Does travel insurance provide life insurance benefits if my plane crashes?

Travel insurance may provide life insurance coverage if a traveler is dismembered or killed in a plane crash.

Some travel insurance policies include life insurance within their standard package of benefits. Others provide it as an options upgrade to a travel insurance policy. There are three types of life insurance benefits that can be purchased: 24 hour AD&D, Common Carrier AD&D, and Flight Only AD&D.

The Flight Only AD&D benefit provides coverage for accidental death or dismemberment that occurs while a traveler is in-flight, while on their covered trip. This benefit typically provides the highest payout compared to other forms of accidental death coverage within travel insurance. Air flight accident coverage can typically be applied to travelers who are passengers of a licensed air conveyance.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available 24/7 and are delighted to help!