$2,000 per person
$200 daily limit
Covered after 5 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
If You are delayed for five (5) hours or more while en route to, during, or returning from Your Trip, due to a covered Travel Delay event listed below, We will reimburse You up to the Maximum Benefit Amount shown in the Schedule of Benefits, for the costs You pay for reasonable and necessary accommodations, meals, telephone calls and local transportation while You are delayed. When presenting a claim for these benefits, You must provide written confirmation of the reason for delay, including but not limited to, the scheduled departure and return dates and times, and the actual departure and return dates and times.
For a covered Travel Delay, We will also reimburse You for the following:
1. Up to the sub-limit listed in the Schedule of Benefits for expenses You paid for internet usage fees at the airport where You are experiencing a flight delay five (5) hours or more;
2. Up to the sub-limit listed in the Schedule of Benefits for the cost paid for one movie rental, in the event Your delay results in an unscheduled overnight stay outside of Your Home city (not including adult movies with an “NC-17” rating according to the Classification and Rating Administration (CARA)).
For this benefit, a covered Travel Delay event shall mean:
a. any covered Unforeseen Trip Cancellation or Trip Interruption reason;b. any officially documented delay of Your Common Carrier;
c. a traffic accident in which You or Your Traveling Companion are directly involved while en route to departure (must be substantiated by a police report or documentation);
d. Your or Your Traveling Companion’s lost or stolen passport(s), visa(s) or travel documents (must be substantiated by a police report);
e. Quarantine, hijacking, Strike, Natural Disaster, Terrorist Incident, Cyber Terrorism, Civil Disorder or Riot;
f. a road closure due to severe weather or local transportation authority preventing You from getting to the point of departure for Your Trip (must be substantiated by the department of transportation, state police, etc.);
g. Your Sickness or Injury, or the Sickness, Injury or death of Your Traveling Companion;
h. You are unable to secure an assigned seat as a ticketed passenger on a flight (not including voluntarily giving up Your seat on an overbooked flight).
Quarantine means Your strict isolation imposed by a government authority or Physician to prevent the spread of disease. An embargo preventing You from entering a country is not a Quarantine.