$500,000 per person
Emergency Medical can reimburse the costs to treat a medical emergency during a trip.
ACCIDENT AND SICKNESS MEDICAL EXPENSE
We will pay Reasonable and Customary Charges up to the limit shown on the Schedule of Benefits, if You incur necessary Covered Medical Expenses as a result of an Accidental Injury or Sickness which occurs during the Covered Trip. You must receive initial treatment for Accidental Injuries or Sickness while on the Covered Trip.
“Covered Medical Expenses” are Medically Necessary services and supplies which are recommended by the attending Physician. They include but are not limited to:
a) the services of a Physician;
b) charges for Hospital confinement and use of operating rooms, Hospital or ambulatory medical-surgical center services (this will also include expenses for a Cruise ship cabin or Hotel room, not already included in the cost of Your Covered Trip, if recommended as a substitute for a Hospital room for recovery from an Accidental Injury);
c) charge for anesthetics (including administration); x-ray examinations or treatments, and laboratory tests;
d) ambulance service;
e) drugs, medicines, prosthetics and therapeutic services and supplies;
f) emergency dental treatment for the relief of pain.
We will not pay benefits in excess of the Reasonable and Customary Charges. We will not cover any expenses incurred by another party at no cost to You or already included within the cost of the Covered Trip.
We will pay benefits, up to $500.00, for emergency dental treatment for Accidental Injury to sound natural teeth.
We will advance payment to a Hospital, up to the maximum shown on the Schedule of Benefits, if needed to secure Your admission to a Hospital because of Accidental Injury or Sickness.