Germany Travel Insurance Requirements

Last updated: 03/07/2024

Squaremouth’s Germany Travel Insurance Recommendations

Most travelers who are traveling to Germany are interested in Trip Cancellation coverage to protect their investment. In addition to coverage for pre-trip cancellation concerns, travelers heading to Germany show interest in other benefits like Trip Interruption, Emergency Medical, and Medical Evacuation coverage to protect themselves during their trip.

Although travel insurance is not required, Squaremouth recommends travelers visiting Germany search for comprehensive travel insurance. This is consistent with our recommendations for most international destinations. Comprehensive travel insurance policies are built to cover the main concerns of most travelers, including cancellations, medical emergencies, travel delays, and luggage.

If you’re concerned about not being able to take your trip to Germany, a policy with Trip Cancellation coverage can protect your prepaid and non-refundable trip expenses. The most common covered reason for Trip Cancellation is illness, injury, or death of you, a traveling companion, or a family member. This benefit can also cover things like severe weather, terrorism, and employment layoff, among others.

However, travelers who do not wish to insure their trip cost may opt out of Trip Cancellation. These policies will be significantly less expensive, however will still include medical, delay, and luggage coverage.

For travel to a popular tourist destination in Germany, Squaremouth recommends at least $50,000 in Emergency Medical coverage, and $100,000 in Medical Evacuation coverage. These benefits can reimburse you for medical emergencies that occur during your trip. For travelers visiting remote regions in Germany, we recommend at least $100,000 in Emergency Medical coverage, and $250,000 in Medical Evacuation coverage.

Click here to begin your search for Germany Travel Insurance.

Germany Travel Insurance Trends and Data

Major tourist cities, such as Berlin, Munich, and Frankfurt, attract travelers from around the world, consistently placing Germany among the most popular destinations. This is especially true during the holidays, when Germany is the most popular destination in Europe.


Destination Rank: 9

Percentage of Squaremouth Sales: 2.19%

Average Premium: $312.99

Average Trip Cost: $4,311.44

Squaremouth Analytics compares thousands of travel insurance policies purchased pre- and post-pandemic to identify changes and trends in the travel insurance industry.

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