There are multiple options available. You can choose to insure all trip costs at once before they are paid, insure a portion and make changes to the policy after purchase, or purchase insurance after all expenses have been paid.
You have the option to insure the portion of your expenses that are at risk today, then increase your trip cost as you make additional trip payments, or, you can purchase your insurance for the amount that you will pay once all your travel arrangements are made.
Alternatively, you can wait until you have finalized all of your trip payments to purchase your insurance, as Trip Cancellation policies are available up until the day before your departure. Please note, policies including time-sensitive benefits, such as Pre-Existing Condition coverage and Cancel For Any Reason, must be purchased within 14-30 days of your initial booking date.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!