Nationwide Mutual Insurance Company Cruise Universal
Zero Complaint Guarantee:
This provider complies with Squaremouth's Zero Complaint Guarantee
Summary of Policy Benefits
Cancellation
- Cancel for Covid-19 Sickness: Included in Trip Cancellation & Interruption
- Trip Cancellation: 100% of the trip cost
- Trip Interruption: 125% of the trip cost
- Hurricane & Weather: Common carrier delay for 24 hours, Accommodation made uninhabitable, Must be purchased before storm is named
- Terrorism: Covered for foreign and domestic
- Financial Default: Covered after 14 day wait if purchased within 14 days of trip deposit
- Employment Layoff: Covered, If employed for 3 continuous years
- Cancel For Medical Reasons: Included in Trip Cancellation and Trip Interruption
- Cancel For Work Reasons: Included in Trip Cancellation and Trip Interruption
- Interruption For Any Reason: $250 per person if purchased within 14 days of trip deposit, Covered 48 hours after departure
Medical
- Medical Coverage for Covid-19: Included in Emergency Medical
- Emergency Medical: $75,000 per person, Secondary coverage
- Pre-Existing Condition: No coverage, Pre-existing look-back period 60 days
Evacuation
- Medical Evacuation & Repatriation: $250,000 per person
Loss or Delay
- Travel Delay: $500 per person, $100 daily limit, Covered after 6 hour delay
- Baggage Delay: $250 per person, Covered after 8 hour delay
- Baggage & Personal Items Loss: $1,500 per person, $300 per item, $600 specific items limit
- Missed Connection: $500 per person, Covered after 3 hour delay, Cruise and tour only
Sports
- Sports & Activities: Covered, Limitations apply
- Sports Fees: Included in Cancellation & Interruption
Other Benefits
- Money Back Guarantee: Free look up to 10 days after purchase
- 24 Hour Assistance Service: 24 hour assistance provided