Natural Disaster Center

Can I cancel my upcoming trip because of a flood?

Last Updated:

You could be covered to cancel your trip because of a flood, as long as you bought your policy before the flooding started.

In order to cancel your trip because of a flood, your policy must include Trip Cancellation coverage. The following reasons can trigger Trip Cancellation:

  • The flood makes your hotel accommodations or your destination uninhabitable
  • There’s a mandatory evacuation at your destination that lasts longer than your trip

This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET daily and are delighted to help.


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