$400 per person
$200 daily limit
Covered after 12 hour delay
Travel Delay reimburses the costs of meals and accommodations when a trip is unexpectedly delayed.
YOU ARE COVERED FOR:
1. Reimbursement for reasonable accommodations and meals when your delay requires an unplanned overnight stay.
YOU ARE NOT COVERED unless you fulfill the following conditions:
1. The delay must be twelve (12) hours or more and certified due to the following reasons:
a. Delay of common carrier (which is certified by the common carrier); orb. A traffic accident while en route to the point of departure from an airport outside of your home country (substantiated by a police report); or
c. Organized labor strike, or you being hijacked or quarantined; or
d. You being hijacked or quarantined; or
d. Your passports or travel documents are stolen (substantiated by a police report)
YOU ARE NOT COVERED IF:
1. Expenses arise directly or indirectly from anything in the General Exclusions.
Common Carrier means an airplane, bus, train or watercraft operating for commercial purposes and carrying fare-paying passengers on regularly scheduled and published routes.
Quarantine means your strict isolation imposed by a physician or government authority to prevent the spread of disease. An embargo preventing you from entering a country is not a quarantine.