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What You Need To Know About Nationwide

Nationwide is one of the longest-standing trusted names in the insurance industry and has been protecting travelers since its founding in 1926. Nationwide offers five different travel insurance plans built to fit the needs of various types of travelers. Three of Nationwide’s plans are designed specifically for cruise travelers, while the other two serve as general, comprehensive travel insurance.

Nationwide repeatedly comes up on travel websites as one of the most affordable providers on the market for comprehensive coverage and offering elite benefits like Cancel For Any Reason and Adventure Sports protection.

All of Nationwide’s travel insurance policies include at least $75,000 in Emergency Medical coverage, which is a solid threshold for domestic travel and meets Squaremouth’s minimum recommended limit for trips abroad.

Is Nationwide Travel Insurance reputable?

Nationwide boasts an A+ rating from AM Best for financial strength, meaning it’s a solid company for customers to put their financial trust in. It also has a negative review rate of 0.2% from Squaremouth customers, which shows just how satisfied travelers are with Nationwide’s service. With almost 100 years of successfully serving customers, Nationwide is certainly a reputable provider to do business with.

Our Take: Nationwide boasts an A+ rating from AM Best for financial strength, meaning it’s a solid company for customers to put their financial trust in. It also has a negative review rate of 0.2% from Squaremouth customers, which shows just how satisfied travelers are with Nationwide’s service. With almost 100 years of successfully serving customers, Nationwide is certainly a reputable provider to do business with.

Nationwide Customer Satisfaction Ratings

Nationwide Rating Breakdown

4.01 (687 reviews)
Customer Service Before Trip 4.14/5
Customer Service During Trip 3.43/5
Customer Service During Claim 3.38/5
  • Better Business Bureau (BBB) A+
  • TrustPilot Score 4.2/5
  • Globally recognized insurance provider
  • All policies hold an AM Best’s Rating of A+

Check out what travelers like you think about Nationwide:

Nationwide At-a-Glance

Pros:
  • Comprehensive coverage with options for medical, trip interruption, and CFAR
  • Family-friendly policies, including coverage for children
  • All plans include at least $75,000 in Emergency Medical coverage
  • Handles all claims in-house
Cons:
  • Only offers secondary medical coverage
  • CFAR & Adventure Sports coverage aren’t available for all plans.
  • High 12-hour wait for baggage delay reimbursement on non-cruise plans
  • Max trip length of 31 days on non-cruise plans

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Nationwide vs. The Competition:
How It Stacks Up

What’s the best provider? That depends on your trip. Choosing the right one can save you thousands. Here’s how Nationwide stacks up.

Plan Features
Overall Coverage

High limits and flexible add-ons for medical and CFAR

Broad coverage, with options for customization

Cost

Competitive with options to add coverage

Moderate pricing with flexible plan options

Customer Rating
4.0
4.5
Very Good
208 Reviews
AM Best Rating A (Excellent) A (Excellent)
Unique Benefits

CFAR, adventure sports, identity theft coverage

Sporting equipment coverage

Insurance Partners Backed by Allied Property and Casualty Insurance Company, National Casualty Company, and Nationwide Mutual Insurance Company. Backed by BCS Insurance Company and Jefferson Insurance Company.

How Much Will A Nationwide Plan Cost For Your Trip?

Take a look at how the average cost of Nationwide’s policies compares to similar plans from other top providers

Average Cost of Nationwide vs. Competitors Non-Cancellation Plans
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* The average premium is calculated using the last 12 months of sales, not including trip cancellation, for consumers ages 20 to 59, with a trip length between 4 to 16 days.

Average Cost of Nationwide vs. Competitors Cancellation Plans
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* The average premium is calculated using the last 12 months of sales, including trip cancellation, for consumers ages 20 to 59, with a trip cost between $5,000 - $9,999.

The Bottom Line:
Is Nationwide Worth It?

Nationwide Travel Insurance offers excellent cruise coverage and may be worth it for cruise-specific customers. It also offers budget-friendly, comprehensive travel plans with solid coverage limits, making it a great option for price-conscious customers who don’t want to sacrifice on coverage.

However, if you prioritize primary medical coverage, Nationwide might not be the right option for you, as it only offers secondary medical plans. Additionally, if you aren’t interested in cancellation protection and are searching for medical-only travel coverage, Nationwide’s plans might be on the expensive side.

Overall, Nationwide’s travel coverage is worth it when you are buying cruise protection or comprehensive coverage. It’s also a good option when you are looking for add-ons, upgrades, and customizable coverage, as it offers a few unique add-ons and coverages not frequently offered by other providers.