Travel insurance for winter sports can cover a wide array of activities with varying levels of danger. However, policies for adventurous travelers may still have a list of excluded activities. Coverage for skiing, for example, is included within many policies. On the other hand, coverage for extreme sports or adventure activities, such as heli skiing or ice climbing, can be included but is much less common.
Winter Sports Coverage
Travel insurance for winter sports is primarily designed to provide cancellation and medical coverage. For travelers planning to participate in winter activities during their trip, but are forced to cancel, the Trip Cancellation benefit can refund their prepaid and non-refundable trip costs, including airfare, hotel accommodations, and expenses related to the activity, such as lift tickets or equipment rentals. In the event of an injury during the trip, travel insurance can reimburse the cost of treating the injury and the cost of a medical evacuation, if necessary.
What to look for when buying travel insurance for winter sports and activities:
Travel insurance for winter sports and activities can vary significantly from policy to policy. Activities that can be covered by one policy, may be specifically excluded from the next. For this reason, for travelers who plan to partake in specific winter sports or activities, it’s important to check a policy’s certificate for a list of excluded activities before purchasing. When buying travel insurance for winter sports, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage.
How to search for travel insurance for winter sports and activities:
The Sports & Activities benefit of travel insurance is designed to cover travelers who are participating in sports or adventurous activities. Using Squaremouth’s activity selection matrix below, travelers can enter the specific winter sports and activities they plan to participate in during their trip to only show available policies with the coverage they need.
Search for policies with coverage for winter sports using our selection matrix.
Search for winter sports and activities you will be participating in during your trip, then select "Continue to Trip Information" to complete your search.