Unfortunately, standard Trip Cancellation coverage will not allow travelers to cancel their trip due to a travel alert. The Terrorism benefit is not triggered for Cancellation coverage unless an attack takes place and is deemed a terrorist attack by the U.S. State Department.
If you wish to cancel your trip due to the threat of a terrorist attack, the Cancel for Any Reason upgrade allows travelers to cancel their trip without satisfying one of the policy’s covered reasons. In order to be eligible for Cancel for Any Reason, you must purchase your policy within 30 days of your first trip deposit date. Additionally, you must insure 100% of your trip cost, and cancel your trip at least 2-3 days before your departure. Cancel for Any Reason increases the premium by about 40-50% and provides up to 75% reimbursement of your trip cost.