A “covered trip” within travel insurance refers to a period of travel away from your home to a destination outside your city of residence.
Travel insurance generally defines a “covered trip” as a period of travel away from your home to a destination outside your city of residence.
Depending on the policy, a trip must meet different requirements in order to be “covered trip”. Commonly, it is required that the trip should not be for the purpose of obtaining health care or medical treatment, and the trip must have defined departure and return dates. The defined departure and return dates should typically be the date you leave your primary residence, to the date you return to your primary residence, however some policies will cover a portion of a trip. Additionally, most policies only cover round trip travel, while some will cover a period of one-way travel.
As each policy has a different definition of a covered trip, we recommend reading through the description of coverage and policy certificate before purchasing the policy.
This information can vary based on the travel insurance policy. Please review the policy certificate to verify coverage. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET seven days a week and are delighted to help!