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When does travel insurance coverage begin?


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Trip Cancellation coverage begins the day after a policy is purchased. Other benefits, like Travel Delay and Missed Connection, also begin before departure. Emergency Medical, Medical Evacuation, and other benefits are designed to begin when you leave home for your trip.

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Travel insurance is designed to cover you from the day you leave home to the day you return home from your cruise or trip.

Your travel insurance policy becomes effective the day after you purchase it. From that point forward, you can be covered by Trip Cancellation if you need to cancel your trip for a covered reason.

The Trip Cancellation benefit reimburses 100% of your prepaid and non-refundable trip expenses, including airfare, hotel accommodations, and tours and excursions. Some cruise line travel insurance only covers the cruise portion of your trip, or airfare and accommodations that were purchased directly through the cruise line.

Other travel insurance benefits, such as Emergency Medical, Medical Evacuation and Trip Interruption, offer door-to-door coverage that begins when you leave your house and ends when you return home.

This information is time sensitive and may change or vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly. Squaremouth’s team of licensed travel insurance experts is available 24 hours a day, 365 days a year by chat and by phone at 1-800-240-0369.

Notes to editors

About Squaremouth: Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at www.squaremouth.com.

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