Travel to the United Arab Emirates (UAE) has skyrocketed over the past few years. Technologically advanced cities, namely Dubai and Abu Dhabi, has made the UAE one of the most attractive and breathtaking countries to visit in the world.
In the past year alone, travel to the UAE has increased by more than 44%. During that same span, the average trip has actually become more affordable, dropping to $3,261.
As travel to the UAE continues to gain traction and the country grow into one of the world’s most popular tourist destinations, interested travelers need to determine what travel insurance coverage is best for their trip, as medical coverage is required.
How much medical coverage do I need?
The required amount of medical coverage can vary depending on a traveler’s itinerary. Certain areas of the UAE require medical travel insurance of some sort, however there is not a specific amount of covered needed. However, to visit Dubai, travelers need at least $100,000 in Emergency Medical coverage and at least $50,000 in Medical Evacuation.
This amount of Emergency Medical coverage meets Squaremouth’s recommendations, however the Medical Evacuation amount does not.
For international travel, Squaremouth recommends travelers visiting Ecuador buy a travel insurance policy with at least $50,000 in Emergency Medical coverage, and at least $100,000 in Medical Evacuation coverage. This coverage is reimbursement-based, meaning the traveler is typically required to pay their medical expenses upfront and require for reimbursement when they return home.
The Emergency Medical benefit of travel insurance can reimburse travelers for the costs of medical treatment in the event of an illness or injury during their trip. This includes physician services, ambulance expenses, and other costs of treatment.
The Medical Evacuation benefit can transport a traveler to the nearest adequate hospital in the event of a medical emergency. If the treating physician determines the traveler should return home for better treatment, this benefit can also cover those costs.
Do I need other travel insurance benefits?
Medical travel insurance is the only coverage required in order for a traveler to enter the UAE, however, most travel insurance policies are comprehensive and include a variety of other benefits, without increasing the cost of a policy. This includes coverage for travel delays and lost or delayed luggage.
Travelers visiting the UAE also have the option to insure their trip costs under the Trip Cancellation benefit. This benefit can reimburse all of their prepaid and non-refundable trip payments if they need to cancel due to an illness or injury, inclement weather, or terrorist incident, among other events.
Click here for a comprehensive list of countries that require travel insurance.