Archive for March 2013

Is Primary Emergency Medical Coverage Better Than Secondary? Travel Insurance FAQ

Published by March 29, 2013

Primary and secondary Emergency Medical benefits within travel insurance policies are often a point of confusion and concern for many travelers. Once travelers understand the way Emergency Medical benefits work, they often realize that paying extra to get primary Emergency Medical coverage may not be a necessary expense. The Emergency Medical benefits in travel insurance […]

Allianz Global Assistance Launches ‘TravelSmart’ Mobile App

Published by March 28, 2013

Allianz Global Assistance, a leading travel insurance provider, recently launched a new feature that helps travelers access valuable information from their mobile devices while traveling abroad. The new mobile app, called TravelSmart, allows travelers to access emergency telephone numbers, hospital lists, a drug dictionary and other first aid translations directly from their phones. Each hospital […]

Medical Mission Trip Travel Insurance

Published by March 26, 2013

Many travelers participate in medical mission trips in response to disaster relief for countries around the world. While many volunteers provide emergency medical, surgical and dental treatment for those in need, they may also need travel insurance protection of their own. Because the risk for injury and illness is increased for travelers visiting disaster areas […]

U.S. Department of State Issues Travel Warning for Libya – Travel Insurance Update

Published by March 25, 2013

The U.S. Department of State issued an updated travel warning for Libya recently due to ongoing instability and violence in the region. Travel insurance coverage may be important for U.S. citizens traveling to Libya despite the warning. Non-medical evacuation is one benefit covered in many policies that can help travelers if political or civil unrest […]

When it comes to travel insurance, there is no such thing as “one size fits all”

Published by March 22, 2013

Some travel suppliers, such as cruise lines and tour operators, offer travel insurance to travelers as an additional service to protect travel investments in case unforeseeable events prevent travelers from going on their trip or their trip is suddenly interrupted and cut short. Many travel suppliers offer one basic travel insurance package for everyone regardless […]

U.S. Department of State Issues Travel Warning for Syria – Travel Insurance Update

Published by March 21, 2013

Non-medical evacuation, often referred to as political evacuation, is a travel insurance benefit that can assist travelers when emergency situations involving government or social upheaval threaten travelers’ safety. Since the U.S. Department of State recently issued an updated travel warning for Syria, non-medical evacuation coverage may be important for U.S. citizens traveling to the region. […]

Price vs. Benefits: When buying travel insurance, which is more important?

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When comparing policies on, most travelers find that while multiple policies are available, the prices for those plans can vary greatly. There are a few key points to consider that may help making a travel insurance purchase a little easier. 1 – Many plans are more similar than they are different This is not […]

Can I insure less than the actual cost of my trip on a travel insurance policy?

Published by March 19, 2013

There are a few things to consider when determining which portion of travel expenses to insure on a travel insurance policy. First of all, when travel insurance providers refer to the cost of a trip, they are usually referring to the prepaid, non-refundable travel arrangements that were purchased prior to departure. A good way to think of trip […]

Trip Cancellation Coverage from CSA No Longer Available for Winter Storm Ukko

Published by March 18, 2013

When a current event that affects travel insurance benefits becomes known, or foreseen, travel insurance providers often release position statements to explain how coverage applies. A policy purchased after an event becomes known will not cover travelers for trip cancellation purposes. This is because trip cancellation benefits are designed to cover the unforeseen. With a […]