$500 per person
$50 per item
Checked luggage only
Baggage and Personal Items Loss provides reimbursement for lost, stolen, or damaged luggage.
LOST CHECKED LUGGAGE YOU ARE COVERED:
1. Replacement of clothes and personal hygiene items, not to exceed $50 any one item.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The lost checked luggage must have been checked, in accordance with routine luggage checking procedures, for transportation with you, on board a regularly scheduled commercial airline or cruise line, upon which you were a fare-paying passenger; and
2. You must file a formal claim for lost luggage with the transportation provider, and follow all instructions and take all measures as directed by the transportation provider to locate and retrieve
the lost checked luggage; and
3. You must provide us with copies of all documentation of the claim filed with the transportation provider, and a written statement from the transportation provider confirming that the luggage was checked and after careful search, the luggage remains missing; and
4. The lost checked luggage must be lost as of the date of our payment and as of that date, must have been lost for at least 10 days.
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.