When should I purchase a policy to be covered for a terrorist attack?

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If you are concerned about a terrorist attack affecting your travel plans or forcing you to cancel your trip, we recommend that you purchase a travel insurance policy as soon as possible after making your first trip payment. In order to be covered for any terrorist incident under the Trip Cancellation benefit, a policy must be purchased before the attack occurs.

Furthermore, some travel insurance providers on Squaremouth exclude any terrorist event if a terrorist attack has occurred in a city on your itinerary in a specified period before your policy’s effective date, usually 30 or 90 days. This means a travel insurance policy must be purchased prior to any attack on a city in your itinerary.

Some travel insurance providers also exclude any terrorist event if another terrorist attack has previously occurred in that same city during a specified amount of time before the following terrorist event, usually 30 or 90 days.

If you purchase a policy after October 31, you may still be eligible for terrorism coverage for any future terrorist attacks, depending on your policy.

However, if the Russian plane crash is deemed an act of terrorism, it would be considered a previous Terrorist Incident and may render you ineligible under some policies.

This information is time sensitive and may change as events unfold. Please check back for updated FAQs and provider position statements.

This information may vary based on the travel insurance policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week, and are delighted to help!

Notes to editors

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