Most travel insurance plans are designed to cover a single trip. However there are some plans that provide coverage for an entire year.
When getting a travel insurance quote, answer the questions with information for the next trip that is planned. Annual travel insurance plans will be listed beneath the per trip travel insurance plans. An annual travel insurance plan will begin on the departure date of that trip.
Annual plans do not provide coverage for trip cancellation or trip interruption, except for the cost of return airfare. However, there is coverage for emergency medical & dental and medical evacuation & repatriation.
There may be a limit on the number of trips that will be covered in one year or a limit in the amount of days per trip.
Always refer to the certificate of insurance for details.