You could be covered to cancel your trip because of a flood, as long as you bought your policy before the flooding started.
In order to cancel your trip because of a flood, your policy must include Trip Cancellation coverage. The following reasons can trigger Trip Cancellation:
- The flood makes your hotel accommodations or your destination uninhabitable
- There’s a mandatory evacuation at your destination that lasts longer than your trip
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET daily and are delighted to help.