Chris Harvey, Author at Travel Insurance Advice

What happens if my traveling companion cancels their trip due to illness and I still want to go but incurr additional costs as a result of their cancellation; Will travel insurance cover the additional costs?

Most travel insurance plans will cover you for a single supplement upgrade when your traveling companion cancels or interrupts their trip due to a covered reason and you do not. Always refer to the policy certificate for full details.

What is the Difference Between Primary and Secondary Travel Medical Coverage?

Most single trip travel insurance policies are comprehensive, and include coverage for the most common travel disruptions. One of the most common, and popular, travel insurance benefits is Emergency Medical, which provides travelers with coverage for medical emergencies sustained while traveling. A common concern that travelers have when reviewing this benefit is the difference between […]

Am I covered to cancel due to death of a non-traveling family member?

Yes, most of our package travel insurance policies provide coverage for trip cancellation due to a non-traveling family member’s death or serious illness requiring you to stay home.

I am traveling with a friend. Can we be on the same travel insurance policy?

Yes. You can be fully covered on the same travel insurance policy. You should only consider separate policies if you are residents of different countries.

Why should I purchase travel insurance early?

You are eligible to receive time-sensitive enhancements if you purchase a plan within 10 to 21 days (varies by company) from your initial deposit. Additionally, Trip Cancellation benefits begin protecting you the day after you purchase the plan against a “named peril” of the policy.

Do all travel insurance policies have a military clause in terms of getting deployed?

Most single trip travel insurance policies have a cancellation provision for “military called to emergency duty for a natural disaster other than war.” Some carriers include police, reservists, and fire personnel as well as military personnel. AIG Travel Guard policies have different provisions which include being called to active duty; having a leave revoked; or […]

Access america travel insurance

access america travel insurance Access America provides travel insurance and assistance to millions of travelers each year and is a division and service mark of World Access Service Corp. A global leader in travel insurance and emergency assistance, Access America products provide peace of mind and financial protection against the unexpected. Our agents are available […]

The Four Stages of Culture Shock

Mary Ann Santoro Bellini, Ph.D. When a student or other individual relocates to a foreign country, he or she inevitably faces a host of emotions and reactions ranging from awe to rejection, isolation to assimilation. These emotions comprise the four stages of culture shock. Honeymoon Period While preparing to relocate and during the first days […]

Tips for Travelers with BPH (Prostate Enlargement)

Daniel L. Watson, M.D. If you are a man over the age of 50, you might have Benign Prostatic Hyperplasia (BPH). BPH refers to the enlargement of the prostate gland that typically occurs with age. Most men are familiar with the symptoms: Slow urinary stream Hesitancy when starting to urinate Frequent trips to the bathroom […]

Tips for Travelers with Kidney Stones

Daniel L. Watson, M.D. Any patient with a history of kidney stones–especially those who pass stones frequently–should visit their urologist before a significant trip. Ask for a prescription for pain medication (preferably one you’ve used successfully before), even if you are not currently having pain. Fill the prescription and carry the medication with you. It […]