Switzerland Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Switzerland Travel Insurance Recommendations

While travel insurance is not required for travelers heading to Switzerland, Squaremouth still recommends it because of the high trip costs and extensive international travel involved. Squaremouth recommends a comprehensive travel insurance policy that can reimburse costs associated with medical emergencies, travel delays, lost luggage, and cancellations.

For those with prepaid and non-refundable trip costs, Squaremouth also recommends a policy with Trip Cancellation and Trip Delay benefits. These benefits can provide coverage if a traveler must cancel their trip due to unforeseen illness or injury or provide reimbursement of insured prepaid trip costs due to certain types of travel delays. This benefit can also provide coverage for severe weather, employment layoffs, and terrorism.

For travelers planning on staying in the metropolitan areas of Switzerland, Squaremouth recommends an Emergency Medical policy with a minimum of $50,000 in coverage and $100,000 in Medical Evacuation.

For travelers planning on hiking, skiing, or traveling to more remote areas of the country during their trip, Squaremouth recommends at least $100,000 in emergency medical coverage and $250,000 in evacuation benefits. Furthermore, many travelers visit Switzerland with plans to participate in adventurous sports. In this case, we recommend a policy with sports benefits.

These policies are designed to provide coverage for travelers participating in sports like skiing or hiking with higher coverage and fewer exclusions than a typical policy. These policies can also cover the cost of loss or delay of insured sports equipment a traveler brings on their trip.

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Switzerland Travel Insurance Trends and Data

Switzerland is best known for its stunning mountain scenery, delicious cheeses and chocolates, and beautiful villages throughout the region.


Destination Rank: 25

Percentage of Squaremouth Sales: 1.10%

Average Premium: $307.13

Average Trip Cost: $4,576.49

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

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Steven Benna, Lead Data Analyst: sbenna@squaremouth.com

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