Natural Disaster Center

Can I cancel my upcoming trip because of a flood?

Last Updated:

You could be covered to cancel your trip because of a flood, as long as you bought your policy before the flooding started.

In order to cancel your trip because of a flood, your policy must include Trip Cancellation coverage. The following reasons can trigger Trip Cancellation:

  • The flood makes your hotel accommodations or your destination uninhabitable
  • There’s a mandatory evacuation at your destination that lasts longer than your trip

This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET daily and are delighted to help.

Notes to editors

About Squaremouth: Squaremouth compares travel insurance policies from every major travel insurance provider in the United States. Using Squaremouth's comparison engine and third-party customer reviews, travelers can research and compare travel insurance policies side-by-side. More information can be found at