Do the Paris attacks meet the travel insurance definition of terrorism?

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Typically, a Terrorist Attack or Terrorist Incident is defined as an incident deemed an act of terrorism by the US Department of State. The US Department of State declared the attacks in Paris as an act of terrorism on 11/13/2015.

Additionally, in order for this benefit to be triggered, it must meet the policy’s specified requirements. Typical requirements include:

– The incident must occur in a city listed on your itinerary
– The incident must occur within a specified time period of your arrival, usually 30 days
– There have been no recent terrorist incidents in the same city within a specified period of time

Each policy has a different definition of terrorism. Coverage will vary among each policy, and you should always check your specific policy’s definition of a Terrorist Attack or Terrorist incident to determine your coverage.

This information is time sensitive and may change as events unfold. Please check back for updated FAQs and provider position statements.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help!

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