When does travel insurance coverage begin?


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Trip Cancellation coverage begins the day after a policy is purchased. Other benefits, like Travel Delay and Missed Connection, also begin before departure. Emergency Medical, Medical Evacuation, and other benefits are designed to begin when you leave home for your trip.

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Travel insurance is designed to cover you from the day you leave home to the day you return home from your cruise or trip.

Your travel insurance policy becomes effective the day after you purchase it. From that point forward, you can be covered by Trip Cancellation if you need to cancel your trip for a covered reason.

The Trip Cancellation benefit reimburses 100% of your prepaid and non-refundable trip expenses, including airfare, hotel accommodations, and tours and excursions. Some cruise line travel insurance only covers the cruise portion of your trip, or airfare and accommodations that were purchased directly through the cruise line.

Other travel insurance benefits, such as Emergency Medical, Medical Evacuation and Trip Interruption, offer door-to-door coverage that begins when you leave your house and ends when you return home.

This information can vary based on the travel insurance policy. If you have questions about a specific policy, please contact our licensed travel insurance experts. Squaremouth’s award-winning customer service team is available from 8am to 10pm ET, seven days a week, by chat and by phone at 800-240-0369.

Notes to editors

About Squaremouth: Squaremouth.com has insured over 2 million travelers. Using Squaremouth’s intuitive quoting and comparison engine, award-winning support team, and verified customer reviews, travelers can save time and money to find the best travel insurance policy for their trip.

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