Is a volcanic eruption covered by travel insurance?

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A volcanic eruption meets most travel insurance provider’s definition of a covered Natural Disaster.

Travel insurance policies with coverage for Natural Disasters can provide coverage if a volcanic eruption impacts your trip. This can include Trip Cancellation and Trip Interruption coverage, as well as Travel Delay coverage.

In order for cancellation or interruption coverage to be triggered, at least one of the following requirements must be met:

  • Your common carrier is delayed for a specified amount of time due to the eruption
  • Your destination is rendered uninhabitable
  • There is a mandatory evacuation at a your destination

In order for Travel Delay coverage, the eruption must delay your departing flight by at least 3-12 hours, depending on the policy. The Travel Delay benefit provides a daily dollar amount that can be used for necessary expenses during the delay. This amount typically ranges from $150-$200.

This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET daily and are delighted to help.


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