Uruguay Travel Insurance Requirements

Last updated: 12/28/2022

Squaremouth’s Uruguay Travel Insurance Recommendations

The Department of Foreign Affairs cautions all travelers visiting the country to take into account the risk of Covid-19 while abroad, and recommends all travelers visiting Uruguay purchase a comprehensive travel insurance policy for the entirety of their trip. This includes a policy with benefits for cancellations and medical emergencies, including those related to Covid-19.

Although Uruguay does not require health insurance for travelers, Squaremouth recommends a medical travel insurance policy for all travelers visiting the country. This means travelers should purchase a policy with a minimum $50,000 in Emergency Medical coverage and $100,000 in Medical Evacuation coverage.

Emergency Medical coverage can provide reimbursement in that event that a traveler has an unforeseen illness, including Covid-19, or injury. Medical Evacuation coverage can provide reimbursement if the travel must be evacuated to the nearest hospital.

If visitors plan to go to more remote areas of Uruguay, Squaremouth recommends Emergency Medical coverage of $100,000 and Medical Evacuation of $250,000 because medical care can be more complicated and expensive in this situation.

Many travelers head to Uruguay for hiking, surfing, and windsurfing. For those travelers, Squaremouth recommends a policy with Sports and Activities coverage, as those activities may otherwise be excluded in other policies.

Sports and Activities coverage can provide reimbursement for injuries that occur doing activities that might be excluded in traditional medical coverage. These benefits can also reimburse the loss or damage of related sport’s equipment during travel.

Squaremouth also recommends Trip Cancellation and Trip Interruption coverage for those travelers with connections and prepaid or nonrefundable trip costs. Trip Cancellation can reimburse travelers who must cancel their trip due to a covered reason, such as an unforeseen illness, including Covid-19, or an injury. This coverage can also reimburse travelers who cancel due to other covered reasons, such as inclement weather or terrorism, among others.

The Trip Interruption benefit is typically included with Trip Cancellation coverage at no extra cost and can offer reimbursement for missed portions of a trip due to a covered reason such as a missed flight connection or other unforeseen illness or injury. This benefit can pay 100 to 200% of the eligible covered trip costs.

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Uruguay Travel Insurance Trends and Data

Uruguay offers travelers historical sites and architecture and plenty of coastline for beach lovers. Travelers to Uruguay can also take a ferry to Buenos Aires to visit for the day as well.

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Destination Rank: 70

Percentage of Squaremouth Sales: 0.20%

Average Premium: $104.15

Average Trip Cost: $1,129.14

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

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