diving to 130 feet (PADI or NAUI certified with a dive master present)

Scuba Diving to 30 ft (if accompanied by a dive master)

Scuba Diving to 30m

Scuba Diving to 50m (Must be PADI or equivalent qualified)

Sea Kayaking

Shark Diving (in cage)

Shark Diving to Swim With & Feed Sharks

Shark Tagging (volunteer work)

Skeleton

Snorkeling

Speed Sailing

Stand Up Paddle Boarding

Surfing

Swim Trekking

Swimming

Swimming (Long Distance)

Swimming with Dolphins

Swimrun (Utö Swimrun or similar)

Tombstoning

Triathlon

Tubing

Utö Swimrun Sweden

Wakeboarding

Water Polo

Water Ski Jumping

Water Skiing (Amateur)

Waterskiing

Whalewatching

White Water Rafting

White Water Rafting (up to Grade 3)

White Water Rafting (up to Grade 4 - 6)

Windsurfing

Windsurfing/Boardsailing
Winter dog sledding, glacier walking, skiing, snowboarding and more.

Airboarding

Bobsleighing

Cross-Country Skiing/Langlauf

Dog Sledding (Racing)

Dog Sledding (Recreational)

Glacier Walking

Husky Dog Sledding

Ice Climbing

Ice Holing

Ice Skating

Ice Speedway

Ice Windsurfing

Luge

Marathon (Arctic)

Mountain Biking (Mega Avalanche or Similar)

Skiing (Back country with a guide)

Skiing (Back country without a guide)

Skiing (Backcountry in resort)

Skiing (Cat Skiing/Boarding)

Skiing (Cross Country)

Skiing (Free-Style)

Skiing (Heli Skiing)

Skiing (Moguls)

Skiing (Mono)

Skiing (Nordic)

Skiing (Para)

Skiing (Ski Biking)

Skiing (Ski Blading)

Skiing (Ski Boarding)

Skiing (Ski Cross/Snowboard Cross)

Skiing (Ski Dooing)

Skiing (Ski Flying)

Skiing (Ski Jumping)

Skiing (Ski Mountaineering)

Skiing (Ski Racing (ski school races etc))

Skiing (Ski Racing)

Skiing (Ski Randonee)

Skiing (Ski Stunting)

Skiing (Ski Touring)

Skiing (Slopestyle (no inverted aerials))

Skiing (Snowcat)

Sledding/Tobogganing

Sleigh Riding

Sleigh Riding (Reindeer/Horse)

Snow Biking

Snow Blading

Snow Bobbing

Snow Go-Carting

Snow Mobiling

Snow Parascending

Snow Scooting

Snow Shoeing

Snow Skiing (Recreational Downhill)

Snow Tubing

Snowboarding

Snowboarding (Back-country without a Guide)

Snowboarding (Backcountry in resort)

Snowboarding (Freestyle/Terrain Park (inverted aerials))

Snowboarding (Freestyle/Terrain Park (no inverted aerials))

Snowboarding (Heli-boarding)

Snowboarding (Recreational)

Snowboarding (Slopestyle)

Snowboarding (Snowboard Cross)

Snowcat Driving

Snowmobling

Speed Flying/Riding

Speed Skating

Telemarking

Tubing
Air zip lining, hang gliding, hot air ballooning and more.

Bridge Swinging

Bungee Jumping

Flying (as a licensed pilot)

Flying (as a passenger in a licensed passenger carrying private/small aircraft)

Hang Gliding

Hang Gliding (Tandem)

Hot Air Ballooning

Hot Air Ballooning (Piloting)

Micro Lighting

Operating an Aircraft

Parachute Jumping (Static Line)

Parachuting

Parachuting (Charity with Static Line)

Parachuting (Free Fall/Sky Diving)

Paragliding

Paramotoring

Parapenting/Parapointing

Parasailing (over water)

Power Gliding

Sky Jumping

Skydiving

Skysurfing

Speed Flying/Riding

Tandem Skydive

Wind Tunnel Flying

Zip Line

Zip Trekking
Land hiking, camel riding, trekking, safari tours and more.

Animal Sanctuary/Refuge Work

Assault Courses

Assault Courses including High Ropes

ATV Quad Bike (Off-roading)

Biathlon

Big Game Hunting

Blade Skating

Blowcarting

BMX

BMX Cycling (no Freestyle)

BMX Freestyle

BMX Racing

Bouldering

Buggying

Camel/Elephant Riding/Trekking

Camping

Canyoning

Caravanning (Mobile Home/Trailer Camping)

Cave Diving

Cave Tubing

Caving/Spelunking

Climbing (Mountaineering up to 4,000m)

Coasteering (ad hoc)

Coasteering (with a guide)

Cross Country Running

Cycle Racing / Time Trials

Cycle Touring

Cycle Touring (multi-country expeditions)

Cycling (Road/Recreational)

Cyclo-cross

Deer Stalking/Hunting

Drag Racing

Driving (any motorized vehicle)

Fell Running

Fell Walking

Four x Four Off Road Driving

Go-Karting

Gorge Walking (no ropes)

Gorilla Trekking

Hiking

Hiking (below 4,500 meters)

Hill Walking (up to 2,000m)

