Overview
Pros & Cons
Plans & Coverage
Cost of Plans
The Bottom Line
What You Need To Know About
Nationwide
Established in 1926, Nationwide has been protecting travelers for nearly a century. They offer five comprehensive plans, with three crafted explicitly for cruise enthusiasts. Whether seeking budget-conscious coverage or premium options like Cancel For Any Reason (CFAR) and adventure sports protection, Nationwide provides a plan tailored to your journey. Each policy includes a minimum of $75,000 in Emergency Medical coverage, aligning with Squaremouth’s recommended standards for international travel.
Nationwide’s policies are underwritten by Nationwide Mutual Insurance Company, which boasts an “A+” rating from AM Best, which signifies trustworthy financial health. Their commitment to quality is reflected in customer feedback, maintaining a low 0.2% rate of negative reviews on Squaremouth.
Our Take: Nationwide stands out for travelers desiring customizable coverage with ample limits and options suited for families and adventure seekers alike. Their exceptional customer service and diverse plan features, designed to cater to your specific needs, make them a dependable partner for your travel insurance needs, ensuring peace of mind as you explore the world.
Nationwide At-a-Glance
- Comprehensive coverage with options for medical, trip interruption, and CFAR
- Family-friendly policies, including coverage for children
- All plans include at least $75,000 in Emergency Medical coverage
- Handles all claims in-house
- Some benefits, like CFAR and adventure sports, are only available with premium plans
- Plans only offer secondary medical coverage
- Requires time-sensitive purchasing to cover pre-existing conditions
Check out what travelers like you think about Nationwide:
Ready to explore your options? Compare Nationwide plans against other top providers.
Find The Plan That's Right For You
Nationwide offers plans for every traveler—explore its plans to choose the best plan for your trip.
| Plan | Avg. Premium | Medical | Evacuation & Repatriation |
Trip Cancellation | Trip Interruption | CFAR Option |
|---|---|---|---|---|---|---|
| Essential * | $190.90 | $75,000 | $250,000 | 100% of the trip cost | 125% of the trip cost | |
| Prime * | $547.60 | $150,000 | $1,000,000 | 100% of the trip cost | 200% of the trip cost | |
| Cruise Choice * | $305.50 | $100,000 | $500,000 | 100% of the trip cost | 150% of the trip cost | |
| Cruise Luxury * | $339.00 | $250,000 | $1,000,000 | 100% of the trip cost | 150% of the trip cost |
* The average premium is calculated using the last 12 months of sales, inclusive of trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999. This information is provided to illustrate directional pricing difference between plans.
Compare All Plan DetailsNationwide vs. The Competition:
How It Stacks Up
What's the best provider? That depends on your trip. Choosing the right one can save you thousands. Here's how Nationwide stacks up.
| Plan Features |
|
 |
|---|---|---|
| Overall Coverage | High limits and flexible add-ons for medical and CFAR |
Broad coverage, with options for customization |
| Cost | Competitive with options to add coverage |
Moderate pricing with flexible plan options |
| Customer Rating |
4.0
Good
|
4.5
Very Good
208 Reviews
|
| AM Best Rating | A (Excellent) | A (Excellent) |
| Unique Benefits | CFAR, adventure sports, identity theft coverage |
Sporting equipment coverage |
| Insurance Partners | Backed by Nationwide Mutual Insurance Company. | Backed by BCS Insurance Company and Jefferson Insurance Company. |
How Much Will A Nationwide Plan Cost For Your Trip?
Take a look at how the average cost of Nationwide's policies compares to similar plans from other top providers.
* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.
* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.
The Bottom Line:
Is Nationwide Worth It?
Nationwide Travel Insurance combines trusted coverage options with flexible add-ons, making it an excellent choice for families, adventurers, and cruise travelers. With high coverage limits, family-friendly benefits, and solid customer satisfaction, Nationwide provides peace of mind for travelers who want reliable, well-rounded protection backed by a company with nearly a century of experience. Whether looking for basic coverage or more comprehensive protection, Nationwide’s plans deliver the security you need to explore confidently.
Contact Information for Nationwide Mutual Insurance Company
Customer Service: 877-970-9059
Hours of Operation:
Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET
Claims Phone: 888-490-7606
Claims Hours of Operation:
Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET
Mail to:
Co-ordinated Benefit Plans, LLC
c/o Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa,
Florida
33623
Emergency Assistance:
Inside USA: 888-878-4757
Outside USA: 603-328-1937
Claims Email: NWTravClaims@cbpinsure.com
Fax: 800-560-6340
Provider Claims Website: Please click here
Customer Service: 877-970-9059
Hours of Operation:
Mon - Fri 8:00am to 7:00pm ET
Sat - Sun 9:00am to 5:00pm ET
Claims Phone: 866-281-0334
Claims Hours of Operation:
Monday - Wednesday: 08:30am - 05:00pm ET
Thursday: 09:30am - 05:00pm ET
Friday: 08:30am - 05:00pm ET
Mail to:
Co-ordinated Benefit Plans, LLC
c/o Nationwide Mutual Insurance Company and Affiliated Companies
P.O. Box 26222
Tampa,
Florida
33623
Emergency Assistance:
Inside USA: 855-258-0333
Outside USA: 603-952-2037
Claims Email: NWTravClaims@cbpinsure.com
Fax: 800-560-6340
Provider Claims Website: Please click here