Medical Coverage for Land Activities
Some of the most common land-based activities are covered by many travel insurance policies, such as hiking or trekking, cycling, and jogging, among others. Policies with this coverage can reimburse travelers for the costs incurred in the event of a medical emergency while participating in one of these activities, including the cost of treatment and, if necessary, a medical evacuation.
Less Common Land Activities
Some travel insurance policies are designed with the most adventurous travelers in mind. Within these policies, medical coverage can be extended beyond common land-based activities, to cover activities the provider considers hazardous. Mountaineering, volcano climbing, and motorcycle riding are some of the more adventurous land activities that travel insurance may cover. Select policies can also cover competitions, such as marathons, triathlons, and drag racing.
What to look for when buying travel insurance for land-based activities:
Travel insurance for land-based activities can vary significantly from policy to policy. Activities that can be covered by one policy, may be specifically excluded from the next. For this reason, for travelers who plan to partake in specific land-based activities, it’s important to check a policy’s certificate for a list of excluded activities before purchasing. When buying travel insurance for land activities, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage.
How to search for travel insurance for land-based activities:
The Sports & Activities benefit of travel insurance is designed to cover travelers who are participating in sports or adventurous activities. Using Squaremouth’s activity selection matrix below, travelers can enter the specific land activities they plan to participate in during their trip to only show available policies with the coverage they need.
Search for policies with coverage for land activities using our selection matrix.
Search for land-based sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your search.