Historical/Battle Reenactment

Horse Riding

Ironman

Jogging

Karting (as part of an organized recreational event)

Karting (Racing)

Kilimanjaro (Trekking ascent)

Kloofing

Land Sailing/Sand Yachting

Land Skiing

Land Yachting

Low Ropes

Marathon (City/Street marathon)

Modern Pentathlon

Motor Cycling (above 125cc)

Motor Cycling (up to 125cc inc hired motor cycle))

Motor Cycling Off Road over 250cc (non-competitive)

Motor Cycling Off Road up to 250cc (non-competitive)

Motor Paintball

Motor Racing/Competitions (all types)

Motor Rallies/Competitions (all types)

Motorsport/Motor Racing

Mountain Biking

Mountain Biking (Competitive)

Mountain Biking (Downhill)

Mountain Biking (Freestyle)

Mountain Biking (Mega Avalanche or Similar)

Mountain Biking (Recreational not Downhill)

Mountain Boarding

Mountaineering

Mountaineering above 14,000ft

Mountaineering up to 4,000m

Mountaineering up to 5,000m

Off Road Motorcycling (over 250cc)

Off Road Motorcycling (up to 250cc)

Off-road Car Driving (4x4, dune buggying etc)

Orienteering

Overland Trips

Paintballing

Paintballing (Motor Paintball)

Pony Trekking

Rap Running/Jumping

Rappelling/Abseiling

Rock Climbing (under 2,000m)

Rock Climbing (under 3,000m)

Rock Climbing (under 4,000m)

Rock Scrambling (under 4,000m)

Roller Blading

Roller Derby

Roller Skating

Safari (hunting with guns/bows)

Safari (Wildlife/Tourist)

Safari Trekking (where guns are carried by safari guides for safety)

Sandboarding

Scrambling

Shooting (Clay Pigeon)

Shooting (Target)

Slack Lining

Small Bore Target Shooting

Storm Chasing

Summer Tobogganing

Trekking

Trekking (Everest Base Camp)

Trekking (Kilimanjaro Ascent)

Trekking (up to 4,000m)

Trekking (up to 4,500m)

Trekking above 7,000m

Triathlon

Via Ferrata

Volcano Climbing

Zip Line

Zip Trekking

Zorbing
Sport archery, basketball, soccer and more.

Aerobics

Amateur Athletic Field Event

Amateur Athletic Track Events

American Football

American Football (No Division 1)

Angling

Archery

Badminton

Ball Hockey

Ballet

Baseball

Basketball

Billiards

Bowling

Bowls

Boxing

Boxing (Training)

Cheerleading

Climbing (indoor)

Cricket

Croquet

Cross Country Running

Curling

Cycle Racing/Time Trials

Dancing

Dodgeball

Endurance Tests

Equestrian

Eventing (Equestrian)

Falconry

Fell Running

Fell Walking

Fencing

Field Hockey

Fishing

Fives

Flag Football

Frisbee

Gaelic Football

Golf

Gymnastics

Gymnastics (floor)

Gymnastics (involving somersaults etc)

Handball

Highland Games (athletic events competing)

Highland Games (heavyweight events competing)

Horse Jumping (Show Jumping)

Horse Riding

Horse Riding (Dressage)

Horse Riding (Eventing)

Hunting

Hurling

Ice Hockey

Ice Skating

Ice Speedway

Ironman

Jiu Jitsu

Jiu Jitsu (Brazilian)

Jogging

Judo

Karate

Karting (as part of an organized recreational event)

Karting (Racing)

Keep Fit

Kendo

Kick Boxing/Thai Boxing

Kiting (flying kites)

Korfball

Krav Maga

Lacrosse

Marathon (Arctic)

Marathon (City/Street marathon)

Martial Arts

Model Flying

Modern Pentathlon

Netball

Paintballing

Paintballing (Motor Paintball)

Petanque

Pigeon Racing

Polo (Equestrian)

Polocrosse

Pool

Power Lifting

Quoits

Rackets/Raquetball

Rifle Range

Ringos

Roller Blading

Roller Derby

Roller Hockey

Rounders

Rowing

Rugby

Rugby League

Rugby Training (Full Contact)

Rugby Training (Not Full Contact)

Rugby Union

Running (City/Street Marathon)

Running (keep fit)

Shinty

Show Jumping

Skateboarding

Skateboarding Freestyle

Skateboarding/Downhill/Competitive

Skeleton

Snooker

Soccer (Football)

Softball

Speed Trials/Time Trials

Squash

Squash/Rackets

Table Tennis

Tae Kwon Do (Competing)

Ten Pin Bowling

Tennis

Time Trials (Cycling)

Touch Rugby

Tough Mudder

Tough Mudder (World's Toughest)

Track

Track Days (E.G. Nurburgring) Car Or M/Bike

Trampolining (involving somersaults)

Trampolining (Recreational)

Trans Savoie Big Alpine Enduro

Triathlon

Tug-of-War

Ultra marathon (Marathon des Sables, Jungle Marathon, Arctic Marathon, UTMB etc)

Volleyball

War Games/Paintballing

Weightlifting

Wrestling

Yoga

Search for sports and activities you will be participating in during your trip. You can also browse and select activities above.