IMG Patriot America Lite
Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee
Summary of Policy Benefits
Cancellation
- Trip Cancellation: No coverage
- Trip Interruption: $10,000 per person, Return transportation only
- Hurricane & Weather: Accommodation made uninhabitable, Must be purchased before storm is named
Medical
- Medical Coverage for Covid-19: Included in Emergency Medical
- Emergency Medical: $50,000 policy limit, Secondary coverage
- Pre-Existing Condition: No coverage, Pre-existing look-back period 3 years
- Co-Insurance: Plan pays 100% in PPO network, Plan pays 80% outside PPO network
- Medical Deductible: $250 per person
- Home Country Coverage: 14 days
Evacuation
- Medical Evacuation & Repatriation: $1,000,000 policy limit
- Non-Medical Evacuation: $25,000 policy limit
Loss or Delay
- Baggage & Personal Items Loss: $500 per occurrence, $50 per item, Checked luggage only
Accidental Death
- 24 Hour AD&D: $50,000 policy limit
- Common Carrier AD&D: $100,000 per adult, $25,000 per child, $250,000 policy limit
Sports
- Sports & Activities: Covered, Limitations apply
Other Benefits
- Money Back Guarantee: Free look up to 3 days after purchase
- 24 Hour Assistance Service: 24 hour assistance provided
- Identity Theft: $500 per person
- Renewable Policy: Renewable up to 24 months