Last updated: 04/17/2023
Travel Insurance with Emergency Medical coverage is no longer required when traveling to Indonesia. However, obtaining a comprehensive policy that includes coverage for medical emergencies, delays, and cancellations is strongly encouraged.
Squaremouth recommends a policy with at least $50,000 in Emergency Medical coverage and at least $100,000 in Medical Evacuation coverage. This is consistent with Squaremouth’s general recommendations for international travel.
The Emergency Medical benefit can offer reimbursement for medical bills related to an unforeseen illness or injury. This typically includes coverage for treatment for Covid-19 related medical expenses.
The Medical Evacuation benefit can provide reimbursement for the costs associated with a traveler needing to be evacuated to the nearest adequate medical facility.
In most cases, Squaremouth also recommends a comprehensive policy that includes Trip Cancellation coverage. This is recommended for travelers with prepaid and non-refundable trip costs.
Trip Cancellation can provide reimbursement for prepaid and non-refundable trip expenses for travelers if they need to cancel their trip for a covered reason before leaving for their trip. These reasons typically include unforeseen illness or injury, natural disasters, inclement weather, or a terrorist incident.
Policies that include Trip Cancellation also include the Trip Interruption benefit. This can cover expenses related to an unforeseen trip interruption such as illness or injury, death of a traveler or family member, inclement weather or natural disaster. Trip Interruption can reimburse 100% – 200% of the trip costs and reimburse for additional expenses related to rebooking a flight if necessary.
For travelers concerned about quarantine from a positive Covid-19 test, Squaremouth recommends Trip Delay coverage. This benefit can reimburse a traveler for their expenses related to quarantine, such as food and accommodations. This benefit can offer a daily allowance typically between $150 – $200 per day up to the policy limit.
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Bali is the most popular destination in Indonesia, offering pristine beaches, crystal clear waters, and a stunning coastline. Travelers also visit Indonesia to experience the busy streets of Jakarta or travel to one of the over 13,000 islands that make up the country.
Destination Rank: 30
Percentage of Squaremouth Sales: 0.90%
Average Premium: $262.78
Average Trip Cost: $4,173.57
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