IMG IMG

Listed are all plans offered by IMG. You can compare coverages, and review plan's certificates.

Compare plans offered by IMG
Provider IMG Match_logo_20x75_img IMG Match_logo_20x75_img
Plan Name Patriot America Patriot International
  Bttn-certificate Bttn-certificate
Ratings
AM Best Rating Underwritten by Sirius International Ins. Corp
AM Best's Rating of A (Excellent)
Effective as of: 10/07/2011
Verify Rating at
www.ambest.com 		Underwritten by Sirius International Ins. Corp
AM Best's Rating of A (Excellent)
Effective as of: 10/07/2011
Verify Rating at
www.ambest.com
Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee This provider complies with Squaremouth's Zero Complaint Guarantee
Cancellation
Trip Cancellation No coverage No coverage
Trip Interruption $5,000 per person
Return transportation only		 $5,000 per person
Return transportation only
Medical
Emergency Medical $50,000 per person
Secondary coverage		 $50,000 per person
Secondary coverage
Pre-Existing Condition No coverage
Pre-existing look-back period 3 years		 Covered if enrolled in a Primary Health Insurance Plan
Co-Insurance Plan pays 100% after deductible Plan pays 100% after deductible
Medical Deductible $250 per person $250 per person
Home Country Coverage 14 days 14 days
Evacuation
Medical Evacuation & Repatriation $500,000 per person $500,000 per person
Pre-Existing Condition limit $25,000 per person
Non-Medical Evacuation $10,000 per person $10,000 per person
Loss or Delay
Baggage & Personal Items Loss $250 per person
$50 per item
Checked luggage only		 $250 per person
$50 per item
Checked luggage only
Life Insurance
Life Insurance - Accidental Death $25,000 per person $25,000 per person
Life Insurance - Common Carrier $50,000 per person
$250,000 policy limit		 $50,000 per person
$250,000 policy limit
Sports
Hazardous Sports No coverage No coverage
Other Benefits
Money Back Guarantee Up to the day before effective date Up to the day before effective date
24 Hour Assistance Service 24 hour assistance provided 24 hour assistance provided
Identity Theft $500 per person $500 per person
Renewable Policy Renewable up to 24 months Renewable up to 24 months